icon Regarding Not Returning my Money

I had given money to a person but after seven years he is not returning my money.


A. Firstly go in your nearest police station and tell your problem if they take action then ok if not then You should hires a lawyer and raise a complain case against him and filed in your court jurisdiction

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icon Loan Fraud Tourcher

I dint took loan but they are torchering with my contact list telling me to pay the loan i am really scared can you help me out. as i am using iphone they are sending apk file telling me to pay they a


A. Dear Client
You can write a formal complaint to the police station and it would it better if you take help of an Advocate for framing formal complaint.
Hope it helps.

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icon Surfessi act

Bank has taken possession of our industrial unit. They have publish a auction amount 28 lacs. We have asked OTS of 20 lacs. Will it work.


A. Dear Client
You should approach the High Court to get stay order in this Subject matter after that only you may get some chance to do the negotiation and settle for OTS. At this moment Bank will not do OTS as they just need to do the auction so that they can recover money.
Hope it helps

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icon Npa loan account

Had taken a loan under start up india initiative..but due to covid suffered losses and account is npa. Have received demand notice from bank.. after which had requested (in writing) the bank to issue


A. Dear Client!

You can lodge a police complaint against the persons standing outside your office and causing nuisance. But dues are to be paid.

Once the Bank approaches Court for recovery, then you can take suitable action to pro long the case and then try to settle it amicably.

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A. Dear Client!

If the loan app persons are abusing you or they are reaching at your residence/work place then you have all the right to lodge a police complaint against that person for abusing, threatening.

Don't get nervous while dealing with the loan people. Generally, loan apps gives unsecured lending. So they need to approach Court to recover their dues from the borrower.

Hope it helps you.

Thanks

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icon Bankruptcy and debts - business cattle loan

We have taken a business cattle loan without cattle or own house. How they IDFC BANK people gave loan for 1 lakh. October 2021 we got the loan we paid UpTo January but for February month we were una


A. Dear client,
You can send a legal notice asking them to waive the said 2 months, inspite of it if the Bank does not waive, then u will have to file a consumer disputes case for deficiency of services and mental agony.
Consult an advocate.
Hope it helps.

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icon Letter to bank for settlement

I want to go for settlement of my credit card loan .


A. Dear Sir,
Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge

There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the poli ...ReadMore

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icon Possession of Property by Bank without serving notice & settlement time

Can Bank or District Magistrate seal a property against a home Loan due to a financial crisis without serving notice and informing the customer who said paid regularly major EMI to bank as long as fin


A. Dear Client

The Bank can do so only after sending a notice under SARFAESI Act and not without informing you through the notice. If the bank has not informed you then you can take legal action against the bank in the DRT.

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icon Indebted to Moneylenders

Sir, My father is in a Government Job and he is struggling to come out of a debt trap as he has taken money from several moneylenders on high interest just to cover the interest of the other. He had a


A. Dear Client
You should humbly seek some extra time from the money lenders to pay back their money. Also, if you have given guarantee and security deposit, the money lenders will take action against you.
Hope it helps

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Subhashis  Paul

Subhashis Paul

icon My account turned NPA and the bank took symbolic possession.

My account turned NPA and the bank took symbolic possession. And immediately without prior notice they auctioned the property and applied for physical possession from the DM. We got a stay on the auct


A. Dear Client
You should immediately take action against the bank authorities on such misconduct.
You should contact a good advocate of Honourable high court and put forth your concerns.
Hope it helps

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Subhashis  Paul

Subhashis Paul