icon How to recover the amount given to neighbour on loan?

Sir, an amount of Rs 500000/- transfer to my neighbor on may 2018 through online net banking, he has been said that i will return u still Jan 2021, and one night he shifted by theft crap to somewhere


A. Dear Client,
File an FIR under sections 420 and 405 IPC in your local police station.
Thank you

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icon Message from krazy bee for loan repayment without taking any loan from them.

Sir i have received message from Krazy bee loan app they send me one message to pay rupees 15692 they didn't give loan but they send me message to pay


A. Dear Client
Write a letter to krazy bee asking them on what grounds and documents are they asking you to pay.
Thank you

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icon How to file for Bankruptcy?

Hi Team, my wife suffered cancer two years back and now three months back mother in law suffered and what all i have have been gone for medical expenses and taking care of them. I am unable to pay my


A. Dear Client,

The personal bankruptcy law has not yet been enacted, but there is another way. If the lender filed a proceeding against you, you can declare yourself bankrupt in court. That is, you have no money or assets. However, keep in mind that declaring a bankrupt has some consequences.

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icon SARFAESI - ICICI Bank Possession Notice

Hi I have received possession notice on 4th Jan 2022 due to 7 EMIs pending for ICICI Bank home loan. I am asking bank to give me time till April 2022. But they are denying it and told me that they wil


A. Dear Client
It appears that the account has turned in to NPA and hence they are invoking the SAEFAESI procedures to get back the property to sell them off. You need to get in touch with the bank to figure out if the account can be regularized else you will have to fight the case in DRT.

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icon ADDITIONAL ACCOUNT OPENING FOR RELIGIOUS TRUST IN SBI

Respected Sirs, Please enlighten me as to whether a Religious Trust holding a current account in State Bank of India can open another associated account for the Trust for a long term Temple Project. I


A. Dear client,
Yes, a religious trust can go ahead and open another associated account with the bank. It depends upon whether the religious trust allows this, and if they do then you can open another account. The norms will usually require filling out certain documents, etc. and it depends upon the specific bank, so you can contact the bank to know the exact details of everything that is to be done.
Thank you.

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icon Rbl credit card

Credit card bill payment regarding harresment in family members


A. Dear client,
If the bank is stepping out of their jurisdiction to recover the money of credit card bill as directions issued by RBI, then you can file a complaint with the RBI or file an injunction suit in the competent court.
Thank you

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icon Job on compassionate ground

Sir my father expired in 2007. He was working in bank at service period. At that time I was only 21 years old. None of any family member got any job in his place. Now I am 25 years old. Can I get


A. Dear Client
The answer to this question depends upon the service rules of of the bank. If they had these kinds of rules wherein a job can be provided on the compassionate ground then you could have sought the job under that rule. So better get in touch with the bank officials and try to find out.

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icon Legal Notice Against loan took From Bajaj

Hello sir/madam, I took a loan amount of 5,25,000rs from Bajaj Finserv which they gave me on pancard and aadhaar card basis as pre-approved offer. Due to lockdown i was unable to pay the EMI on time I


A. Dear Client
If you have taken loan from them then it is the rule that you have to pay the loan back. If you can't do then sit with them and amicably settle the terms letting them know that you are ready to pay but need some time for the same.

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icon Bank change my banking details without my knowledge and consent

Hi, I have requested bank for my second new account with a different email address and mobile number for better tracking for my transaction and reimbursement. Bank created my new account with new cus


A. Dear Sir,
You may approach Banking Ombudsman and if the result is not satisfactory then get issue a legal notice or directly approach High Court.

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icon Affidavit to withdraw money from bank

Hello sir , My aunt has fixed deposit in united bank of india(now merged to pnb) at her father address.Her adhaar card address and her last name has changed after marriage.When she went into bank wit


A. Dear Sir,
You may approach notary public and get affidavit notarised and submit to the Bank under acknowledgment if not agreed then approach Banking Ombudsman.

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