Cnt issue
Cnt issue
I belong to (namasudra) subcaste of scheduled caste which is recognized in west bengal as sc, but I want to take business loan in jharkhand for starting a business and the bank wants to keep my land w
4 months ago
A. Dear Client,
You apply for loan to a government bank if not already done. In case they reject your loan then you can file a writ petition in Jharkhand High Court against the arbitrary action of the bank and get an order from the bank to give you loan.
Claim in Pensions Money
My brother used my mother's pension money through ATM cards without letting her know. She was ill and was always threatened. She never complained to anyone and died one day. Now the bank has no money
4 months ago
A. Dear Client,
Under Sub Rule 6 (iii) of Rule 54 of Central Service Rules, an unmarried daughter is entitled to a family pension until she gets married or starts earning whichever comes first. If an unmarried daughter is the eldest among all the siblings she is entitled to receive a family pension, in the event parents are not alive. If both mother and father are governed by the pension scheme, then the daughter is entitled to receive two pension amounts. You may contact or visit the office of the ...ReadMore
I am an Bank employee of an Loan Division
I am an Bank employee of an Loan Division _ when processing Balance Transfer of Agri loan there was a lapse in Balance Transfer procedures by the sales team employees ( there is NO Intentional employe
4 months ago
A. Dear Client
For sure the bank is goin to take disciplinary action against the employee for the lapse, regardless of being intentional or not.
Simultaneously the bank should send legal notice to the borrower to repay the amount and take legal action too.
Unauthorised bank account freeze
Hi, My bank account has been freeze by bank as there was a notice from Enforcement agency and the notice was only for a small disputed amount but bank has put my entire account at debit freeze.when I
5 months ago
A. Dear Client,
You can firstly try contacting the local police station in your area and seeking their assistance in communicating with the Gujarat Cyber Police. As a last resort, you may need to consider filing a petition in court to challenge the freeze on your bank account.
A. Dear Client,
Generally, banks freeze the bank account of a customer on the instruction of the Cyber Crime Cell on receipt of a complaint of fraudulent transaction or cyber scam involving your bank account. Otherwise, for any other reason, the Bank informs the customer before making the account inoperative. The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online and once a cyber ...ReadMore
Exra amount deducted from account for emi option in bajaj finance
I purchased washing Machine emi option from Bajaj finance. After 10 months we realized more emi is taking then we went to shop there they said exyra warrenty they added to emi after 10 days. So with o
5 months ago
A. Dear Client,
When a product is bought under a Hire Purchase Agreement and financed by an NBFC/FI, then being a customer you should go through the terms and conditions of that agreement which is typically made by the financier in connivance with the authorized selling outlets to gain extra from the deal. So, by signing that agreement you accepted the terms of the financier neither you can take the stand of ignorance nor ask for further communication from the financier regarding the addition of th ...ReadMore
Loan forgiveness
I took personal loan of 3lacs from icici bank of which 1lac as principal and 72000 of Intrest I have already paid but in 2022 I lost my job and since then I haven't paid any amount to them . What can
5 months ago
A. Dear Client,
Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated by the Bank as NPA. Accordingly, the Bank sends notice to the Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response from the Borrower, the Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and the ...ReadMore
cyber crime freezed bank account.
cyber crime freezed bank account., how to write them or get it sorted
5 months ago
A. Dear Client,
The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online and once a cyber crime scam is reported online to NCCRP, on the instruction of Cyber Crime Cell, investigating team started the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account and you have to wait for the completion of the investigation ...ReadMore
Credit card settlement
Hi I have icici bank credit card and limit is 2.5L.During 2021-2023 I have paid 4.25L double of my credit used.All my minimum payment went into interest .I approach bank for settlement but they settl
5 months ago
A. Dear Client,
If you are harassed by the bank or the recovery agent, then you can resort to the police station and can file a complaint. You can file a civil injunction suit in court with interim relief against the bank and recover damages for harassment. Legal action against the authorities will prevent creditors from visiting the person's home to recover their credit. Further, approach the bank again and explain your financial situation. In addition, request a lower settlement amount that you c ...ReadMore
Can a PSU bank employee on probation join union strike
Sir/Mam, I want to know can a PSU Bank employee on probation join strike/protest at street with union/association. Will it attract any disciplinary action/termination from bank
5 months ago
A. Dear Client,
In India, the right to participate in strikes and protests is generally considered a fundamental right. However, this right is not absolute and can be restricted in certain circumstances. In general, employees, including those on probation, may have the right to participate in peaceful strikes or protests as a form of expressing their grievances or concerns. However, it's crucial to carefully review the employment contract, probationary terms, and any relevant company policies to d ...ReadMore
