How to remove my name from someones loan guarantor
How to remove my name from someones loan guarantor
How will i remove my name from someone's loan guarantor? That person has defaulted on loan and it is effecting my CIBIL scores, Which I came to know suddenly when I applied loan.Bank has not issued an
7 months ago
A. Dear Client,
There are several ways to remove your name as a guarantor from someone's loan. Here are some steps you can take based on the search results:
Talk to the lender: Depending on the terms of the loan, you may be able to remove your guarantor by talking with your lender. Schedule a meeting with your lender or talk to them over the phone if meeting in person is not possible. Be honest with your lender and explain the reasons why you want to remove the guarantor. Discuss with your lender a ...ReadMore
Bank my gold loan not renewed reason my brother loan pending
At the outset we sincerely regret the inconvenience caused to you. We understand that our Branch official Mr. ****** has contacted you on mobile number registered with the bank and informed you that
7 months ago
A. Dear Client,
Based on the response you received from HDFC Bank, it appears that the bank is not willing to renew your gold loan due to a perceived "family exposure" issue, as your brother has overdue loans with the bank. Here are some key points to consider:
Family Exposure: In the context of banking and lending, "family exposure" typically refers to the total financial exposure of a family or individuals living at the same address and sharing financial obligations. If one member of a family ha ...ReadMore
Bank charges
I had a bank account which I was not using it for 3 to 5 years and it was a minor account my mother was guardian. By my mistake my boss transferred money to that account of 6500rs When i went to that
7 months ago
A. Dear client,
Banks cannot levy additional fees while reactivating a dormant bank account according to RBI norms. To reactivate a dormant account, you must submit a completed application form to the bank detailing the reasons for the account's inactivity. You must be physically present at the branch, carrying valid residence and identity proof.
My Paytm Bank account has been blocked
I am 1 normal family boy I need money very much my paytm account is blocked I was doing part time job first I earned like 150 rupees by commenting and rating then their welfare free task ended they to
7 months ago
A. Dear Client,
I can offer some general advice on what you can do if your Paytm account is blocked and you're facing financial difficulties:
Contact Paytm Customer Support: Continue reaching out to Paytm's customer support through email, social media, or phone. Clearly explain your situation and the reasons for the transactions. Keep records of all communications with Paytm.
Provide Documentation: If Paytm requests any documentation or information to verify your identity or the legitimacy of yo ...ReadMore
My Account Blocked Due To Cyber Complaint
Hi have a federal bank account but it suddenly got frozen due to some cyber complaint against me and I am totally unaware of this issue. A few day back I got money from doing part-time job task on Wha
7 months ago
A. Dear Client,
Banks may freeze accounts for various reasons, including suspected fraudulent activity, violation of terms and conditions, or compliance with legal obligations. If your account has been frozen due to a cyber complaint, it is possible that the bank has taken this action to investigate any potential fraudulent or illegal activity associated with your account.
To resolve this issue, you should contact your bank as soon as possible and inquire about the reasons behind the account free ...ReadMore
Wrong Transaction
Respected sir by mistake I had transferred an Amount to a Wrong beneficiary.When I contacted Bank the bank informed me that the beneficiary is a deceased and he has taken a Overdraft Facility from ban
7 months ago
A. Dear Client,
If you have wrongly transferred the payment to the beneficiary whose account is marked NPA for which the Bank cannot reverse the amount that has been transferred, you can always file a written complaint with the bank. As per the Reserve Bank of India's guidelines, it is the responsibility of the remitter to provide the correct beneficiary account number and details while making payment. Hence, in case of a wrong transfer to an account, only the remitter is responsible and liable. W ...ReadMore
Salary as per the offer
In offer letter they mentioned 16k per month but they credited 13k per month, means they are not giving salary as per the offer letter, where can I complaint?
7 months ago
A. Dear Client,
In this context, you need to know the concept of Gross Salary and Take Home Salary. The amount that appears in your offer letter is known as the Gross Salary which is the monthly or yearly salary of an individual before any deductions are made from it. Gross Salary includes Basic, DA, HRA, Travelling allowances, Medical allowance, etc. Whereas, Take-home salary is the amount that will be credited to your bank account after deduction of all statutory or non-statutory deductions from ...ReadMore
Check bounce related
I was 19 years old in 2018 and open and milk agency company took blank check from me now they are shutting business in my area and also denied my bonus of 150000/-. I have there asset of worth 100000/
7 months ago
A. Dear Client,
If there is no date on a blank cheque issued by you as a security against the business, so the person holding the said cheque is free to present the same on any date by putting a date on the cheque and if the cheque is dishonored or bounced for any reason, then holder of the Cheque can file a criminal case against the drawer of the cheque under section 138 N I Act within three months from the date on which it was presented in the bank. The Supreme Court in the case of Sripati Singh ...ReadMore
Loan recovery - Recovery agency has right to visit my office
Recovery agency has right to visit my office and share my loan details with HR and other colleagues
7 months ago
A. Dear client,
First of all, an agent is not supposed to visit you unless the bank has provided you sufficient notice. Such notice would include reminders via letters or phone calls. A recovery agent cannot discuss the details of the case with any other person unless the borrower has given permission to do so.
You can file a complaint at the local police station and you can also file a case againt them.
Holded money back process
I have telegram prepaid task scam And cyber crime police put on hold some amount So I want be know how to process get this hold money.
7 months ago
A. Dear client,
Prepaid task scams are a type of scam that involves tricking victims into paying for a fake job opportunity on Telegram. To recover money from such kinds of cyber scams, you need to report the scam to the police immediately and the Cyber Crime Cell and the concerned Bank. Once a cyber scam is reported to the Cyber Crime Cell, your bank account is put on hold or frozen as per the advice of Cyber Cell. Until and unless the investigation is completed, your account remains inoperative a ...ReadMore
