SBI credit card
A. Dear Client,
I would require details regarding the issues as your question is not clear, please provide the same.
Thank you
Guarantor died then whats the way to clear
This Thejas, my father is the guarantor for his friend loan in a cooperative society. Has my gaurantor (my father) died they are asking me where the barrower has abscanded what to do now they have our
4 months ago
A. Dear Client,
As your father was the guarantor of his friend's loan, after his death the liability of a guarantor shifts on your shoulders as you are the legal heir of your father. Here the principal debtor who is your deceased father's friend has failed to pay the payments for 4 years so you can be held liable by the bank for the loan.
Thank You
Unauthorized Fraud transaction by SCB Credit Card on 30-06-2023
Sir, I am Rajesh Joshi i just want to know that above fraud transaction was done on 30.06.2023 after i reported to Customer Care, Cyber, Police Station etc not release the payment to Fraud Merchant, a
4 months ago
A. Dear Client,
When the Cyber Crime Cell receives a complaint about a fraudulent transaction involving your designated bank account, the implicated bank is mandated to freeze or suspend the account's operations until the Cyber Crime Cell concludes its investigation into the reported incident. Consequently, the bank has imposed a lien on the account. In such circumstances, it is imperative to patiently await the investigation's completion by the Cyber Crime Cell and actively cooperate in the proces ...ReadMore
Fraud unauthorized transaction from SCB Credit Card on 30-06-2023
Sir thanks for your help and support. As soon as i have received sms immediately contact to SCB customer care and block my card and request them to please do not release the payment to fraudulent merc
4 months ago
A. Dear Client,
From the contents of your query, it appears that being a Sr. Citizen you have already initiated a lot of steps to address a cyber crime caused by a fraudulent transaction. Due to the sophisticated tactics that hackers use to cover their tracks, it's extremely difficult to catch them and bring them to justice. Only 5% of cybercriminals are apprehended for their crimes which demonstrates just how challenging it is for law enforcement agencies to arrest and prosecute these offenders. A ...ReadMore
Flipkart Pay Later Loan Error
On October 8, 2023, I availed the "Flipkart Pay Later EMI" service through IDFC First Bank to purchase an MSI Core i3 11th Gen laptop. This is loan 1. On October 11, 2023, I made another purchase usin
4 months ago
A. Dear client,
Send them a mail for documentation.
Visit the branch with an application to the Service Manager asking for the rectification.
You can also opt for the banking ombudsman, and take the help.
In case everything fails, let an advocate draft a legal notice for you (we can do that for you). Later, if situation is not healed by these steps you have to file a consumer case against the bank. But hoping that the changes would be made sooner, sometimes due to technical Glitches certain cha ...ReadMore
Fake bank account
I am resident of morena. I found that fake current account has been opened using my gst no in jabalpur. Can i file fir in morena
4 months ago
A. Dear Client,
Opening a Bank account with fake identities is a criminal offense that requires an FIR to be lodged in a police station. Vide Letter No. 15011/91/2013-SC/ST-W dated 12th October, 2015, The Ministry of Home Affairs (MHA) recommends that FIRs must be compulsorily registered in the Police Station irrespective of the territorial jurisdiction. In a recent development, a Constitution Bench of the Supreme Court in Lalita Kumari v. Govt. of U.P.[1] held that if the information discloses th ...ReadMore
Loyalty bonus
I have been employed by the bank on 26th nov 2014 and there was a term on which I was supposed to be paid loyalty bonus after completion of six years ,however i fell ill from 15 .07 .2019 to 17.03.202
4 months ago
A. Dear client,
If there was no mention of the continuous period then you can challenge their decision of not paying you the loyalty bonus but before you do so ensure to go through all the employment terms and conditions.
Fraud transaction from Credit Card Standard Chartarted Bank
Fraud Transaction from Credit Card on 30.06.2023 by my hacked phone, Complaint with Customer Care SCB, Cyber Crime Portal online, Dahisar Police Station, SCB Bank and RBI Ombudsman.Also so many mails
4 months ago
A. Dear Sir, You share the copy of the complaint to your bank and apprise them of the situation asking/requesting them to hold on till the investigation by agencies are going on. If they don't listen to you then please get back to is we shall send them a legal notice.
Impact in my family members account for not paying 3 emi in bank
I have a loan in Punjab National Bank and i can't pay the emi from last 3 months, so now they don't let me withdraw my mother-in-law pension from their bank, they told me to take legal action, what sh
4 months ago
A. Dear Client,
What they are doing is absolutely illegal and they cannot do this. You send them a legal notice through a lawyer ( We can do that for you) and after that if they don't listen then you should file a writ petition in High Court.
Can Banks Auto debit your Savings Account for Credit Card Dues
Respected Team , This is with regards to harassment by bank for last 2 years where they have debited my Savings account for a value more than 2.5 Lacs for Credit cards due that i feel is completely un
4 months ago
A. With effect from October 1, 2021, under the new additional factor authentication rules, a bank is required to send a notification to the customer at least 24 hours before the auto-debit payment is to be deducted and allow the debit only after the customer has confirmed it. The pre-transaction notification will be sent via SMS, email etc. The notification will inform the cardholder about the name of the merchant, transaction amount, date/time of debit, reference number of transaction/ e-mandate, ...ReadMore
