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Anonymous

Posted 1 week ago

Forced credit card bill without permission

A. Dear sir/madam
You may immediately write letters to the higher authorities and also to banking ombudsman and also make it viral in social network .
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Shreyash  Mohta
Shreyash Mohta Experience: 2 Year(s) Kolkata
Mrighankhi  Chakraborty
Mrighankhi Chakraborty Experience: 2 Year(s) Kolkata
Simi  Paul
Simi Paul Experience: 1 Year(s) Kolkata
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Anonymous

Posted 1 week ago

Namaste A good friend of mine is going through a bad phase and is in need of money, He asked me to sell his 5 gem stones in India and then transfer him the money overseas, do I need to do any formalities?

A. Dear sir/madam'
You must have some authorization like power of attorney from him and also valid bill having purchased from your friend otherwise you will be in problem.
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Anonymous

Posted 2 weeks ago

I will give my friend to 10L with 20 rs stamp paper, is it enough for 10L? or i need to do it 100 rs stamp paper, kindly know the value 20 rs and 100 rs stamp paper

A. Dear Sir,
It is waste exercise unless you have postdated cheque or promissory note which are only the legal documents.
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Suneel  Moudgil
Suneel Moudgil Experience: 16 Year(s) Panipat
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
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Anonymous

Posted 2 weeks ago

Hi, My Father has kept nomenee as her sister for bank deposits. he is expired now and how can we claim that?

A. Dear Sir,
Nominee is not the legal heir and cannot get entire amount. She is entitled for only as per inheritance law otherwise in the capacity of trustee she has to hand over the said amount to the legal heirs of your father. File a suit accordingly.
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Anonymous

Posted 2 weeks ago

Hi have recently taken Airtel connection!!! I have transferred Rs.550 to Airtel bank to pay my monthly bill after transferring the money to Airtel bank I was unable use the money to pay the bill or neither transfer back to my bank account... even after multiple emails and multiple escalations to their customer support team they are sending irresponsible reply and the issue is not yet sorted out... I have even registered a complaint with banking ombudsman but I haven’t got any solution

A. Dear Sir,
You may get issue a legal notice or write a multiple letters and also put the matter in social channels and get your problems solved.
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Anonymous

Posted 1 month ago

I had taken a personal loan from HDFC Bank Ltd and I have not paid last 2 EMIs and Today I have received a email from their lawyer about a lok Adalat case being filled against me. What can been done? I had not paid the amount as I had lost my job and ready to pay the amount from next month as I have received a new job.

A. You attend the lok adalat and inform them that you are willing to settle the dues and that you need time.
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J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai
satej Chandrakant more
satej Chandrakant more Experience: 1 Year(s) Mumbai
Sir, I have been cheated with Rs. 10000/- in the context of arranging an interview for job. That too, the culprit forced me to use of my Credit Card for withdrawal of money from ATM. The moment he took money he has been disappeared by diverting my attention. When I was trying to call him on his mobile number, I came to know that he switched off his mobile phone soon after grabbing money from me. It happened on 9-Jan-2019 night at whitefield. I am not sure how to proceed with to get the curlprit and got my money back from him. HIs mobile number is 8660577328. As per Truecaller his name displayed as Tech Mahindra Ravi Prakash.

A. Dear Sir,

Please do the FIR immediately stating all the relevant information immediately. The police will trace the person.

Thanks

Adv. Satej More
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My self Mohammed Nafees I took a personal loan from three different bank a Rs 12 Lakh. I earned well and had no problem paying the EMI’s all these years. However, I lost my job 3 month back and has defaulted on my EMI’s payment. Now I am worried to my bank bcz they are harassing me each and every day. Recently I got the new jobs with less salary which I was getting before, so now I wants a way out of this situation. Because I had already taken some family and friendly loan to survive with my family with basic needs for these 3 to 4 month and I have to clear those outstanding loans also. I am the only earning member in my family residing on a rent and also taking care of 3 family members other than me. My Mother who is suffering from lots of disease, my wife who is taking care of my home and my 10 years son who is studying so I have to take care of his school fee, tuition fee and other needs. Bank is not ready to understand my situations every day some bankers or recovery people coming to my home and shouting, abusing to my family members and ready to listen or go back, We feel very ashamed in front of my neighbor's, my room owner is residing outside Mumbai so he don’t know about that but I am worried when he come to know that then we must have to get vacate that room. Can i make a police complaint for harassment or Can i change my room and mobile number to get some relief from harassment and will pay the dues once i settled down to repay.

A. Dear Sir,
You need bother. You can get issue a legal notice basing upon following judgment.
==================================================================
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised coun ...ReadMore
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Sir, my father has been dismissed after departmental inquiry of Central Bank of India. Whole inquiry is conducted in Chhindwara Madhya Pradesh. Now Can I file case in Nagpur High Court in Maharashtra.

A. The High Court of Madhya Pradesh is having the absolute jurisdiction,
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
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Naresh Chandak

Posted 1 month ago

My account is NPA with co-operative Bank in Maharashtra, I have main security and collateral security, the bank has taken action under SARFAESI act and seized my property now my question is whether Bank can sale Agriculture Land ??

A. Dear Sir,
There is no restrictions to sell the agricultural land if it is mortgaged with the Bank however you can resist the same through the help experienced advocate.

Thanks.
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Sandeep  Pingale
Sandeep Pingale Experience: 14 Year(s) Mumbai City
J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai
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