Ibps bank so indemnity issur
Ibps bank so indemnity issur
One of my female family member cleared ibps(SO) exam in 2023 .on the very first day of joining her senior who is a female misbehaved with her scolded her and asked her to do whatever and however she s
2 months ago
A. Dear client,
It is advisable to file a police complaint and file an FIR with charges including Section 354, 509 of IPC. it states that whoever hurts or causes damage to the modesty of a woman, shall be punished.
Thank you
ICICI bank Account debit frozen
My savings bank account is in debit freeze status last 3-4 weeks. Bank is not telling any reason, but simply extending saying we are working on it
2 months ago
A. Dear Client,
Apart from the reason of non-compliance with the KYC mandates, the operation of a bank account may be withheld by the Bank on the instruction of the Cyber Crime Cell once a cybercrime for any fraudulent transaction is reported to the National Cyber Crime Reporting Portal(NCCRP) which is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online. The investigating team of the cybercrime cell started the routine proces ...ReadMore
Compassionate appointment in state bank of india
my father was deceased on 7th sep 2019 due to cardiac attack on duty but that time compassionate appointment scheme is not applicable in sbi those the sbi officers telling me but in 2021 the scheme wa
2 months ago
A. Dear client,
Only some policy have retrospective effect, it means that only certain policies will be applicable even before the scheme was introduced. The word retrospective is to look back or to be retroactive. As a result, a law that has retroactive effect is one that has been in force since before it was passed. Ex post facto law is another name for the retrospective law. A rule or regulation cannot be interpreted as retroactive unless it shows a clear and apparent intention to the contrary ...ReadMore
Money in my bank account on hold
Recently I came upon a part time job where I need to send money to people that complete tasks such as liking post or writing reviews. I did the job for a few days on and off and yesterday Rs 5000 on m
2 months ago
A. Dear client,
Your account is on hold because of a suspected cyber crime. Banks are required by law to freeze any associated accounts, including primary, secondary, and tertiary accounts, as soon as a cybercrime is reported. This will initially assist the victim in getting their money back via the internet transfer, but it will still be difficult to unfreeze their accounts afterwards. Until the alleged cybercrime is looked into and resolved, the account will stay inactive or frozen. You must ge ...ReadMore
My father vehicle loan
I want to know about my father vehicle loan today I'll get notice from finance company and my father was death 10years ago....so how can I get notice from finance on his name
2 months ago
A. Dear Client,
If you have received a notice from a finance company regarding your father's vehicle loan, even though he passed away 10 years ago, it's crucial to address this matter promptly. Firstly, gather any relevant documents related to your father's death, such as the death certificate and legal heirs' certificate. Contact the finance company to explain the situation and provide them with the necessary documentation to establish your status as the legal heir. In many cases, the finance comp ...ReadMore
Is it possible to get relieving letter once I received termination letter
I have resigned from the company and not served the notice period so that company has given termination letter. Is it possible for me to ask the company to give relieving letter, experience certificat
2 months ago
A. Dear Client,
In cases where you have not served the notice period as per the employment contract, the company may issue a termination letter. However, you can still approach the company to request a relieving letter and experience certificate. A relieving letter typically signifies the end of your association with the company, and an experience certificate outlines your tenure and roles during your employment. It's advisable to communicate with the HR department or the concerned authority formal ...ReadMore
Regarding Bank Account freeze
Hello, I have Savings Account in HDFC Bank since 2019. One week before I get notification from Bank my account is freeze due to Profile declare income is not match with Transaction happened in the ac
2 months ago
A. Dear Client,
Facing a frozen bank account can be distressing, but there are steps you can take to resolve the issue. Ensure you have submitted all required KYC documents and source of income proofs. Since the branch manager has not responded, consider visiting the bank in person, if possible, to follow up on the status of your account. If that's not feasible, persistently contact the customer support, providing them with your reference or complaint number and emphasizing the urgency of your situ ...ReadMore
NPA of Cash credit Account
I have two accounts with bank one is home loan and another is cash credit loan .Unfortunately the cc loan account renewal has got delayed and this has turned NPA. Because of this my home loan account
2 months ago
A. Dear Client,
Both cash credit accounts and home loans are considered debt and once the repayment of a loan stops or bounces for consecutive 3 installments, The Bank initiates a routine course of action for recovery of the loan from the borrower marking both the loan/debt as a bad loan/NPA for recovery of debt from the borrower following the provision under the SARFAESI Act and the order of Debt Recovery Tribunal directing attachment of secured assets of the borrower. However, you may negotiate ...ReadMore
A. Dear Client,
After reporting a cybercrime or fraudulent transaction on the National Cyber Crime Reporting Portal (NCCRP), the Cyber Crime Cell instructs its investigating team to initiate the routine investigation process, including freezing suspected fraudsters' accounts and the victim's bank account. The duration of the investigation varies based on factors such as case complexity, available resources, and victim cooperation. It is essential to wait for the Cyber Crime Cell to complete the inv ...ReadMore
Loan amount not releasing of a sanctioned student loan
Is there any chance to withhold the loan amount in case the student has backlogs in the pervious semester's. The loan is already sanctioned and 3 part of the amount was released.
3 months ago
A. Dear Client,
In the context of student loans, the disbursement of funds is typically contingent on various factors, including academic performance. If a student has backlogs from previous semesters, there is a possibility that the disbursement of the remaining loan amount could be affected. Many educational loan agreements include provisions that allow lenders to reassess disbursements based on academic progress.
To address this situation, it's advisable for the student to communicate with the l ...ReadMore
