Regarding loans
Regarding loans
Can I get amount from out of india as loan, did i have to pay income tax for that amount
3 months ago
A. Dear Client,
Please provide us with more facts to respond to your query. In this limited information one can't suggest.
Non banking Assets
in banking for reduce NPA (non performing assets) under SARFAESI Act convert some possession property into Non banking assets. now can we resale this property to same borrower whose this property.
3 months ago
A. Dear Sir,
If no charge is created by the Bankers on your such property then with or without banking consent you can sell the property.
Bill claim
What action can we take against a company if it is not paying our bills?
3 months ago
A. Dear Client,
See filing a criminal case for non payment is not a good idea as that will not help you to get the money but in the worst case the other party MAY get in prison but very rare.
For payment of due amount you will have to file a civil case and recover the money. So, you can start with sending them a legal notice first then followed by a civil suit.
Also You can initiate ODR- Online Dispute Resolution process.
Thankyou
Fraud
Hey i am a student and one of my friend who doesn’t use online payments and someone was sending money him so he told me help him by receiving his money which his friend was sending through online pa
3 months ago
A. Dear Client,
The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online and once a cyber crime scam is reported online to NCCRP, on the instruction of Cyber Crime Cell, investigating team started the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account and you have to wait for the completion of the investigation ...ReadMore
Idfc loan scam or real
I was applying for loan at idfc. I got a call from a woman asking if i had applied for a loan. I said yes. She had really good behavior and was friendly in the whole conversation. She said to provide
3 months ago
A. Dear Client,
It appears from the contents of your query that for lack of awareness and carelessness, you become the victim of a cyber scam. In the given situation, you need to file a complaint against a fraudulent company online, you can contact The Cyber Crime Investigation Cell (CCIC): The CCIC is a unit of the Indian police empowered to investigate cyber crimes. You can make a complaint about a fraudulent company to the CCIC by contacting your nearest police station or by filling out an onlin ...ReadMore
Online meeting
Sir, now a days public sector banks are conducting online meetings of their staff through WebEx or Zoom and these meetings continues for hours. Sometimes till 9:pm and staff is forced to stay in the b
3 months ago
A. Dear Client,
The validity of requiring staff to attend online meetings after regular working hours depends on the employment terms and local labor laws. Employers generally have the right to schedule work-related activities during reasonable working hours, and this may include virtual meetings. However, forcing employees to work excessively long hours may be subject to labor laws and regulations. If such extended online meetings become a regular occurrence and impact work-life balance, employees ...ReadMore
Mr. Shyam K
I have a CAR loan and top up loan and credit card with the same bank, due to financial crisis I have not paid the credit card bill on time for the last 3 months but I have regularly paid a small amoun
3 months ago
A. Dear Client,
Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated by the Bank as NPA. Accordingly, the Bank sends notice to the Borrower asking him/her for repayment of the entire dues lying against the loan. In the absence of any response from the Borrower, the Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and the Guarantor. You can make ...ReadMore
Disputed transaction on my credit card
before 4 month closed my disputed transaction and received (NOC) by bank side or inform /intimation closure but reopen this case November 2023 please suggest
3 months ago
A. Dear Client,
Once a dispute is resolved and NOC is issued by the Bank informing the closure of the dispute, the same cannot be reopened ex-parte without giving you a notice informing you of the reason behind the reopening of a closed dispute which is contrary to the Indian Banks’ Association (IBA) Fair Practice Code and Code of Bank’s Commitment to Customers. So, in the given scenario, a complaint under the RBI integrated Ombudsman scheme, 2021. shall be made online on the portal (https://c ...ReadMore
Received demand notice from Cashe
I have received demand notice from cashe what to do now
3 months ago
A. Dear Client,
Receiving a demand notice from Cashe indicates that there might be pending dues or an outstanding amount. It's essential to address this situation promptly and take appropriate steps. Firstly, carefully review the demand notice to understand the specific details of the claim, including the outstanding amount, interest, and any additional charges. If you dispute the claim or believe there is an error, gather relevant documents, such as payment receipts or communication with Cashe, to ...ReadMore
Money deducted by paytm bank
I have added money on paytm wallet through our family member debit card an amount of 6213 ₹ afterthat this amount is auto debited by paytm to say fraud complaint found against this transactions
3 months ago
A. Dear Client,
If you've added money to your Paytm wallet using a family member's debit card, and the amount has been auto-debited due to a reported fraud complaint, it's important to take prompt action to address the issue. Start by contacting Paytm customer support immediately and provide details of the transaction, including the date, amount, and the fact that it was debited due to a reported fraud complaint.
Paytm customer support can investigate the matter and guide you on the necessary steps ...ReadMore
