Bajaj Housing Finance Surrender Letter home loan
Bajaj Housing Finance Surrender Letter home loan
I am from India. I am the owner of house property, 1 person has taken loan on my property based on fraudulent documents, now Bajaj Housing Finance Ltd. is saying that borrower has given surrender lett
2 years ago
A. Dear Client,
As per the facts mentioned, firstly you should send a legal notice to them explaining the situation and even then if they don't stop then you may file an injunction suit.
Brother debt in chit
My brother joined 7.5 lakhs chit with his friends circle and didn't pay full money, now my brother is abscond. I am getting call from my brother friend to pay balance money. Is their anyway I can lega
2 years ago
A. Dear Sir,
Your liability is nil. They cannot do anything. Lodge complaint with police.
I could have explained more if background is known to me. You are supposed to give more details to get detailed answer.
Please be inform that free questions deserves to be attended on priority basis so be brief but disclose summary of your case.
A. Dear Sir,
You may lodge complaint with local police or file private complaint as follows.
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Most Indian citizens are not aware of their legal rights. This lack of awareness is among the major reasons because of which reporting of criminal activities is not a seamless process in India. The general perception about policemen is also not helpful. However, rep ...ReadMore
Harassment due to chit fund loan
sir i paid 19 months of chit of total 20 chits with one individual lady. 1 month that too last month payment (60K) pending because of finacial crisis. Now that lady telling that she will come home and
2 years ago
A. Dear Client,
No one has the authority to harass you. If you have taken a loan you are liable to pay but the same cannot be collected going outside the rules and guidelines prescribed by RBI. If they are you can go and file a complaint in you local police station.
Thank you
harassment and threatening for credit card
To whom so ever it may concern. Myself nishant patel , is having an out standing of rs. 65000 on SBI credit card. But to some financial issues and family issue I'm not able to make the payment. I to
2 years ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
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There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. ...ReadMore
BANK AUCTION PROPERTY
Regarding clarification in physical possession by bank - i purchased a property in auction. bank has applied physical possession. after 5 months the borrower of the property has raised case in DRT. ca
2 years ago
A. Dear Client
There has been lot of cases where the bank has auctioned the property and even the registration has been done but the buyers find it difficult to get the actual possession of the property due to legal processes and delay. You need to get in touch with the bank and sort this out
loan -paid double interest
i have take loans from pvt lenders and i am not able to pay now and to some i hv paid double interest still they come home and to office and keep calling and torture like hell ifeel like dieing
2 years ago
A. Dear Client
As per the rule when you take a loan you will have to return the amount with interest and that's the way this loan business is conducted. If you do not return then they will try to recover it but yes they cannot harass you by coming to your home and creating nuisance.
Simple mortgage loan harassment issue
I did a simple mortage of my vacant land without possession rights for 12.5 lakhs at Sriram city union finance in 2016 for a 5 year tenure at 16.5% flat ROI . I had paid 3lakhs after which I was una
2 years ago
A. As you are getting harassment call & as they have added many other dues with OD & penalty, take a statement copy & see all the paid EMI & the unpaid, go ahead for settlement at the earliest, take advice from CA if you have one for the Loan account as to what needs to be paid. As if settlement is NOT done early they may send a recovery notice & attachment of property, which will become more stressful. If possible even sell the property for less value & settle with the ba ...ReadMore
Non payment of loan taken form NBFC
I have a loan from one nbfc which I paid more than one year regularly but now I am unable to pay the emi as due to some legal and madical expenses and now they are sending there collection agent who i
2 years ago
A. Dear Sir,
Yes, so many Banks unnecessarily abusing the borrowers and also contacting the relatives of borrowers such illegal activities to be condemned by all means. You may get issue a legal notice and record all their voices by audio and video and approach the Civil Court and also criminal court and teach them a lesson.
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Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Re ...ReadMore
I want to withdraw as a guarantor for Vehicle loan or any suggestion
Hello Sir myself Chandrashekhar from Koppal , I Became a guarantor to my friend to Purchase a commercial vehicle for his business support, due to bankruptcy he couldn't able to pay all EMI of vehicle.
2 years ago
A. Dear Sir,
You may get issue a legal notice about your intention and ask them to get another guarantee from the borrower.
