Menu
keyboard_backspace
Administrative Law (494)
Admiralty and Maritime (3)
Adoption (141)
Advertising (59)
Animal Laws (44)
Arbitration and Mediation (56)
Aviation (16)
Banking (650)
Bankruptcy and Debt (211)
Cheque Bounce (460)
Child Custody (174)
Civil (2311)
Commercial (112)
Consumer Protection (619)
Contracts and Agreements (517)
Corporate and Incorporation (127)
Criminal (1826)
Customs, Excise (48)
Cyber, Internet, Information Technology (374)
Debt and Lending Agreement (87)
Debt Collection (184)
Divorce (826)
Divorce and Separation (1594)
Documentation (332)
Domestic Violence (690)
Election Campaign and Political Laws (23)
Employment and Labour (1291)
Environment and Natural Resources (35)
Equipment Finance and Leasing (3)
Family (2188)
Financial Markets and Services (103)
Government Contracts (59)
Human Rights (296)
Immigration (56)
Industrial Laws (70)
Insurance (85)
Intellectual Property, Copyright, Patent, Trademark (125)
International Laws (14)
IT Contracts (57)
Juvenile (25)
Landlord and Tenant (690)
Licensing (21)
Mail Fraud (21)
Maternity (67)
Media, Communication, Entertainment (18)
Mergers and Acquisition (23)
Military Laws (18)
Motor Accident (150)
Muslim Laws (73)
Outsourcing Agreement/Laws (5)
Partnership (64)
Police Laws (65)
Power of Attorney (75)
Privacy (99)
Property (3312)
Real Estate (470)
Registration (156)
RTI (117)
Sale (79)
Sale of Goods (20)
Sex Crime (159)
Sexual Harassment (6)
Sexual Harassment at Workplace (81)
Software License (4)
Tax (22)
Tax-GST (16)
Tax-Income Tax (30)
Tax-Property Tax (36)
Telecommunication (13)
Torts (25)
Transportation (67)
Trust and Society (NGO) (92)
Used For Testing (2)
Will (144)
Work Permits (36)
ask_a_question

Anonymous

Posted 11 months ago

I am a widow, my husband was a sbi bank Assistant Manager, after retired he borrowed a loan from sbi 420000 in February 2018, and he died in june 3rd 2018, but he gave no money to me or our children, I am not able to pay his loan, What are the rights for me, what should I do, please give an advice, and if I dont pay his loan, then what happend to me, what is banks rights

A. Dear client kindly approach to concerned Bank and ask about all details and try to find out settlement and further process with discussion of bank or credit manager.go through experienced advocate
Helpful
Helpful
Share
ask_a_question

Anonymous

Posted 11 months ago

Respected sir/mam, I was asked to submit my original certificates as a collateral for my job for bond period of 4 years. If I was supposed to break it I have to pay a sum of rs 1 lakh. All I want to know is will this type of bonding is valid in india or not? Note: no special training or valuable training provided by company

A. Dear client employment bonds are not valid.kindly go through experienced lawyer for defence
Helpful
Helpful
Share
Prabhakara S K Shetty
Prabhakara S K Shetty Experience: 19 Year(s) Bangalore
VIMAL K MISHRA
VIMAL K MISHRA Experience: 15 Year(s) Allahabad
Ambrose  Leo
Ambrose Leo Experience: 9 Year(s) Bangalore
I sir/madam, I am 31 yrs old lady living with my parents currently. I have a 1 sister n brother, and I'm the only earning person of my family. My father is pensioner with 2k pension monthly.he took a loan from 1 lady who lives nearby to our house which was around 4L when he was working for which he haven't made any legal document that he is taking this amount from this lady, and when he got retired from his job so all pension which he got from his entire service he paid entire loan amount with interest, in which only 75k was pending that time so we told her we will pay it later 1s we have some cash, but while taking loan as thr r no legal documents r made while paying her back also we haven't made any legal documents.but now that lady visits our house ever now n then standing in door only use bad words towards my family I want my money back and it's around 6L now. So give me your house if pay such amount, she also humiliate us while on road also, use bad words towards me n my family. My mom is already a heart patient my dad is above 60. I tired of her behaviour, I'm lot frustrated also. I don't know what to do, plz help me

A. Dear client your query is not clear for legal opinion and legal resolution.kindly provide more clear detail or contact with vidhikarya lawyers
Helpful
Helpful
Share
ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
 Vishwabandhu  Chaudhary
Vishwabandhu Chaudhary Experience: 38 Year(s) Jabalpur
I have personal loan of 3 lakhs and credit card due of 1.5 lakhs. Till May 18, I paid all EMI and Dues on time, but from March 18 I am jobless and unable to pay now. I like to file Individual Bankruptcy. Please let me know how to do and under which section (as of now, after amendment of 2016 of IBT).

A. Dear client you need to meet recovery officer of the bank, He may grant you some time.
Apart from that you can file complaint under section 243 of Insolvency and Bankruptcy Code, 2016.
Helpful
Helpful
Share
ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Ashish K Dongre
Ashish K Dongre Experience: 12 Year(s) Thane
Aditi  Tuteja
Aditi Tuteja Experience: 2 Year(s) South Delhi
ask_a_question

Ajeem SM

Posted 1 year ago

I got a loan from lendingkart for 12lacks ..I have pending of 3.75 lacks.. they are now calling me and telling they got order and i will be arrested in 5 days.. can i get time for 2 more month to settle the amount

A. Dear client! you are telling the fact there can not be an order for arrest. You can demand additional time to repay the loan through the registered letter to the bank.
Helpful
Helpful
Share
Prabhakara S K Shetty
Prabhakara S K Shetty Experience: 19 Year(s) Bangalore
Sanjay Kumar Jha
Sanjay Kumar Jha Experience: 17 Year(s) Patna
Mohd Imran
Mohd Imran Experience: 4 Year(s) Faridabad
ask_a_question

Uma Mageswnara Rao

Posted 1 year ago

I want to know the details and procedure for my Citibank credit card debt. No job and no money with me. I have to pay nearly 2 lack to bank. I avoided their tele calls returned the letters. I am not denying to pay. But right now I don't have money and no job. I need time to repay. Please solve and advice me.

A. Wait till they issue some notice to you. As soon as you receive the notice write a email about your intention to repay the said debt.
Helpful
Helpful
Share
Hi, I have deposited money into a co-operative society and the MD is planning to evade leaving depositors like me without our hard earned money. I have heard there is an IPC section which calls for an immediate arrest in case of proven that someone is trying to evade with intent of not paying the debts? Can someone guide me the best approach to make sure many lime me get their life savings back.

A. You can just lodge a complaint with Police , finding sections is their job
Helpful
Helpful
Share
ask_a_question

Anil Upadhya

Posted 1 year ago

I was a borrower of loan with 2 guaranters 2 years before. Unforrunately Ive lost my job and the lenders started calling and visiting home for dues. My parent was not aware about this, so to avoid this i left home and i am staying with my friends. Evn after that they a still coming to my and filed section 84 on me. I stay on rent, they took a sign of my mother on the agreement. Due to this pressure i am not able search for another job, please help.?

A. Dear Sir,
It is a civil case and ask them to go to civil court or else file a criminal complaint with police. The law is as follows
======================================================================================================
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.

The court while dismissing the ICICI Bank's plea refused to delete the Delhi High Court's remarks that held the bank and its musclemen responsible for abetting a youth to commit suicide by humiliating him and taking away his motorcycle financed by the largest private sector bank.

It also asked the ICICI Bank to to pay Rs 25,000 as cost of this litigation to the respondents within three weeks and directed the Delhi Police to conclude the investigation against the bank expeditiously within three months, keeping in view the gravity of the allegations.

The court also directed the concerned Deputy Commissioner of Police to submit the investigation report in the Delhi High Court.

According to the court, complaints received by Reserve Bank regarding violation of the above guidelines and adoption of abusive practices followed by banks recovery agents would be viewed seriously.

Reiterating the RBI Guidelines on Engagement of Recovery Agents, the court said, "The Reserve Bank may consider imposing a ban on a bank from engaging recovery agents in a particular area, either jurisdictional or functional, for a limited period. In case of persistent breach of above guidelines, Reserve Bank may consider extending the period of ban or the area of ban."

"RBI had expressed its concern about the number of litigations filed against the banks in the recent past for engaging recovery agents who have purportedly violated the law," Justice Bhandari, writing the verdict for the bench, stated.

RBI in a letter accompanying its April 24, 2008 Guidelines had stated that it might consider imposing a ban on a bank from engaging recovery agents in a particular area, either jurisdictional or functional, for a limited period.

ICICI Bank had moved the apex court seeking deletion of some paragraphs in the High Court order which had said that "...the proximate cause of death of the deceased that led him to commit suicide was on account of humiliation caused by the Bank people from where loan was taken by him."

"The modus-operandi employed by the banks like ICICI for realisation of their loan amount and for recovering the possession of the vehicle against which loans are given is extra legal and by no stretch of imagination they can be permitted to employ musclemen and goons for recovery of their dues even from a defaulting party," the High Court had observed.

The High Court order had come on a petition filed by Shanti Devi Sharma, the deceased's mother, seeking a probe against the ICICI bank and its staff for the unlawful action, which led to the suicide of her 34-year old son Himanshu Dev Sharma.

Sharma had committed suicide in October 2005 by hanging himself at his house after he was allegedly intimidated and humiliated in front of his neighbours and family by recovery agents employed by the bank for recovering the loan amount taken for his motorcycle.

The ICICI Bank had contended that it was within its rights to recover loans and had followed the required procedure for recovering dues.
Helpful
Helpful
Share
ask_a_question

Eddie Hazel

Posted 1 year ago

I am a 32 year old and have been unployed since 8 months. I also had an ailment recently that needed hospitalization and with it I spent a lot of money. I am dire broke at the moment and unable to pay the EMIs of my personal loan and my credit card dues. I get calls from banks asking me to make payments even though I've told them my situation. I received a legal notice today regarding my debt. I am unable to get a job and unsure of how to go about it. Should I file for bankruptcy? Any advice would be greatly helpful!

A. Any one who is even now earning by some provate job can file for Insolvency, You need to make a fair declaration if your assets and liabilities.
Helpful
Helpful
Share
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Ambrose  Leo
Ambrose Leo Experience: 9 Year(s) Bangalore
ask_a_question

sangita bhardwaj

Posted 1 year ago

I am govt employee. one of my good friend wanted to buy a car.so I bought him Verna car through my salary account on monthly installment, he paid dues for the first yera..but now he has refused to pay installments. further he has sold that car somebody else, though it is on my name..bank has given me notice to pay dues in 60 days..and he is refusing.i am having no document that support that he bought that car.how can I take money from him..or any document to prove that he bought that car from me and now double-crossed me.

A. Definitely you would have something to prove that you gave him the money to buy the car. How did you actually give him the money?
Helpful
Helpful
Share
Shubham  Kumar
Shubham Kumar Experience: 2019 Year(s) Patna
Ambrose  Leo
Ambrose Leo Experience: 9 Year(s) Bangalore
Rajeev  Srivastava
Rajeev Srivastava Experience: 34 Year(s) Ghaziabad
Post Your Question

Top Responding Lawyers

Kishan Dutt Kalaskar Retired Judge

Retired Judge

Experience: 33 Year(s)

Free Advice Given: 4243

Bangalore

View All Answers
Consult
Rameshwar Dadhe

As a advocate

Experience: 2 Year(s)

Free Advice Given: 2223

Aurangabad

View All Answers
Consult
Deepak Yashwantrao Bade

Lawyer and legal associate

Experience: 9 Year(s)

Free Advice Given: 2204

Nagpur

View All Answers
Consult
Shreyash Mohta

Advocate

Experience: 1 Year(s)

Free Advice Given: 1567

Kolkata

View All Answers
Consult
Shanti Ranjan Behera

Advocate

Experience: 22 Year(s)

Free Advice Given: 1128

Bhubaneswar

View All Answers
Consult
Ambrose Leo

Adv.Ambrose Leo Associates & Legal Consultants

Experience: 9 Year(s)

Free Advice Given: 1057

Bangalore

View All Answers
Consult
ROBERT D ROZARIO

Advocate High Court

Experience: 15 Year(s)

Free Advice Given: 784

Kolkata

View All Answers
Consult
Rajender Prasad

Lawyer

Experience: 5 Year(s)

Free Advice Given: 623

New Delhi

View All Answers
Consult
Prabhakara S K Shetty

Advocate

Experience: 19 Year(s)

Free Advice Given: 619

Bangalore

View All Answers
Consult
Suneel Moudgil

Advocate

Experience: 15 Year(s)

Free Advice Given: 569

Panipat

View All Answers
Consult
ARPIT BATRA

Attorney

Experience: 11 Year(s)

Free Advice Given: 536

South Delhi

View All Answers
Consult
Abhimanyu Shandilya

Advocate and Legal Counsel

Experience: 14 Year(s)

Free Advice Given: 536

Kolkata

View All Answers
Consult
GANESH SHARMA

Criminal Lawyer

Experience: 3 Year(s)

Free Advice Given: 409

Faridabad

View All Answers
Consult
Nirmal Chopra

Dr

Experience: 20 Year(s)

Free Advice Given: 389

New Delhi

View All Answers
Consult
Ashish K Dongre

Advocate

Experience: 12 Year(s)

Free Advice Given: 347

Thane

View All Answers
Consult
Vishwabandhu

SENIOR LAWYER

Experience: 38 Year(s)

Free Advice Given: 291

Jabalpur

View All Answers
Consult
Johnson Thangiah

Advocate / Trial Advocate

Experience: 18 Year(s)

Free Advice Given: 282

Tirunelveli

View All Answers
Consult
Mohd Imran

Advocate

Experience: 4 Year(s)

Free Advice Given: 262

Faridabad

View All Answers
Consult
Sunil Kumar Singh

Lawyer,Attorney,Solicitor

Experience: 17 Year(s)

Free Advice Given: 242

Kanpur

View All Answers
Consult
Manjula Shanmugasundaram

Advocate

Experience: 18 Year(s)

Free Advice Given: 235

Chennai

View All Answers
Consult
Sanjay Kumar Jha

Advocate

Experience: 17 Year(s)

Free Advice Given: 208

Patna

View All Answers
Consult
Rajeev RJ

Advocate

Experience: 17 Year(s)

Free Advice Given: 198

Thiruvananthapuram

View All Answers
Consult
Junaid Ali Khan

Advocate

Experience: 2 Year(s)

Free Advice Given: 193

New Delhi

View All Answers
Consult
Ved prakash Shaw

Advocate

Experience: 38 Year(s)

Free Advice Given: 132

Bhubaneswar

View All Answers
Consult
Neeraj Kumar

Advocate

Experience: 1 Year(s)

Free Advice Given: 127

Patna

View All Answers
Consult

Are you looking for Lawyer ?

  • To File a Case
  • To Send /Respond to Legal Notice
  • To Defend a Case
  • To Draft/Review a Document/Agreement
  • To Represent an ongoing Case
  • For Registration Services
  • For Legal Opinion

post your matterPost Your Matter

Need a Quick Legal Advice NOW?

Don’t want to wait! Call at the toll free
number and get a call from an expert Lawyer
within an hour!

talk to lawyer7604047601

Categories
Administrative Law (494)
Admiralty and Mariti... (3)
Adoption (141)
Advertising (59)
Animal Laws (44)
Arbitration and Medi... (56)
Aviation (16)
Banking (650)
Bankruptcy and Debt (211)
Cheque Bounce (460)
Child Custody (174)
Civil (2311)
Commercial (112)
Consumer Protection (619)
Contracts and Agreem... (517)
Corporate and Incorp... (127)
Criminal (1826)
Customs, Excise (48)
Cyber, Internet, Inf... (374)
Debt and Lending Agr... (87)
Debt Collection (184)
Divorce (826)
Divorce and Separati... (1594)
Documentation (332)
Domestic Violence (690)
Election Campaign an... (23)
Employment and Labou... (1291)
Environment and Natu... (35)
Equipment Finance an... (3)
Family (2188)
Financial Markets an... (103)
Government Contracts (59)
Human Rights (296)
Immigration (56)
Industrial Laws (70)
Insurance (85)
Intellectual Propert... (125)
International Laws (14)
IT Contracts (57)
Juvenile (25)
Landlord and Tenant (690)
Licensing (21)
Mail Fraud (21)
Maternity (67)
Media, Communication... (18)
Mergers and Acquisit... (23)
Military Laws (18)
Motor Accident (150)
Muslim Laws (73)
Outsourcing Agreemen... (5)
Partnership (64)
Police Laws (65)
Power of Attorney (75)
Privacy (99)
Property (3312)
Real Estate (470)
Registration (156)
RTI (117)
Sale (79)
Sale of Goods (20)
Sex Crime (159)
Sexual Harassment (6)
Sexual Harassment at... (81)
Software License (4)
Tax (22)
Tax-GST (16)
Tax-Income Tax (30)
Tax-Property Tax (36)
Telecommunication (13)
Torts (25)
Transportation (67)
Trust and Society (N... (92)
Used For Testing (2)
Will (144)
Work Permits (36)
Talk to a Lawyer
Post Your Matter
Request Callback
Contact Us