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ask_a_question

Anonymous

Posted 1 month ago

I want to respond to a legal notice sent by NBFC that i need more time to pay my debts i took Loan of 1000 rs and now it became 4000 due to interest charges please help me

A. you have mobile/laptop with internet to ask the question.
you know english.
after all that you took loan of 1000.

There is a story which is used in movies also...
A person went to astrologer to know fate. Astrologer told his planet is bad so he will make it good by pooja.
Astrologer asked him 500/- fees. person said he dont have 500/-
Astrologer then asked 100/- fees. person said he dont have 100/- also
Astrologer then asked 10/- fees. person said he dont have 10/- also
Astrologer told that i ...ReadMore
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Anonymous

Posted 1 month ago

Due to pandamic situation I’m unable to pay credit card bill due to that RBL agents calling to so many people in my villiage and relatives and not sure how they were getting contact details of those.

A. you have RBL app installed in your mobile then it is from there they can get contacts information.
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Anonymous

Posted 1 month ago

I have a loan with Citi of 2,50,000 and credit card outstanding with HDFC bank of 4,15,000. I have not paid since April 2020 due to COVID and medical reasons and do not think I can for another year. I...

A. no bank will agree for 20%
recovery agents might agree for that.
citi loan is also credit card.
they can convert the loan to emi in settlement.


Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice
Note - This is just a small advice. Proper advice can happen only after going through details.
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Anonymous

Posted 2 months ago

My fiancé's father had a business in Thrissur, Kerala. 3 years ago he suffered major losses and was arrested for non payment of loans. The court seized their land and property and now he has filed for...

A. Hi,
As per the insolvency process only the debtor is liable to pay the loans accrued. Your fiance cannot be made liable for the loan of his father.
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Anonymous

Posted 2 months ago

My lend money from me for some urgency and he gave credit card to me for use now he not returned me my money back asking me to pay used credit card bill other wise he will raise a complaint against me

A. Please contact with clearer facts wrt case.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 12 Year(s) Bangalore
Advocate  Anik
Advocate Anik Experience: 11 Year(s) Bangalore
ask_a_question

Shweta Dwivedi

Posted 2 months ago

Antisperty bail reject ho gai h ab bail kaise hogi

A. You can always apply to HC under Sec 439 CrPC for bail
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 12 Year(s) Bangalore
Advocate  Anik
Advocate Anik Experience: 11 Year(s) Bangalore
Narvir  Yadav
Narvir Yadav Experience: 4 Year(s) Delhi
Hi, Due to Covid19 I lost the job and I taken the loan moratorium facility and now I sent request for loan restructuring to Bank instead of solution. Bank sent me legal notice LOAN RECALL / TERMINATI...

A. Hello,
Primarily, a reply to the notice should be sent clarifying your financial situation
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 12 Year(s) Bangalore
Pradipta  Nath
Pradipta Nath Experience: 12 Year(s) Durgapur
I have unsecured debts of Rs 20Lakh (14 credit cards and 6 personal loan) and the emi's and bills of which i am unable to pay now as i am a salaried person and my fixed income is only 20 k. I have als...

A. Hi,
Since you are not in position to discharge debts, neither you have assets, you should initiate insolvency procedure disclosing all the relevant facts and figures.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 12 Year(s) Bangalore
Manini  Jaiswal
Manini Jaiswal Experience: 6 Year(s) Patna
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 35 Year(s) Bangalore
Sir I have taken personal loans from HDFC and Yes bank. Due to this COVID situation my salary has reduced by 50% since march. I have opted for moratorium and now since the end of moratorium I am reque...

A. file complaint in Police Station in your jurisdiction.
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Anonymous

Posted 2 months ago

CAN A BANK CLAIM AN UNSETTLED AMOUNT AFTER FOURTEEN YEARS, AND AFTER NOT ATTAINING ARBITRATION U/S CLAUSE9

A. Dear Sir,
It is time barred debt.

Rate me Five Star*
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