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I am living in Guduvancherry,Chennai,with my dr and grand dr.My, son in law, divorced from my daughter,12years back, passed away in Mumbai,his work place.He has left an amount in S B.I,in Sylvasa.He has put my daughter's name as nominee for the amount .The bank has asked for certain affidavits in stamp papers,from my dr and grd dr.They are in Chennai.Where should we get the NJS for affidavits.Being in Chennai we know lawyers here and we will get the affidavit it's here But the bank is insisting that the stamp papers should be from sylvasa(it is a capital of dada Nagar haveli,union Territory),near Gujarat.Please advice .My grd dr is doing her 3rd Ur engg.My dr is unemployed and she is the only support.So please advice. (No2).In the same matter can u advise me as to which is the jurisdiction to file Legal heirship certificate?My son in law died in Mumbai and living in Thana ,Mumbai at the time of death My grd dr is in Chennai with her mother for the past 12 years There is none in Mumbai.Please advise me the correct jurisdiction for Legal heirship certificate.Please give advice for the above Two .Thank you

A. Dear Sir,
You have to produce legal heir certificate and/or succession certificate.
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HARESHKUMAR PATEL

Posted 7 months ago

we request for advise on Bank collected forcloser charges on BT of loan ,charges 548700 and term loan Rs.61702 , also around 40000 rs collected for non renwal addition charges , we wants advise and further process for case with BANK please advise us ,we from Ahmedabad

A. Dear Sir,
Just approach Banking Ombudsman and resolve your issue.
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Anonymous

Posted 7 months ago

Dear learned Advocates, I have a query in regards to the personal loan below: loan Amt : rs 2,00,000.00 Date of sanctioned :21.07.2014 NPA date:30.06.2017 EMI :Rs 8600/- Last credit to loan account: Rs6500 on 13.10.2015 1. Is this loan barred by limitation? 2. If so, can I received lok adalat summons? 3. If so, what are the necessary step that I can take. I want to settle the loan amicably but did not have cash to settle nor can I regularised it.

A. Dear Sir,
It is not time barred since last transaction took place on 13.10.2015 and it will expire on 13.10.2018. If suit was filed beyond three years it will be called as time barred.
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Kandhan N

Posted 7 months ago

My father was two wheeler loan in hdfc bank. In 2017, we paid 19 month. Every due 2954 we paid monthly 19 month. We unable paid five months due total 15000 are pending. They cheased the vehicle with out any lettaer or legal action kindly do the needful

A. Dear Sir,
You may approach them and try to solve the problem.
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Anonymous

Posted 7 months ago

My brother is in jail and arrested under section 255, 257, 259, 260,420,465,467,468, 471. His case is transferred to session court. I want to know that he will get bail or not.He is handicap(means he can't talk properly). His handicapness will also be an advantage in getting bail or lowering punishment. Please reply.

A. As you stated case has been transferred to Session Court that means charge sheet has been submitted and he is in custody for 3-4 months.
chances for getting bail are very low due to the imposition of serious allegations.
sections involved are serious in nature and chances for bail can increase once something favorable comes during cross-examination of witnesses.
Despite bail, better to concentrate on case proceedings and apply for bail whenever any such opportunity arrives.
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Junaid Ali Khan
Junaid Ali Khan Experience: 2 Year(s) New Delhi
Neeraj  Kumar
Neeraj Kumar Experience: 1 Year(s) Patna
ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
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Anonymous

Posted 7 months ago

My brother is in jail and arrested under section 255, 257, 259, 260,420,465,467,468, 471. His case is transferred to session court. I want to know that he will get bail or not.He is handicap(means he can't properly). His handicapness will also be an advantage in getting bail or lowering punishment. Please reply.

A. Yes he will definitely get bail don't worry. U should try it
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Ayantika  Mondal
Ayantika Mondal Experience: 10 Year(s) Bangalore
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
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Anonymous

Posted 7 months ago

Sir, Please give your opinion on a deceased claim, Fixed Deposit worth Rs. 2500000 (Twenty Five Lakhs), It is a Joint FD in the name of my Grand Mother and my Father, the nomination is also in my father name. My Grand Mother has 4 legal hires including my father. All the four members have given a letter (Notice) to bank saying hold the FD till all the family member amicable settle the matter but four years ago the matter dint solved. and now all are demanding equal share. My Grand Mother Expired 4 years ago & My Father expired 2 years ago. When my father was alive he requested the bank to transfer the amount in his name as he is the joint holder and nominee of the FD. The bank manager denied saying that we have received letters (Notice) (Two Own Written and One Lawyer Notice) Now I approached the present Bank Manager regarding the same, the Bank Manager processed for the claim and completed the paper work formalities after 3 month now the present Bank Manager is saying that, My father could have taken the claim at that time only, now your father is also no more now the amount is to be equally divided. Weather it is a mistake of previous Bank Manager that he denied for the claim or the present Bank Manager. So please guide me with best legal opinion, and further process. Thanking you. Yours Faithfully. ---------------------

A. as it was a joint FD, therefore it will be treated as two FDs of RS. 1250000/- each, one of Grandmother and one of father,
now it will be distributed as follows-
the share of grandmother i.e. 1250000/- will be distributed in legal heirs of grandmother
the share of father i.e. 1250000/- will be distributed in legal heirs of the father

for detailed discussion call/mail me.
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I have joined idbi bank ltd as officer in 2013 through common entrance held by ibps...in 2018-19 government sold idbi bank to lic of india...in march 2019 RBI categories idbi bank ltd as private sector bank shockingly...we as a officer joined bank only because it is government institution...now we are became private sector employee against our will...what if we ipbs qualified officer file writ petition in high court against Government/RBI/IDBI bank...and ask them to provide option to shift to another public sector bank..

A. You should file a PIL as soon as possible. Let this also be clear that if in case you are classified as a private sector employee you will no longer be entitled to the privileges that of a govt employee and all your efforts of clearing such examinations just to get a govt job will go in vain.

Thanks
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Neeraj  Kumar
Neeraj Kumar Experience: 1 Year(s) Patna
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Viswanath  M K
Viswanath M K Experience: 5 Year(s) Chennai
Dear sir I (AMA) is the guarantor of a loan taken by MHA From bank (CCB). The loan of MHA with CCB went bad. CCB has made partial recovery from MHA by selling the collateral security of MHA. Now they are behind AMA. AMA has only one property which is mortgaged to some other bank (DCB). The loan of AMA with DCB is a normal loan. Not NPA Can court attach the mortgaged property.

A. Dear Sir,
If your property mortgaged to some other Bank it cannot be attached for discharge of loan of some other Bank. Take the advise of local lawyer.

For full procedure contact me on mobile through Vidhikarya.
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Anonymous

Posted 8 months ago

Hello, My bank called me and intimated that my account is on hold because they have received a claim for 1,80000 rupees transaction from sender bank for wrong credit to my account.Actually my friend owns me 3 lakhs after asking many times he transferred 1.8 lakh money from United States through money transfer company and now he claimed wrong account transfer .Hisnt responding now .I explained this to my bank but they are saying they can unhold the account only after receive a letter from sender bank .Please give me a advise how can I sort out this situation,Do I go to jail if I won’t pay back ?.How can I proceed with this In order to save my hard earned money. Thanks.

A. Dear Sir,
It being a civil nature and you cannot be sent to jail. Secondly get issue a legal notice to the bank along with necessary pleadings and deny their demand.

For full procedure contact me on mobile through Vidhikarya.
Rate me Five Star *
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Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Dr Vedula  Gopinath
Dr Vedula Gopinath Experience: 31 Year(s) Visakhapatnam
Dr Vedula  Gopinath
Dr Vedula Gopinath Experience: 31 Year(s) Visakhapatnam
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