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Anonymous

Posted 3 months ago

I had been charged by ICICI Bank for late payment charges with GST after calling to customer executive they agreed to refund late payment charges excluding GST charges,my question is can we ask refund...

A. Hi,

Request bank to refund the late payment charges without getting into the GST issue at the beginning, once paid the amount you may file for GST refund
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Kiran Mallimadugula

Posted 4 months ago

Dear Sir , I am running a private limited company and was into losses for last 3 years because of several problems like demonetization and GST act, most of my creditors are at default and my payments...

A. File for a partition suit and ask your sister to obtain an injunction over the property. Your tenants can also file for an injunction.
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satej Chandrakant more
satej Chandrakant more Experience: 1 Year(s) Mumbai
Devashish  Wani
Devashish Wani Experience: 4 Year(s) Mumbai
Siddharth  Srivastava
Siddharth Srivastava Experience: 28 Year(s) New Delhi
ask_a_question

Kiran Mallimadugula

Posted 4 months ago

Dear Sir , I am running a private limited company and was into losses for last 3 years because of several problems like demonetization and GST act, most of my creditors are at default and my payments...

A. Dear Sir,
Your steps through your sister and tenants is appreciable. The bankers are misusing the provisions of Sarfaesi Act. The course open to your either to approach High Court or DRT and get a stay on technical grounds, on such actions initiated by the Bank
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I approached Corporation Bank in the year 2016 for MSME loan under CGTMSE to start a micro inddustry.Bank Manager advised to bring Govt regisred buliding lease agreement of 7 years inorder to proc...

A. Dear Sir,
Please find out whether there are chances of getting stay by approaching High Court on technical grounds.
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change of status of idbi bank w.e.f jan 19

A. Hi client,
Kindly send the details of your case. In any Mishappenin contact the branch manager. Still, if the problem continues banking ombudsman can come in action.
Thank you
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Shreyash  Mohta
Shreyash Mohta Experience: 2 Year(s) Kolkata
Mrighankhi  Chakraborty
Mrighankhi Chakraborty Experience: 2 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
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Lakshmi chelladurai

Posted 4 months ago

Can avail Child care leave in banking sector.what is the procedure?

A. Dear Sir,
You may approach any service advocate or union leader of your Bank.

PLEASE GIVE ME RATING AS RANK 5
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Anonymous

Posted 4 months ago

Mene kissht se ek 4000 ka loan liya tha me abhi pay nai kar pa raha to kissht vale ne mere sara contact list coppy kar ke sab ko phon kar kr ke mere bare me bata rahe ki aap uske jamin the aapko pay k...

A. Dear Sir,
You may get issue a legal notice threatening to take legal action like lodging complaint etc. if he gives trouble without going to the Civil Court.
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Anonymous

Posted 5 months ago

Hello Sir/Madam, Lender bank promised to credit my loan amount by 28/02/20. It is 03/03/20 and I did not receive money. No response from anyone from the bank. Can I initiate any legal action towards i...

A. Visit to the concern branch and ask about it to the branch manager. . Without knowing fact how it will possible
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Anonymous

Posted 5 months ago

Dear Sir, My father was issued promissory note by a cooperative society taking money from him.but the period of returning was 2 years back but they are saying they dont have liquidity now. How long ca...

A. first of all you give a notice to them and wait for reply , after that reply you again write a second notice and in such manner you keep your cause of action alive and limitation period will be adjusted in such manner . in general , three year period is there in which you should file a case.
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I have taken loans from different bank, and have credit card dues, i managed to pay the emis and credit card dues, but it got more and more by time, now i can't manage all emi and credit card bills, c...

A. Dear Client
No need to worry. Just inform to the banks that your properties or income do not meet to clear the dues in time. First of all banks have to see your income and number of credit cards then only they can issue their bank credit card. If the banks do not agree then file insolvency suit by taking the help of the local advocate.
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Shreyash  Mohta
Shreyash Mohta Experience: 2 Year(s) Kolkata

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