A. Dear client,
Be specific about what type of account it is and where it is held. We can definitely help you with more information.
Credit card - I paid an amount x via credit card
I paid an amount x via credit card and authorized the transaction for x only...when the bill came the amount was x+y ...can we fight for that y amount
1 year ago
A. Prior to acquiring credit cards, you must first be aware of the following fees and charges that may be applicable.
1. Annual Maintenance Charge
2. Interest Charge
3. GST
4. Late Payment Charges
5. Overdraft Charges
6. Foreign Transaction Charges
7. ATM Withdrawal Charges
As you would have agreed to pay additional charges as above, you would have to pay them. But if the bank has not specified the reason for charging the extra 'y' amount, then you can contact the bank and seek an explanation from ...ReadMore
satisfy of bank charge
I want to remove bank charge from revenue record of Chhatisgargh state (CGRLC Portal) as customer has fully repaid loan amount.
1 year ago
A. Dear Client
We are not able to understand your query here and you are requested to repost the query after elaborating it. If you are talking about removing the charges created on security by the bank then for that you need to meet the bank officials and get this done.
Bank account blocked
Hdfc mein current account blocked ho gya or bank manager ne bttaya ki raipur chattisgarh ki cyber cell ne block Kiya hai koi fraudulent transaction ke chalte ... But account mein koi essi transaction
1 year ago
A. Dear client,
Please be assured that if ypu have not done any such transaction then you will mot be prosecuted. File a case in the cyber cell grievances.
non payment of loyalty bonus
I have completed my six years in bank on 31st july 2022 . A loyalty bonus was supposed to be given on completion of six years . I have 20 months of unauthorised absence on loss of pay on medical groun
1 year ago
A. Dear client, in my humble suggestion, the remedy is to issue a lawyer's notice to the company to give it an opportunity to pay the promised bonus without the intervention of the civil court. If the notice from the lawyer does not produce the desired result then a lawsuit for recovery of money is the solution.
Bank freezed my account
My bank account was freezed because they got orders from chandigarh cyber police to freeze my account...the bank is saying that they cant do anything because its orders from above. Its been a week ,an
1 year ago
A. Dear client, If your account is frozen because of activity you know is legitimate, go to the bank with proof. If you can show that there's no reason for the freeze, the bank will probably release the suspension and grant you full access to the account again
Harrasment from reliance and piramal for delay in one month emi payment
I have taken housing loan on property at Baroda which is incomplete as it is since last 3 years, also i have taken a LAP aginst my residing properties, due to recession as well as COVID situation empl
1 year ago
A. Dear sir,
In my humble opinion, non-repayment of EMI for a couple of months may have the following consequences:
1. Impacts the credit score negatively - When you don’t make the EMI payment on time, it’s marked as a minor or major default on your credit profile. As a result, your credit score goes down. Maintaining a high credit score is essential when you apply for a new loan.
2. Late fee penalties- Several lenders levy late fee penalties when a borrower misses paying an EMI on time. The ...ReadMore
Bank Recovery agent harrasing for time barred debt
My name is Naga malleswara reddy, I had taken personal in ICICI bank Chennai on 2006, due to layoff in my company at that time I did not pay EMI’s for 6 months later on 2017 few members Approached m
1 year ago
A. Dear client, in my humble suggestion, you can either get a legal notice issued or you can file a lawsuit for a permanent injunction.
A. Dear client, in my humble suggestion, you will have to lodge a complaint regarding this activity in order to address this issue.
How can I ( nominee) claim the money
I was adopted by my uncle but i don't have registered adoption certificate but my other documents like school results,adhar card, family members in pension ( ordance factory, ministry of defence).. I
1 year ago
A. Dear client, in my humble suggestion, a nominee need not substantiate his familial connection to the deceased and bankers are required to provide you the money when your name appears as the nominee in the bank records without asking any more questions.