Land Mortgage
Land Mortgage
Land was mortgaged got three years for two lakhs, but he is not paying either two lakhs or interest, suggest
10 months ago
A. Dear Sir,
You have to file a civil suit and it will decide the matter. The trial may take place 1 or 2 years. Better get refer the matter and settle in Lok Adalath.
Unable to clear debt
Years ago, after demonetisation, a person lent demonetised notes for my urgent requirement. There is no paper work for this. Now the amount has come up to 20+ lakhs. And I am not able to pay this. The
10 months ago
A. 500 and Rs. 1000 notes in hand will have to have them exchanged or deposited. There are two places where these notes can be exchanged or deposited – banks and post offices. For banks, all national and private banks in India have been instructed to have the notes exchanged or deposited
In addition, try and come up with proof of this being a legal exchange, since if not it will be considered to be black money
Collection agents harassing
Hi I’m from Nilgiris, My husband and I have taken few unsecured loans from loan app and we have paid the previous loans on time and reapplied regularly but this time we had some medical emergencies
10 months ago
A. Dear client,
You can approach the nearest cybercrime unit and lodge a complaint against these agents for nline harassment, or can do the same via contacting a cybercrime hotline phone number best suited to you.
Loans app - taken a loan from legend rupee
I have taken a loan from legend rupee but now I am unable pay that loan so please advice me that how escape from that and how to delete data from that loan apps
10 months ago
A. Unfortunately you are still liable because when you enter your data into that app you check a box agreeing to all the terms and conditions, and some of the most standard conditions that loan apps have is to repay loans
Time limitations for debt recovery application at drt
What is the time limitations of filed OAcase against the borrower? At dtr?
10 months ago
A. Dear Sir,
Normally, three years is the limitation to file any recovery suit. But renewal of loan etc, documents will be taken by Bankers by way of your signatures on blank forms and thereafter they will fill the same saying that you have got renewed the loan etc.
About data entry job
I have completed the task now they are telling me u didnot get 90% accuracy now to asking me to pay the money....i have signed an agreement and they have my aadhar card what to do....they are asking m
10 months ago
A. Dear Sir,
They promise a job - but first you must pay. Please do not send money via Western Union.
This page: The fake job fraud, see also Internet fraud update , The money laundering fraud, Fraudsters haunting dating/matchmaking websites , The fake loan offer fraud and the bank accounts they use.
A painful duty - Exposing the British (and Irish) connection. What happened to my money? All 419 fraud victims should read this.
NB: Many victims seem to have been contacted by the scammers as a ...ReadMore
Non payment of unsecured loan
A case is filed with CS/24475/23 by HDFC Bank for non payment of emi. Police station called me for as arrest warrant issued for this. I want to know is it possible that arrrst warrant issued for non p
10 months ago
A. Failure to repay the loan makes the loanee liable to face legal consequences including a case under Sec.138 of N I Act for the dishonor of post-dated cheques issued by the loanee for repayment of a loan or can take the recourse under SARFAESI Act, 2002 by attaching your property obtaining a decree for DRT. In case Court finds your presence before the investigation authority for taking your statement, a warrant of arrest may be passed to compel your presence. So considering your career prospects ...ReadMore
Unpaid Loan Ami
I have 2 unpaid EMIs with a loan app. Now they are calling me regularly and even their recovery agents are calling on a regular basis. Although my previous record is very clear and my Credit score is
10 months ago
A. Dear Client,
Whenever any loan is approved by NBFC or FI either offline or online, a loan application bearing all the terms and conditions applicable on the applicant is being accepted by the applicant and pursuant to said acceptance and accessing your loan repayment capacity, CIBIL Record etc. your loan is approved. In case of default in repayment of said load as per the condition of repayment, FI takes the routine course of action permitted under relevant laws for recovery of debt lying outst ...ReadMore
I received a notice for my mortgage loan in NBFC Bank
Hello Respected Sir / Madam ,I received a notice for my mortgage loan in NBFC Bank 13 (2) now main question is they have already issue this notice in 2020 that time we have already reply now again the
10 months ago
A. Dear Client,
The notice u/s 13 (2) of the SARFAESI Act, 2002 issued by the Bank where any borrower, who is under a liability to a secured creditor/Bank under a security agreement, makes any default in repayment of secured debt or any installment thereof, and his account in respect of such debt is classified by the secured creditor as a non-performing asset(NPA), then, the secured creditor may require the borrower by notice in writing to discharge in full his liabilities to the secured creditor ...ReadMore
Bank send notice to attach guarantors Mortgaged property
Hi, I am having home loan in BOB and my husband took a CC loan for his business in the same bank which I am also a guarantor. I am paying my Home loan properly but due to loss my husband unable to pay
10 months ago
A. Dear Client,
While I sympathize with your plights, I like to inform that in case of default on repayment of any secured loan, Bank attaches the collateral Security of defaulter for recovery of debt lying unpaid against the loanee. Being a surety or guarantor of CC loan of your husband who is not in a position to repay loan, Bank will start its routine procedures earmarked for recovery of the loan by attaching the property of the guarantor/surety.
In the given situation while you find yourself ...ReadMore
