A. Dear Client,
The section 25 pf the act clearly states that before complaining under the said Act for recovery of money, the payee must intimate the payer vide a written notice seeking the payment of the dishonoured money or the payer will be punished. So you have to first give notice to the payer before complaining under this act and if payer didn't give you the payment then he will be punished.
Hope, it is helpful

Helpful
Helpful
Share
icon My bank freeze my account and they told me they got FIR, and no reason

My bank freezed account without notice, and I was asking them for reason from 3 days, they don't have reason, but someone filed FIR, and they don't know reasons for it.


A. Dear Client
You need to get the copy of the letter from the bank that the police would have sent to them and then you need to get in touch with the Police to sort it out.

Helpful
Helpful
Share
icon court case proceedings

My bank, karnataka bank decleares a lien withdrawal on court case 48/08 16/6/10 DEP PROC PD-REF MGR dated 27 july 2010, how do I check this case?


A. Dear Sir,
You have to file a RTI application before the Bank to share full details of such letter received by the Bank.

Helpful
Helpful
Share
icon Flipkart not refunded my amount since a month

Due to technical glitch order has not placed but my amount deducted and it has been they only telling and extending refund date but they are not doing refund process after screenshots of my payment de


A. Dear Client,
Do file a case in the Consumer Court after contacting an advocate so that your money is refunded.

Helpful
Helpful
Share
icon DONE SOME MISTAKES UNDER MY JURISDICTION UNKNOWINGLY

MY SELF GOURAV HALDAR I WORK FOR AXIS BANK LTD AND DURING MY DUTIES I HAVE DOEN SOME SERIOUS MISTAKES WHICH ARE DONE UNKNOWINGLY WHAT SHOULD I DO NEED URGENT ADVICE


A. Dear Client,
Kindly provide some more information regarding the mistakes you are talking about so that I can help you out.

Helpful
Helpful
Share
icon RBI Grade B

Will RBI Grade B accept provisional certificate after 1 yr?


A. Dear Sir,
It depends upon circulars issued by RBI. Normally, provision certificate cannot be accepted after one year since such certificates will be issued immediately after results were announced.

Helpful
Helpful
Share
icon Debit freeze the account

One of my Friend runs travel agency. On the month of May 2022 one lady approach to book a tour package and approach to my friend. My Friend ask booking amount of INR 10000 and shared his Current Accou


A. Dear Sir,
Someone has to approach Mangalore Cyber crime department and find out the true picture of facts so that u can comply and get close the case.

Helpful
Helpful
Share
icon Credit card dues

Want to ask in how many month i can pay my all credit card due because i am job less now that's why but hdfc bank loan recovery agents calling me again and again to pay bill any how please give some a


A. Dear Client
You need to pay your dues as soon as possible and if you will not appear you will directly sued and need to appear in court they may attach your assets for recovery.
Hope it helps.

Helpful
Helpful
Share
icon Bank account block

10 Times chargeback rise against merchant and my bank account is blocked by Paytm payment Bank now Paytm asking me share F I R copy My question is i false chargeback raised and I am share F I R copy


A. Hi client,

Unable to understand your query completely, please more details.

Thanks and Regards
Simi Paul

Helpful
Helpful
Share
icon Cyber cell liened from my SBI account

Sir, my name is AKHIL RAVEENDRAN .I have an account with SBI malikampeedika branch. 25 th December my sister transferred 29000 to my SBI account through net banking.The amount was credited to my SBI a


A. Dear Sir,
There must be some complaint by 3rd party as such cyber police might have taken action. U must be in good books with the Investigating officer and get that amount back.

Helpful
Helpful
Share