icon Bank nominee

My grandfather died at the age of 85 in January 2020. He was a pensioner from past 25 years. My grandmother, 75+(housewife) is the nominee in his pension papers but she isn't a nominee in his savings


A. what you need to to is that each individual give affidavit that you want to disown that amount in favor of your grandmother and that you will have to do in personal appearance and also will have to submit death certificate of grandfather and relevant document that grandmother and grandfather were husband wife. I think manager should do on such request.

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icon Suffering due to unavailability of parking and watchman in Bank

Hello One nationalized bank is loacated in our area/society. The bank has rental agreements with owner of the building in which Bank is established. The bank doesn't have any parking space and securit


A. Hi
You can always escalate to the nearest police station under NUISANCE against the bank and its customers.
Since it is the legal responsibility of the bank to maintain hygiene and also to adhere to parking regulations, you should complain to the police station.
Please note that in law, the neighbours right for peaceful possession and enjoyment is paramount and all neighbours need to ensure that neighbour's rights are not trampled.
Hope this information is useful.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon CAR LOAN DISBURSED AFTER DEDUCTING 1ST EMI AND DOCUMENTATION CHARGES

Bank deducted 1st EMI and documentation charges from the total car loan amount before disbursal and they are charging interest for that amount too, moreover, they added some health insurance to car lo


A. HI
It is against law for banks to deduct / charge their customers for add on products like health insurance etc.
You can either approach the banking ombudsman or file a case in the district forum for deficiency of service (in law , charging for add-on's without consent of borrower is deficiency of service)
Hope this information is useful.

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icon Bnking

Dear sir. i am m.r.govindarji worked in state bank of india and placed under suspension on 30.03.2017. The deomestic departmental inquiry conducted and winded up without submission of defence document


A. Hi Govindraji,

You simply send a letter or E-mail seeking an extension of time for a personal appearance in order to comply with the lockdown.

If they fail to adhere the same, you may file a writ petition.

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Latest Response 3 years ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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