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ask_a_question

Pravendra Atal

Posted 9 months ago

A company fraud me and take me so much amount.

A. Hello,
First issue Legal Notice against the company stating the facts and that they must pay you back your money and lodge a complain to police.
If they fail or doesn't agree to pay then file a money suit and case for fraud.
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Shreyash  Mohta
Shreyash Mohta Experience: 2 Year(s) Kolkata
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Sanjay Kumar Jha
Sanjay Kumar Jha Experience: 18 Year(s) Patna
ask_a_question

Karan Manivannan

Posted 9 months ago

Sir i applied a educational loan in 09.08.2019 for my MBA through vidyalakshmi portal online in SBI Bank orathanadu branch and i get a hard copy of application and collect require documents physically go to the bank but the bank manager reject my loan beacause of my mother is a coapplicant for me her cibil score is 667 so high risk cibil score of my mother affected my loan .sir u have a doubt CIBIL score is mandatory for educational loan. And can i take any legal activities against manager

A. You can not actually take action against manager for this personally. If there is something wrong with the cibil records you can get that corrected.
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Rabi Rath

Posted 9 months ago

Despite zonal office stand relieved order, Branch manager not relieving

A. 1. intimate the zonal officer, in writing, regarding the concern,
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Sourav Dey

Posted 9 months ago

We have a family temple.Want to open a bank account for the donation received from temple?Kindly suggest in what name should I open the account?Who will be responsible or authority for this account?What type of account should I open?

A. first register it as a society or trust for opening bank account
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Suneel  Moudgil
Suneel Moudgil Experience: 16 Year(s) Panipat
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Sushiel K

Posted 9 months ago

Can i take the picture of complaint notice board in the bank to complain bank officers for not solving banking issues???... Bank security guard snatch my mobile and threatened me to police...

A. why take the picture? when you can note down phone number, email address !! 2) website/online, you can lodge complaint 3) complain to customer care. you might have argued or threatened the staff, then only staff can make case on you.
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Saranya

Posted 9 months ago

2016 I had bought educational loan still I didn't pay. Now they are asking to come to court and pay the total amount but now I can not pay the amount because I am a unemployed

A. Court will decide. It will give easy installments nothing to worry. They cannot put you behind the bars
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My wife had filed DV-12 in June this year seeking maintenance & compensation. Yesterday I received a bank letter seeking payment towards a personal loan she has taken without my knowledge. She does not live with me anymore and used the residence address. Is this done to put pressure and support her maintenance claim? None of her bank accounts carry this house address other than this loan account. What steps should I take to disassociate my self from this liability? Should I inform the bank?

A. Dear Sir,
You are not liable to pay the dues of your wife unless you are a guarantor for the said loan. Please reply to such legal notice through advocate.
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Nitin Arora

Posted 9 months ago

Hi, I have taken loan from aditya birla housing loan in December 2018and come under pmay scheme, when ever I ask for the subsidy the only answer I recive is it's in process sir It's in queue for uploading eating for NHB. The same answer I am receiving from past 8 months???

A. Lodge a complaint to all higher authorities.
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Dear Sir, I availed personal loan from a bank recently and during the process I requested them to send all the loan related documents to my official address and not to my residential address. I sent emails in advance for the same and also spoke with the Sales Manager many times for the same. But even after my repeated request they sent all the files to my home due to which I suffered psychologically. It's not just me but my parents too. My parents who are not physically sound fell into depression because of seeing the loan documents. Even I am so stressed which is affecting my work too. When I approached the bank for a solution they said they did not update the communication address. This simple mistake has taken a toll on my regular life. Need your suggestion on how to handle this legally.

A. Send the bank a legal notice for the same and thereafter file a case in the consumer forum.
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Anonymous

Posted 9 months ago

I am education loan defaulter . Does it will affect for getting government job . Because currently preparing for gov job. Right Know not paying EMI . I have 2-3 years time to repay . Please tell me sir. Thanks

A. Dear Sir,
It is a civil matter as such it does not effect your career in getting a Government job.
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Shreyash  Mohta
Shreyash Mohta Experience: 2 Year(s) Kolkata
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai

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