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Sushiel K

Posted 2 months ago

Can i take the picture of complaint notice board in the bank to complain bank officers for not solving banking issues???... Bank security guard snatch my mobile and threatened me to police...

A. why take the picture? when you can note down phone number, email address !! 2) website/online, you can lodge complaint 3) complain to customer care. you might have argued or threatened the staff, then only staff can make case on you.
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Saranya

Posted 2 months ago

2016 I had bought educational loan still I didn't pay. Now they are asking to come to court and pay the total amount but now I can not pay the amount because I am a unemployed

A. Court will decide. It will give easy installments nothing to worry. They cannot put you behind the bars
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My wife had filed DV-12 in June this year seeking maintenance & compensation. Yesterday I received a bank letter seeking payment towards a personal loan she has taken without my knowledge. She does not live with me anymore and used the residence address. Is this done to put pressure and support her maintenance claim? None of her bank accounts carry this house address other than this loan account. What steps should I take to disassociate my self from this liability? Should I inform the bank?

A. Dear Sir,
You are not liable to pay the dues of your wife unless you are a guarantor for the said loan. Please reply to such legal notice through advocate.
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Nitin Arora

Posted 2 months ago

Hi, I have taken loan from aditya birla housing loan in December 2018and come under pmay scheme, when ever I ask for the subsidy the only answer I recive is it's in process sir It's in queue for uploading eating for NHB. The same answer I am receiving from past 8 months???

A. Lodge a complaint to all higher authorities.
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Dear Sir, I availed personal loan from a bank recently and during the process I requested them to send all the loan related documents to my official address and not to my residential address. I sent emails in advance for the same and also spoke with the Sales Manager many times for the same. But even after my repeated request they sent all the files to my home due to which I suffered psychologically. It's not just me but my parents too. My parents who are not physically sound fell into depression because of seeing the loan documents. Even I am so stressed which is affecting my work too. When I approached the bank for a solution they said they did not update the communication address. This simple mistake has taken a toll on my regular life. Need your suggestion on how to handle this legally.

A. Send the bank a legal notice for the same and thereafter file a case in the consumer forum.
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Anonymous

Posted 2 months ago

I am education loan defaulter . Does it will affect for getting government job . Because currently preparing for gov job. Right Know not paying EMI . I have 2-3 years time to repay . Please tell me sir. Thanks

A. Dear Sir,
It is a civil matter as such it does not effect your career in getting a Government job.
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Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
J S  Pawar
J S Pawar Experience: 3 Year(s) Mumbai
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Anonymous

Posted 2 months ago

Dear sir/Ma'am I took education loan of 476000 in Aug 2012 for my B.Tech (2012- 2016 ). from UCO Bank . Previously was paying , but Now wasn't paying from early 2018 .Reason is that i am preparing for a comparative exam and already left my job . Now I am totally dependent on parent's income even my family's financial condition is not good. Now........ They are harassing my family and they blocked my father's account and my as well .But Why , I have lots of time to repay . And They are saying that I will case on you if you will not able to pay overdue this month .[Date -6-07-2019] Even i have sent application to bank and Head office.But not getting any reply.right I am staying in Delhi . But I am not able to concentrate on my study due to this problem. Please suggest me what should i do . So They can stop harassing . I can't left my preparation . Please sir suggest and give some advice on urgent basis. Thanks

A. They are not entitled to do whatever they are doing. At max they can file a suit for recovery of money that too by due process of law.
You can approach a civil court and get a stay against such bank authorities.
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Dear Sir/Madam, am from Bangalore, XYZ Private Bank have opened a Demat account without my knowledge by forging my signature and by the documents which i have submitted for opening salary/savings account. i came to know about this by getting calls regarding the account from the particular bank call center. i raised a question to that executive who called me from call centre that " where did i signed and where did i agreed for opening an demat account ? his reply was: sir, you can download all the account opening application forms and documents where you have signed from net banking". i have downloaded all the documents and i was really surprised and shocking that the signature has been forged. can i take legal action against the Bank ?? i asked for clarification/explanation from bank in writting that how and why this has happened and how they are going to ensure this will not repeat again but it was more than 35 days there was no response from Bank but they have closed that above said account. after taking this issue to banking ombudsman now they are calling from bank and saying i have only signed it which is not acceptable. please suggest what is to be done and am feeling insecured with that bank.

A. File a police complaint.
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Swapnil S Bhalerao
Swapnil S Bhalerao Experience: 3 Year(s) Pune
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Sharanjeet Singh

Posted 2 months ago

Sir Maine 5 months se emi nhi diya hai kyuk abhi main jobless hun but bank wale mujhe force kr rhe hain emi ke liye main job lgne ke baad emi regular kr duga but wo sun hi nhi rhe hain kehte hain k police ke saath utha le jayege kya karun please give me some advice

A. Send a legal notice.
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Kishan Soni

Posted 2 months ago

Sir, I WANT TO View my points in hindi and sorry fir this SIR mujhe eak cheque mila jisko maine bank me jake transection kraya tho ussme paisa ni hone k karan uss cheque ko bounce kr diya gya pr mujhe pta ni hone k karan main uss aadmi ko leagel notice ni kra ska 30 din k andr bt wo cheque me avi time h expire hone me tho ky main usse dubara bounce kra k usse notice send kra skta hu plzzz help me

A. Agar aapke pas jo cheque hai aur bounce hua hai aur wo cheque par tarikh 3 mahine ki vakidity/vaidhta me hain to aap use dobara zarur dal sakte hai aur phir agla legal action le sakte hai
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