Menu
keyboard_backspace
Administrative Law (516)
Admiralty and Maritime (6)
Adoption (141)
Advertising (59)
Animal Laws (47)
Arbitration and Mediation (57)
Aviation (16)
Banking (656)
Bankruptcy and Debt (213)
Cheque Bounce (477)
Child Custody (175)
Civil (2388)
Commercial (121)
Consumer Protection (645)
Contracts and Agreements (540)
Corporate and Incorporation (135)
Criminal (1929)
Customs, Excise (48)
Cyber, Internet, Information Technology (382)
Debt and Lending Agreement (89)
Debt Collection (187)
Divorce (912)
Divorce and Separation (1594)
Documentation (347)
Domestic Violence (716)
Election Campaign and Political Laws (23)
Employment and Labour (1349)
Environment and Natural Resources (35)
Equipment Finance and Leasing (3)
Family (2248)
Financial Markets and Services (104)
Government Contracts (59)
Human Rights (309)
Immigration (56)
Industrial Laws (73)
Insurance (89)
Intellectual Property, Copyright, Patent, Trademark (127)
International Laws (14)
IT Contracts (57)
Juvenile (25)
Landlord and Tenant (707)
Licensing (22)
Mail Fraud (29)
Maternity (73)
Media, Communication, Entertainment (18)
Mergers and Acquisition (23)
Military Laws (18)
Motor Accident (158)
Muslim Laws (76)
Outsourcing Agreement/Laws (7)
Partnership (64)
Police Laws (65)
Power of Attorney (77)
Privacy (101)
Property (3444)
Real Estate (474)
Registration (160)
RTI (117)
Sale (79)
Sale of Goods (20)
Sex Crime (159)
Sexual Harassment (6)
Sexual Harassment at Workplace (87)
Software License (4)
Sports Law (4)
Tax (22)
Tax-GST (19)
Tax-Income Tax (34)
Tax-Property Tax (36)
Telecommunication (13)
Torts (26)
Transportation (74)
Trust and Society (NGO) (98)
Used For Testing (2)
Will (152)
Work Permits (36)
ask_a_question

Bala chander

Posted 1 year ago

Hello All, In the year 2015, I had taken a personal loan of Rs 300000/- from bajaj Finserv in Bangalore. Till last month the collection agents come to my place and collect the cash. The due date is on 25th of every month. This month I had lost my job and I was unable to make the payment. I had conveyed the same to the agent who had called. But he was very abusive and harrassed. Hence I had escalated the issue to the Bajaj Finserv people regarding the same and had requested time to make the payment to which they had agreed. However the agent has visited my place when I was not present instead my mother was there all alone. They had literally shouted at her and harrassed her. When my mother had called me and told I spoke to the agent and the agent's manager stating that I had already spoken to the Bajaj Finserv regarding this and got a confirmation. But the agent manager was vetmry abusive and demanded that he need it right now and he also mentioned that he does not care if we talk to bajaj team. I had told them that I have taken a loan from bajaj and liable only to them. But he said that bajaj pays my salary and it is my money. He was also abusive to my mother. Need legal advice and want to know if I can log a legal complaint against the agent and his manager for harrassment.

A. dear client Lodge a police complaint against those are involved the harassment.
Helpful
Helpful
Share
Johnson  Thangiah
Johnson Thangiah Experience: 18 Year(s) Tirunelveli
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Ambrose  Leo
Ambrose Leo Experience: 9 Year(s) Bangalore
ask_a_question

Anonymous

Posted 1 year ago

Dear Sir, I have taken Loan from Cashe ( Mobile Based Loan lender) of Rs.30000/- by 12/05/2017. While disbursing the loan itself they have taken Rs.2750/- as upfront interest for a period of three months as monthly EMI 10000/- for each month. Due to some personal issues i was not paid the loan on time. Finally got approval for making payment of principal amount of Rs.30000/- on 15th November 2017 & made payment on same day. I got confirmation from the Lender for Rs.30000/- through mail . Now they are harrasing me to pay another Rs.14500/- as interest & sent legal notice . Kindly requesting you to do needful to take futher action on them. Is there any option to file defamation case & claim the amount & also can i file a cheating case on them for false promise . Thanks Regards, Harisha

A. dear client in your case As per the RBI guideline the loan lender should be registered and get licence for lending activities.You have a option to lodge complaint ombudsmen authorities of RBI.
Helpful
Helpful
Share
Johnson  Thangiah
Johnson Thangiah Experience: 18 Year(s) Tirunelveli
Abhimanyu  Shandilya
Abhimanyu Shandilya Experience: 14 Year(s) Kolkata
ask_a_question

Anonymous

Posted 1 year ago

I bought 30000 as education loan and completed my degree in 2014 So far i have repay 6000 But stilll sbi bank says i have 50000 pending What to do. Why they are doubling the loan amount without any letter for the past three years only this year they are notifying you have to pay loan

A. dear client in your case Please share across your loan agreement to enable me to give you a in-depth professional advice.
If there is any overcharging by the bank, then it can be rectified if it is ultra-vires the agreement.
Helpful
Helpful
Share
ask_a_question

Anonymous

Posted 1 year ago

My husband married second time without divorcing me webare hindhu he took loannfor 18 lakhs withnthat lady and made me gauranter without informing put my house papers photo copy in bank now when 48000 relapse monthly instalment bank send me letteras i am 64 not healthybwant quick solution pl help me

A. dear client in your case You cannot be made a guarantor without your signing on documents in the Bank. you can apply to the bank and you tell the Bank to auction the property.
Helpful
Helpful
Share
Post Your Question

Top Responding Lawyers

Kishan Dutt Kalaskar Retired Judge

Retired Judge

Experience: 33 Year(s)

Free Advice Given: 4541

Bangalore

View All Answers
Consult
Rameshwar Dadhe

As a advocate

Experience: 2 Year(s)

Free Advice Given: 2365

Aurangabad

View All Answers
Consult
Deepak Yashwantrao Bade

Lawyer and legal associate

Experience: 9 Year(s)

Free Advice Given: 2204

Nagpur

View All Answers
Consult
Shreyash Mohta

Advocate

Experience: 1 Year(s)

Free Advice Given: 1692

Kolkata

View All Answers
Consult
Shanti Ranjan Behera

Advocate

Experience: 22 Year(s)

Free Advice Given: 1128

Bhubaneswar

View All Answers
Consult
Ambrose Leo

Adv.Ambrose Leo Associates & Legal Consultants

Experience: 9 Year(s)

Free Advice Given: 1057

Bangalore

View All Answers
Consult
ROBERT D ROZARIO

Advocate High Court

Experience: 15 Year(s)

Free Advice Given: 784

Kolkata

View All Answers
Consult
Rajender Prasad

Lawyer

Experience: 5 Year(s)

Free Advice Given: 623

New Delhi

View All Answers
Consult
Prabhakara S K Shetty

Advocate

Experience: 19 Year(s)

Free Advice Given: 619

Bangalore

View All Answers
Consult
Suneel Moudgil

Advocate

Experience: 15 Year(s)

Free Advice Given: 596

Panipat

View All Answers
Consult
Abhimanyu Shandilya

Advocate and Legal Counsel

Experience: 14 Year(s)

Free Advice Given: 564

Kolkata

View All Answers
Consult
ARPIT BATRA

Attorney

Experience: 11 Year(s)

Free Advice Given: 536

South Delhi

View All Answers
Consult
GANESH SHARMA

Criminal Lawyer

Experience: 3 Year(s)

Free Advice Given: 409

Faridabad

View All Answers
Consult
Nirmal Chopra

Dr

Experience: 20 Year(s)

Free Advice Given: 389

New Delhi

View All Answers
Consult
Ashish K Dongre

Advocate

Experience: 12 Year(s)

Free Advice Given: 347

Thane

View All Answers
Consult
Vishwabandhu

SENIOR LAWYER

Experience: 38 Year(s)

Free Advice Given: 291

Jabalpur

View All Answers
Consult
Johnson Thangiah

Advocate / Trial Advocate

Experience: 18 Year(s)

Free Advice Given: 282

Tirunelveli

View All Answers
Consult
Mohd Imran

Advocate

Experience: 4 Year(s)

Free Advice Given: 262

Faridabad

View All Answers
Consult
Sunil Kumar Singh

Lawyer,Attorney,Solicitor

Experience: 17 Year(s)

Free Advice Given: 242

Kanpur

View All Answers
Consult
Manjula Shanmugasundaram

Advocate

Experience: 18 Year(s)

Free Advice Given: 241

Chennai

View All Answers
Consult
Sanjay Kumar Jha

Advocate

Experience: 17 Year(s)

Free Advice Given: 238

Patna

View All Answers
Consult
Rajeev RJ

Advocate

Experience: 17 Year(s)

Free Advice Given: 198

Thiruvananthapuram

View All Answers
Consult
Junaid Ali Khan

Advocate

Experience: 2 Year(s)

Free Advice Given: 193

New Delhi

View All Answers
Consult
J S Pawar

Lawyer

Experience: 3 Year(s)

Free Advice Given: 154

Mumbai

View All Answers
Consult
Ved prakash Shaw

Advocate

Experience: 38 Year(s)

Free Advice Given: 132

Bhubaneswar

View All Answers
Consult

Are you looking for Lawyer ?

  • To File a Case
  • To Send /Respond to Legal Notice
  • To Defend a Case
  • To Draft/Review a Document/Agreement
  • To Represent an ongoing Case
  • For Registration Services
  • For Legal Opinion

post your matterPost Your Matter

Need a Quick Legal Advice NOW?

Don’t want to wait! Call at the toll free
number and get a call from an expert Lawyer
within an hour!

talk to lawyer7604047601

Categories
Administrative Law (516)
Admiralty and Mariti... (6)
Adoption (141)
Advertising (59)
Animal Laws (47)
Arbitration and Medi... (57)
Aviation (16)
Banking (656)
Bankruptcy and Debt (213)
Cheque Bounce (477)
Child Custody (175)
Civil (2388)
Commercial (121)
Consumer Protection (645)
Contracts and Agreem... (540)
Corporate and Incorp... (135)
Criminal (1929)
Customs, Excise (48)
Cyber, Internet, Inf... (382)
Debt and Lending Agr... (89)
Debt Collection (187)
Divorce (912)
Divorce and Separati... (1594)
Documentation (347)
Domestic Violence (716)
Election Campaign an... (23)
Employment and Labou... (1349)
Environment and Natu... (35)
Equipment Finance an... (3)
Family (2248)
Financial Markets an... (104)
Government Contracts (59)
Human Rights (309)
Immigration (56)
Industrial Laws (73)
Insurance (89)
Intellectual Propert... (127)
International Laws (14)
IT Contracts (57)
Juvenile (25)
Landlord and Tenant (707)
Licensing (22)
Mail Fraud (29)
Maternity (73)
Media, Communication... (18)
Mergers and Acquisit... (23)
Military Laws (18)
Motor Accident (158)
Muslim Laws (76)
Outsourcing Agreemen... (7)
Partnership (64)
Police Laws (65)
Power of Attorney (77)
Privacy (101)
Property (3444)
Real Estate (474)
Registration (160)
RTI (117)
Sale (79)
Sale of Goods (20)
Sex Crime (159)
Sexual Harassment (6)
Sexual Harassment at... (87)
Software License (4)
Sports Law (4)
Tax (22)
Tax-GST (19)
Tax-Income Tax (34)
Tax-Property Tax (36)
Telecommunication (13)
Torts (26)
Transportation (74)
Trust and Society (N... (98)
Used For Testing (2)
Will (152)
Work Permits (36)
Talk to a Lawyer
Post Your Matter
Request Callback
Contact Us