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Dear client kindly visit your bank and discuss your problem with authority of bank.i hope they can help you to resolve your issue.

Dear Client,
Personal bankruptcy is a legal process which allows you to be discharged from most of your debts.
Once filed, the property of the debtor is given to a Licensed Insolvency Trustee who then sells it and distributes the money among the debtor’s creditors in settlement of the debt.
Once you are bankrupt, the process is fairly simple. To obtain your discharge you must complete certain duties including:
• surrender certain assets and your credit cards;
• attend two credit counsellin

Pl take services of a local expert lawyer for the same.

Dear client kindly approach to concerned Bank and ask about all details and try to find out settlement and further process with discussion of bank or credit manager.go through experienced advocate

Dear client employment bonds are not valid.kindly go through experienced lawyer for defence

Dear client your query is not clear for legal opinion and legal resolution.kindly provide more clear detail or contact with vidhikarya lawyers

Dear client you need to meet recovery officer of the bank, He may grant you some time.
Apart from that you can file complaint under section 243 of Insolvency and Bankruptcy Code, 2016.

Dear client! you are telling the fact there can not be an order for arrest. You can demand additional time to repay the loan through the registered letter to the bank.

Wait till they issue some notice to you. As soon as you receive the notice write a email about your intention to repay the said debt.

You can just lodge a complaint with Police , finding sections is their job