icon PAYING SOME AMOUNT OF LOAN INSTALMENT

I HAVE LOAN OF 500000 BEFORE COVID IN COVID MY BUSINESS GOT DAMAGE AND ABOUT TO CLOSE HOW EVER I AM PAYING SOME AMOUNT 2000 TO 5000 ON MONTH EMI IS 13300 THEY ARE FORCING ME TO PAY FULL AMOUNT OR SELL

2 Response(s)

10 months ago


A. Hello,
As per the information you have mentioned it is suggested to you that If the borrower is unable to make the repayments, the lender has the legal authority to sell the assets pledged as collateral to recover the outstanding loan amount. However, even in this situation, the bank is required to issue a 30-day public notice before auctioning off the assets

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icon Harassment of senior citizen by branch manager to close diverge gold bond

Myself Shankarappa b akkaragalla aged 68 yrs , I had purchased gold diverge bond in 2017 and it has lock-in period of 5 yrs , which was in 2022 , I went to redeem and close gold bond after 5 visit he

3 Response(s)

10 months ago


A. Shankarappa B Akkaragalla as discribed by you the problems you are facing you are hereby adviced to file a consumer complaint for recovery as well as minimise your approach in person

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icon loan against property

my father had taken a loan against property from hdfc bank , we had missed few emis due to my father was admitted into hospital for more than 6 months. we have been giving emis in middle and even last

1 Response(s)

11 months ago


A. Dear client
Once you become defaulter in repayment of loan, it's the routine process Bank adopted against the defaulter to recover the dues.
However you can approach higher authority explaining your constraints for consideration. Litigation may not yield any fruitful results at the moment instead it may injure your CIBIL record apart from other consequences.
The best way to convince the Bank to resolve the issue ASAP.

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icon ICICI credit card

I taken ICICI credit card amount 57000 But now I can't pay due to my jobless can I have any solution to slove my problem from icic bank i m getting calls daily 200 calls i got and ICICI agent also cam

1 Response(s)

11 months ago


A. Dear Client,

You got no escape route to get rid of the crisis of being a defaulter, so either repay the dues of the Bank or else face the consequences.
However, you may reach out to an Advocate for guidance and steps.

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icon Matter regarding HUF account .( Deceased karta)

My question is - what are the documents necessary for the wife to become karta when the the husband is deceased and the two children are minor in a HUF account in a national bank kotak . Need a list o

1 Response(s)

11 months ago


A. Dear Client

In case of the demise of the Karta of HUF, the next senior-most member of the family becomes the new Karta. If there are multiple sons in the family, the eldest son becomes the Karta. The Karta has the power to distribute the assets of the HUF among the members of the family according to their rights and shares. You need to obtain a surviving Legal Heirs Certificate from the concerned Civic Authority or CO of the area and submit the same to the Bank to records of Bank in the name o ...ReadMore

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icon Huf account karta deceased matter

Minor sons, widow is coparcener in huf. Is family certificate necessary? All other documents are in place

2 Response(s)

11 months ago


A. Dear Client,

A family Certificate or legal heir certificate issued by a competent authority is necessary to prove your status as coparcener of HUF and equally important for all the purposes.
Reach out to the office of the concerned Civic Authority for the purpose.

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icon agent changed principal amount

i purchased a new bike worth 1,50,000. i paid 40,000 as down payment, rest went through finance with rs 1,10,000 as principal amount but bank agent changed principal amount to 1,30,000. now I'm payi

3 Response(s)

11 months ago


A. Dear Sir,
You have to get issue a legal notice and if comfortable you may go to consumer court and file consumer case seeking compensation etc.

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icon Bank account freeze

My bank account freeze by telngana cyber cell I want to lawyer,for unblock this

3 Response(s)

11 months ago


A. Dear Sir,

Section 451 in The Code Of Criminal Procedure, 1973
451. Order for custody and disposal of property pending trial in certain cases. When any property is produced before any Criminal Court during any inquiry or trial, the Court may make such order as it thinks fit for the proper custody of such property pending the conclusion of the inquiry or trial, and, if the property is subject to speedy and natural decay, or if it is otherwise expedient so to do, the Court may, after recording suc ...ReadMore

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icon Loan fraud - applied for loan in wloan app

Sir I have applied for loan in wloan app...Then I took the number given in wloan app. I asked him like want to take loan and that person said u hav to pay 17000 for verification. I have sent . Then ag

2 Response(s)

11 months ago


A. Dear Sir,
RBI to issue whitelist of all legal loan apps, app stores can host only these

Finance Minister Nirmala Sitharman has asked the Reserve Bank of India (RBI) to prepare a "whitelist" of all the legal loan applications. Sitharaman also asked the Ministry of Electronics and Information Technology (MeitY) to ensure that only these "whitelist" apps are available on the app stores - Google Play Store and Apple App Store.

Finance Minister expressed concerns over the rising cases of illegal le ...ReadMore

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icon Loan repayment

i want pay my loan amount how can i repay my loan in krazybee

1 Response(s)

11 months ago


A. Dear client,
There are multiple payment gateways available in krazybee like Razorpay, other UPI wallets etc., Choose one which is convenient and you can make the payment.

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