icon BOI Home Loan - CIBIL Score Reg

Dear Sir / Maa'm, my home loan emi was increased recently and i did not get any information from the bank about the increase, on the designated day they debited for the regular emi and left a debit b

3 Response(s)

10 months ago


A. Dear Sir,
You may go to Banking Ombudsman and lodge a complaint. You may also send protest letters to the concerned Branch Manager and his regional office and head office.

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icon Bike stolen

My bike is stolen and still 2.5 years of emi is pending. Is there any way to get out of it? Anything that I can do so that I don't have to pay the remaining emi.

3 Response(s)

10 months ago


A. Dear Sir,

There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the police, and a case was filed against these agents. Another incident quoted as per media reports sta ...ReadMore

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icon Sec25 Readwith, 138 NI act

Loan defaults, getting the notice regarding Payments & Settlement with Sec 25, Readwith 138 NI act

1 Response(s)

10 months ago


A. Dear Sir,
Yes, Section 25 also attracts which is equivalent to Section 138 as follows:

Section 25 in The Payment and Settlement Systems Act, 2007
25 Dishonour of Electronic Funds Transfer for insufficiency, etc., of funds in the account. —
(1) Where an electronic funds transfer initiated by a person from an account maintained by him cannot be executed on the ground that the amount of money standing to the credit of that account is insufficient to honour the transfer instruction or that it exc ...ReadMore

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icon 7 days loan app

Can we delete data from them

1 Response(s)

10 months ago


A. Dear Sir,
You may go to cyber police as such business is not recognized by RBI. In future be aware that you should not go to such small financial companies.

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icon Bank issued cheque book unknown person

A bank which having savings account issued cheque book to another person and that person signed in register of bank himself,bank allowed him it's clear bank involved but that person give a cheque with

1 Response(s)

10 months ago


A. In the given situation, you may take following steps
1. Contact an Advocate dealing consumer Court case to file a complaint against the concerned Bank for deficiency in service
2. Lodge a FIR for alleged forgery
3. Contest the case u/s.138 of NIA through a good Advocate.
Hope the suggestions may work.
If you are not involved in the allegations any way, you need not be worried for that. Governing laws will take care if contested properly.

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icon Full salary deduction from bank towards personal loan

I has availed personal loan one and half year ago from my bank where my salary deposited.in last year paid all emis on time but 6 months back i had health issues for that reason i didn't go to job and

1 Response(s)

10 months ago


A. Hello,
As per the infromation you have mentioned it is advisable to you to kindly reach out the to the experts for this as there are some loan settlement facilities.

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icon Fishing vessel loan guarantor

I pledged my property for purchase of fishing boat. I am not a fisherman. They defaulted in paying dues. Can a get stay order in highcourt for not auction my property.

3 Response(s)

11 months ago


A. Hello,
Stay order is a temporary injunction on a property where the concerned property is being damaged or alienated or has been wrongfully sold in other cases where an opposite party is threatening to dispose of property or property is under dispute. It is granted by Court as per order 39 of CPC.
yes, you can go to court for stay.
For better clarity reach out to an advocate.

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icon loan repayment - given my legal document to any stranger

sir i just given my legal document to any stranger for just he give me 500 ruppe and then after some time the company pocketly call my father and say for repay the loan of 15771 and 5771 is penalty ch

3 Response(s)

11 months ago


A. Hello,
You need not worry about this instead you can file a FIR for harassment against them.
thank you

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icon How to obtain bank all details of my late father in absence of documents

My father was having bank account and FDs in one particular bank. He passed away 8 years before. He was living with one brother before he dies so all the bank records and identity proof is with him an

2 Response(s)

11 months ago


A. Dear Client

Your matter is a bit complicated as you do not have any information on the bank accounts. So, here are some ways to get your work done;

1. Send a letter to the bank with your father details, death certificate, aadhar card, legal heir certificate erc. and seek the information from the bank. If the bank does not give you then you can go to the court and file a case against the bank for the same.

2. You can send a legal notice to your uncle asking him to disclose all the information ...ReadMore

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icon My FI Account is blocked by Gujarat cyber crime

I had won 60k on online cricket betting on 16th Feb and I did a transaction like adding 10k and and withdrawing 10k and same day I did a transaction of one lakh. On 17th night my account got blocked d

2 Response(s)

11 months ago


A. Dear Sir,


The bank has right to freeze the account. The relevant rules are as follows:PLEASE VISIT THE LINK ALSO. The remedy lies by issuing a legal notice to the Bank, followed by a Writ Petition to direct the Bank to unfreeze the account with a liberty to the aggrieved partner to approach the Civil Court to redress his grievance. Bank cannot penalize the other partner. The Supreme Court's observations are as below:
STATE BANK OF INDIA
Customer Manual for Deposit Accounts Including Disclosur ...ReadMore

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