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hi, one of my friend has taken a loan from a private money lender, there is a amount of 60000 left to be paid now that person is charging ten percent of interest and made this amount around one lakh...

A. Lodge a police complaint immediately.
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Anonymous

Posted 1 year ago

I and my husband are jobless since March, during this tenure we did settlement of our loans. Even after being jobless we were paying, but now unable to pay. These people are harassing over the phone a...

A. You should do the following things

1. Write a police complaint and complain about such harassing agents.
2. Write a letter to the bank and also send a copy of the same top the RBI [Attach the Police complaint with this]
3. If the bank does not take any step, you can further move the banking ombudsman by way of a written complain and send a copy of the same to the bank and also RBI.
Thanks
Adv. Shreyash Mohta
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Bankruptcy and Debt I had credit card outstanding Rs. 4Lacs, which I am unable to pay due to job loss, bank approached for settl ET ement to 2 lacs, which also I couldn't pay. I am finding very diffic...

A. Please do appear and also file a bankruptcy and insolvency case.
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i have stood as co borrower for Car loan for My colleague living in same city at one place, now he resigned and shifted to other place. i want to withdraw as Co borrower for car loan , loan is disbu...

A. Dear Sir,
You have taken a wise decision. Get issue a legal notice and withdraw.
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Pankaj Kori

Posted 1 year ago

Hello one of my friend borrow money from me and I had made memorandum of understanding he also signature on it along with his copy of pan card. But now he denies to pay money by giving some excuses li...

A. Send a legal notice and then file a money suit. You have to pay Court fee depending upon the amount claimed.
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Anonymous

Posted 1 year ago

Dear Sir, I just want to know if someone loose his case in Honable NCLT Court , can he file money suit in civil court even when NVLT orders against him

A. Sir/Madam
Companies Act,2013
u/s 430 - Civil Court Not to Have Jurisdiction Notified Date of Section : 01/06/2016

430. No civil court shall have jurisdiction to entertain any suit or proceeding in respect of any matter which the Tribunal or the Appellate Tribunal is empowered to determine by or under this A ...ReadMore
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Rahul Kumar

Posted 1 year ago

In 2016 i bought a bike on EMI but due to some circumstances i was not able to pay loan amount and now when I checked my cibil report i found that the status of my bike loan is showing as suit filed w...

A. Dear Sir,
Now, you are free from that liability as loan was legally written off. Better share the relevant documents for more guidance.
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Anonymous

Posted 1 year ago

Dear Sir/Madam, I bought an under construction apartment and the construction has been going on for a long time. Recently, an insolvency resolution process has been initiated. Because of this IRP, my...

A. Dear Sir,
To be in safer zone you must oblige and file necessary forms to get compensation etc.
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Anonymous

Posted 1 year ago

I tooks loans over last 2 years And lost all money in online gaming .. Now don't have money to repay can I file bankruptcy .. Have 5 credit cards And 5 different loans of total valy 30lacs Please...

A. If you do not have the money then you can surely file an insolvency and bankruptcy suit.
Thanks
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Anonymous

Posted 1 year ago

i am sanjay my father had a personal loan from a bank of 50000 rs. he died five years back. i am unemployed and my mother is handicap blind. we have very low anual income. we can hardly sustain our b...

A. As for question 1

Yes the bank can auction the property if the same was given as collateral against the private loan taken by your father who is no more. If the property was not given as security or collateral then the bank has no rights.

As for question 2

Yes. [The bank has the rights to waive off your loan]. However no bank would actually do that so they might allow you to repay the loan amount in very small installments taking into consideration your financial status. OR ELSE, they might ...ReadMore
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