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Dear sir i have a hdfc credit card , credit limit 35000, i have made 2 years minimum due 3000, but from past 2 months not able to make payments , i need protection legally to avoid recovery team, plea...

A. Dear client kindly visit your bank and discuss your problem with authority of bank.i hope they can help you to resolve your issue.
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Anonymous

Posted 2 years ago

Can you please tell me the process, expenses and requirements for filing personal insolvency.

A. Dear Client,
Personal bankruptcy is a legal process which allows you to be discharged from most of your debts.
Once filed, the property of the debtor is given to a Licensed Insolvency Trustee who then sells it and distributes the money among the debtor’s creditors in settlement of the debt.
Once you are bankrupt, the process is fairly simple. To obtain your discharge you must complete certain duties including:
• surrender certain assets and your credit cards;
• attend two credit counsellin ...ReadMore
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Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 11 Year(s) Nagpur
ARPIT  BATRA
ARPIT BATRA Experience: 13 Year(s) South Delhi
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 35 Year(s) Bangalore
Hi Sir/Madam, My name is Sriram from Vellore (Tamil Nadu). I got education loan for my engineering degree (2008-12) but could not able to repay entirely. I could not get a job for an year and the job...

A. Pl take services of a local expert lawyer for the same.
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 17 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 35 Year(s) Bangalore
Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 11 Year(s) Nagpur
I am a widow, my husband was a sbi bank Assistant Manager, after retired he borrowed a loan from sbi 420000 in February 2018, and he died in june 3rd 2018, but he gave no money to me or our children...

A. Dear client kindly approach to concerned Bank and ask about all details and try to find out settlement and further process with discussion of bank or credit manager.go through experienced advocate
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 35 Year(s) Bangalore
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 24 Year(s) Bhubaneswar
Sanjay Kumar Jha
Sanjay Kumar Jha Experience: 19 Year(s) Patna
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Anonymous

Posted 2 years ago

Respected sir/mam, I was asked to submit my original certificates as a collateral for my job for bond period of 4 years. If I was supposed to break it I have to pay a sum of rs 1 lakh....

A. Dear client employment bonds are not valid.kindly go through experienced lawyer for defence
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Prabhakara S K Shetty
Prabhakara S K Shetty Experience: 21 Year(s) Bangalore
VIMAL K MISHRA
VIMAL K MISHRA Experience: 17 Year(s) Allahabad
Ambrose  Leo
Ambrose Leo Experience: 11 Year(s) Bangalore
I sir/madam, I am 31 yrs old lady living with my parents currently. I have a 1 sister n brother, and I'm the only earning person of my family. My father is pensioner with 2k pension monthly.he took a...

A. Dear client your query is not clear for legal opinion and legal resolution.kindly provide more clear detail or contact with vidhikarya lawyers
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 17 Year(s) Kolkata
ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 17 Year(s) Kolkata
 Vishwabandhu  Chaudhary
Vishwabandhu Chaudhary Experience: 40 Year(s) Jabalpur
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Anonymous

Posted 2 years ago

I have personal loan of 3 lakhs and credit card due of 1.5 lakhs. Till May 18, I paid all EMI and Dues on time, but from March 18 I am jobless and unable to pay now. I like to file Individual Bankrupt...

A. Dear client you need to meet recovery officer of the bank, He may grant you some time.
Apart from that you can file complaint under section 243 of Insolvency and Bankruptcy Code, 2016.
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 17 Year(s) Kolkata
Ashish K Dongre
Ashish K Dongre Experience: 14 Year(s) Thane
Aditi  Tuteja
Aditi Tuteja Experience: 4 Year(s) South Delhi
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Ajeem SM

Posted 2 years ago

I got a loan from lendingkart for 12lacks ..I have pending of 3.75 lacks.. they are now calling me and telling they got order and i will be arrested in 5 days.. can i get time for 2 more month to sett...

A. Dear client! you are telling the fact there can not be an order for arrest. You can demand additional time to repay the loan through the registered letter to the bank.
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Prabhakara S K Shetty
Prabhakara S K Shetty Experience: 21 Year(s) Bangalore
Sanjay Kumar Jha
Sanjay Kumar Jha Experience: 19 Year(s) Patna
Mohd   Imran
Mohd Imran Experience: 6 Year(s) Faridabad
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Uma Mageswnara Rao

Posted 2 years ago

I want to know the details and procedure for my Citibank credit card debt. No job and no money with me. I have to pay nearly 2 lack to bank. I avoided their tele calls returned the letters. I am not d...

A. Wait till they issue some notice to you. As soon as you receive the notice write a email about your intention to repay the said debt.
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Mohd   Imran
Mohd Imran Experience: 6 Year(s) Faridabad
Hi, I have deposited money into a co-operative society and the MD is planning to evade leaving depositors like me without our hard earned money. I have heard there is an IPC section which calls for an...

A. You can just lodge a complaint with Police , finding sections is their job
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