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ask_a_question

Anonymous

Posted 2 months ago

I made HDFC bank credit Card on Dec,2018, n it's credit limit was 61000 in total.Now, I want information regarding this

A. You have check with the concerned bank authorities online or offline furnishing your card details.
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Shantigopal Pramanik

Posted 2 months ago

Dear ,I fill an online loan form of Bajaj . Nextday Bajaj finance agent call me for loan .I convinced and send some documents like pan ,adhaar,bank detail in his whatsapp no .After some time, I recive...

A. 1) When did you apply for the Loan?
2) From whom did you approach i.e. NAME & PHONE NO. of the EXECUTIVE Etc. for giving your loan documents?
3) did you sign the LOAN AGREEMENTS for DISBURSEMENT OF LOAN?
4) Did you receive any messages for the LOAN APPLICATION OR LOAN PROCESSING OR DOCKET NO.?
5) Who told you to pay Rs.3,500/- & Rs.8,000/- for the LOAN AMOUNT OR PROCESSING ?
6) IF THE ANSWER TO Q- NO. 2,3,4,5, is “NO” THEN Let me be very frank “THERE IS NO LOAN ON any such PRE-CONDITIONS ...ReadMore
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Anonymous

Posted 2 months ago

A father and son duo has taken money from me in regular intervals, promising me that they will provide a flat at very low price. Last payment was in June 2015. All the transactions were done through b...

A. 1) You are the Victim of FLAT scam which is common
2) As you have done all bank transaction you have a valid proof
3) You can File a case in which taking a bail will become a tough job for your opponent.
4) You can get your entire money back, it is NOT a big issue, As they both must have looted many other people like you
5) If they are absconding then too No issues just provide me with their Mobile Numbers & we can Legally Catch them if they are in INDIA
If you realize my professional skills, th ...ReadMore
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 11 Year(s) Bangalore
Ritesh  Tahaliyani
Ritesh Tahaliyani Experience: 13 Year(s) Nagpur
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Can a personal savings account legally be used for business purposes for small shops in India?"
Hello One nationalized bank is loacated in our area/society. The bank has rental agreements with owner of the building in which Bank is established. The bank doesn't have any parking space and securit...

A. Hi
You can always escalate to the nearest police station under NUISANCE against the bank and its customers.
Since it is the legal responsibility of the bank to maintain hygiene and also to adhere to parking regulations, you should complain to the police station.
Please note that in law, the neighbours right for peaceful possession and enjoyment is paramount and all neighbours need to ensure that neighbour's rights are not trampled.
Hope this information is useful.
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Anonymous

Posted 3 months ago

Dear Sir. I am so & so worked as officer marketing & recovery in state bank of India on contract basis for two year from 2008 to 2010 & then permanently absorbed as a specialist officer RMRO (Rural m...

A. Banks work on a very tight norms since they handle and manage public money. In cases on loans, the loan sanctioning and disbursement officer has lot of responsibility to ensure that loans are not given to wrong people and also to ensure that no corruption takes place.
If anything goes wrong while giving away the loan then it gets captured during the multiple audits that happen. If you have not committed any wrong then you should not worry and let the investigation show the right result.
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Bank deducted 1st EMI and documentation charges from the total car loan amount before disbursal and they are charging interest for that amount too, moreover, they added some health insurance to car lo...

A. HI
It is against law for banks to deduct / charge their customers for add on products like health insurance etc.
You can either approach the banking ombudsman or file a case in the district forum for deficiency of service (in law , charging for add-on's without consent of borrower is deficiency of service)
Hope this information is useful.
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rajagopal  Sripathi
rajagopal Sripathi Experience: 27 Year(s) Hyderabad
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Devesh  Tripathi
Devesh Tripathi Experience: 10 Year(s) Jaipur
Hello, I was having housing loan from IDBI Bank. I closed the home loan by all the dues last year (March/ 2019). Since then i was trying to get my property documents. Eight months I have been inform...

A. Dear Sir,
You have many options and the bank was insured so you will get part of such insurance compensation and certified copies and copy of FIR are sufficient to show that your documents were burnt out. Please give me Rank 5 if you feel my answer helped you
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Anonymous

Posted 3 months ago

Dear sir. i am m.r.govindarji worked in state bank of india and placed under suspension on 30.03.2017. The deomestic departmental inquiry conducted and winded up without submission of defence document...

A. Hi Govindraji,

You simply send a letter or E-mail seeking an extension of time for a personal appearance in order to comply with the lockdown.

If they fail to adhere the same, you may file a writ petition.
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GURUSHARAN SINGH

Posted 3 months ago

Sir I am working with SBI as manager one of my borrower has vacant the charge from Agriculture land on the basis of photocopy of no dues the original is in bank which is issued by me but not delivered...

A. 1. whether the No dues issued by you were properly issued by you, means, whether the loan was cleared and no dues were pending on the date of the issuance of NDC? I am not asking about original or duplicate, just clarify whether you had issued the no dues after following the due process.
2. how did the borrower obtained the photocopy?
3. what was the FRAUD?
4. since you are on bail, what about the charge sheet, and the sections imposed?
5. why did you tried to re-enter the charge? it means there ...ReadMore
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Md Shafiuddin  Yakub Ali
Md Shafiuddin Yakub Ali Experience: 14 Year(s) Hyderabad
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 11 Year(s) Bangalore
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore

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