icon Credit card written off

I have used my credit card and my dues around 4 lakhs, including interest and all charges. I want to sort out the Issue without effecting my cibil , but bank person as given option of settle


A. speak with the bank officials. However if you don't want your CIBIL affected you should pay the full payment which can be either one time lump sum amount or emi option.

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Latest Response 5 years ago
ROBERT D ROZARIO

ROBERT D ROZARIO

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icon I got a legel notice from finance company

Hello sir i am mukesh agrawal. I took a loan from home credit of amount 120000 on may 2017, I was continue paying my emi till august 2018, But dur some financial losses i was unable to pay my EMI , n


A. contact the bank officials to stop sending the recovery team from harassing your relatives. In the meantime contact a local lawyer from DRT from Vidhikarya to reply to their notice. Alternatively you may contact the bank manager to give you some time to repay the loan amount as you're going through a financial loss.

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Latest Response 5 years ago
ROBERT D ROZARIO

ROBERT D ROZARIO

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icon How to handle/avoid case against me for education loan?

Hi Sir/Madam, My name is Sriram from Vellore (Tamil Nadu). I got education loan for my engineering degree (2008-12) but could not able to repay entirely. I could not get a job for an year and the job


A. Pl take services of a local expert lawyer for the same.

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ROBERT D ROZARIO

ROBERT D ROZARIO

Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

icon Bond breaking

Respected sir/mam, I was asked to submit my original certificates as a collateral for my job for bond period of 4 years. If I was supposed to break it I have to pay a sum of rs 1 lakh.


A. Dear client employment bonds are not valid.kindly go through experienced lawyer for defence

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Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

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VIMAL K MISHRA

VIMAL K MISHRA

Ambrose  Leo

Ambrose Leo

icon Harassment and humiliation

I sir/madam, I am 31 yrs old lady living with my parents currently. I have a 1 sister n brother, and I'm the only earning person of my family. My father is pensioner with 2k pension monthly.he took a


A. Dear client your query is not clear for legal opinion and legal resolution.kindly provide more clear detail or contact with vidhikarya lawyers

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Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

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ROBERT D ROZARIO

ROBERT D ROZARIO

ROBERT D ROZARIO

ROBERT D ROZARIO

 Vishwabandhu  Chaudhary

Vishwabandhu Chaudhary

icon Individual Bankruptcy

I have personal loan of 3 lakhs and credit card due of 1.5 lakhs. Till May 18, I paid all EMI and Dues on time, but from March 18 I am jobless and unable to pay now. I like to file Individual Bankrupt


A. Dear client you need to meet recovery officer of the bank, He may grant you some time.
Apart from that you can file complaint under section 243 of Insolvency and Bankruptcy Code, 2016.

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Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

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ROBERT D ROZARIO

ROBERT D ROZARIO

Ashish K Dongre

Ashish K Dongre

Aditi  Tuteja

Aditi Tuteja