Loan emi failed to pay
Loan emi failed to pay
had availed loan of Rs 95000 from kreditbee app. My 5th emi du date was 5th august. But I failed to pay that due to my bad financial conditions now. I told their agent that I will pay emi but it will
1 year ago
A. Dear client. Have you recorded their calls? If not kindly do record such calls. Secondly, call the company and talk to the officials, and not the recovery agents. You will reach to some settlements! Hope it helps.
Credited Card - Dhani one freedom card
Dhani one freedom card Due 3000 rs registered sim was lost app not login so due amount not paid but previously paid all due now haras by collection recovery team and say take legal actions now unable
1 year ago
A. There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues.
You can also file a complaint case against them, as recent supreme courts case laws favours the harasees a lot. On no ground harassing is ...ReadMore
Wrongful complaint - A client has submitted
A client has submitted a wrongful complaint against a bank employee leading to undue harrassment. Can a defamation suit be filed against the client?
1 year ago
A. Please state the facts in brief. Also, what are the actions which are being taken till date? Kindly explain detail for me to help you out. Thanks
Have to close the bank account and withdraw money
My father expired in 26jun2022 His account is in sbi bank his name is sabal singh in sbi bank But his name in Aadhar card and death certificate is Sabal Singh Rawat. The bank officer is saying that y
1 year ago
A. Dear Client, you may request with the Mcd to amend the death certificate with sufficient proof of government documents such Aadhaar Card, Pan Card, Voter Card, Ration card to substantiate his name. Hope this helps!
Jagannath S Pawar
Bank related - mere jija ke mummy
Sir mere jija ke mummy ke death ke baad unke atm se paise nikale mere jija ne..ab ky krna padega bank jaake...ya koi problem nei hoga..nominee me mere jija ke papa hain..o sab jnte hain..ki paisa unki
1 year ago
A. Dear Client, it is illegal to withdraw money using the deceased bank account and ATM. It amounts to cheating and fraud irrespective of religion. The legal heirs should inform the bank of the death of the deceased soon after the demise of the person. So, after the account holder's death, the nominee can intimate the bank about the same, present the relevant documents (ID proof of the nominee and death certificate of the account holder), withdraw the funds and close the account. However, if there ...ReadMore
paying education loan emi's on time, but I'm getting status on my CIBIL report
I took an education loan from Canara Bank, and emi's are debiting from my account on time, as I have checked I missed 1 EMI around 14 months ago. rest of them I'm paying on time. Now I'm getting thi
1 year ago
A. Dear client I am sorry to hear that but but I this case you may settle the dispute amicably. In case that does not work out, you can file a complaint against them to the banking ombudsman.
Legal notice to Bank
Can I send a legal notice to bank to stop harrassing me for payment due to finanical constraint and that I need a two month pause in my EMI. The bank employees are coming to home and abusing both in p
1 year ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the poli ...ReadMore
Salary dues adjusted with NPA loan accounts without intimation afternoon termination
Can any bank adjust due salary amounts with my NPA loan accounts without information??
1 year ago
A. Dear client , Accounts classified NPA can be restructured; however, the extant asset classification norms governing restructuring of NPAs will continue to apply.
Educational Loan not paid - Doubts as a guarantor
One of my known person borrowed an educational loan for Rs. 4.6 L and my dad who was a bank employee then signed as a guarantor under the impression that he will pay off the EMI on time without any de
1 year ago
A. Dear Sir,
My answer are as follows.
1. They (Borrower) are not paying the loan amount within stipulated time as mentioned in notice ?
ANS: Then the bankers can go against your father.
2. Since the guarantor has a pension + deposit account in the same bank - will there be any problems faced to him ? Pension and deposit is his only livelihood and hard earned money.
ANS: Deposit may be attached
3. The borrower is employed in a firm and failed to pay it on time. Can the b ...ReadMore
online banking fraud - harassment calls
some harassment calls and whatsapp messages
1 year ago
A. Dear client, go to a nearby police station and register your problem. They will help you with this situation.
