Section 138 - My friend has taken a loan
Section 138 - My friend has taken a loan
My friend has taken a loan and has submitted blank cheque as security. She couldn't close it and entered a settlement with the bank for 1.5 lakhs and gave 3 cheques of 50 thousand each. Out of the thr
1 year ago
A. Dear client, I am sorry to hear that but in this case one have to file a bail petition and then proceed to pay the amount. However, if that is not a criminal case then he can sort it out out of the court.
Renewal of Passport in case of 138 NI ACT
Sir, i have 2 Cheque Bounce, Section 138, NI Act Cases, I am attending for Court hearings from time to time. I have exam in India for that Passport is mandatory to apply for the (CFA)exam. All cases a
1 year ago
A. Dear Client
Although the cheque bounce case are categorised under the criminal law but as such they are not equivalent to the cases which are initiated after lodging a complaint with the police. So, you should not have nay issues with the renewal of the passport.
Cause 138 - security cheque bounce
138 cause register in court by bank against lone amount security cheque bounce. Court issue warrent against accused. But bank given offer to accused to settle lone amount. Whithout accused visit in
1 year ago
A. Dear Sir,
In some cases it can be closed otherwise it can be withdrawn by the Bank if you enter into compromise and satisfy the demand made by the Bank.
Advocate Sinjari Bandyopadhyaya
Interest charging at 30% PM
Sir i took a loan of 10,000 from a company, as per the website it was mentioned interest as 1000 for 61 days tenure after 61 days need to pay 11000, but when the same company approached me they are co
1 year ago
A. Dear Client
The interest that they are charging is usurious and you can file a complaint to the RBI for this. Let RBI take action against such lenders who are flouting the banking and lending norms to harass the people.
Cheque Bounce - at around 3Lakh is bounced due to insufficient funds
Cheque valued at around 3Lakh is bounced due to insufficient funds. This is despite promises made by the payee to have funds. Money has been due and promised for over 6 months and the PDC issued bounc
2 years ago
A. Dear Sir,
Cheque bounce FAQs Negotiable Instruments Act
1A. Amended Cheque Bounce Provisions- 143A & 148…what is it?
Ans: Section 143A- It empowers the Court to order the drawer of the cheque to pay Interim Compensation - 20% - Without depositing this amount the accused cannot defend the case.
Section 148 – It empowers the Appellate Court to order payment pending the appeal against conviction
The Appellate Court may order the appellant to deposit an amount which shall be a mi ...ReadMore
Advocate Sinjari Bandyopadhyaya
Bajaj finserv loan before pandemic
Hi I have taken 2 mobile phones from Bajaj before pandemic I was unable to pay the emis now someone is calling from sp office and torturering me and my family that if I won't pay in one hour police wi
2 years ago
A. The bajaj loans cannot go to the SP office & make phone calls to u.... There is NO loan recovery backed up by police.. kindly RECORD all their call & save in email.
Harassment from NBFC for not paying the loan
My Lap loan was NPA but I was paid the all outstanding and the EMI is continue but bank raise the notice to me against Section 138 and make cheque bounce without my knowledge. What should I do ?
2 years ago
A. Dear Client
If you have been paying all the EMIs and there is no default from your side then you can ask the NBFC to take back the case and withdraw it. If they do not do it then you can get the case dismissed on that ground the case was falsely filed against you.
Customer gave me 2 blank cheque that I lost now
Customer gave me 2 blank cheque that I lost now and I don't have the cheque number also. I have asked person to stop payment cheque request to bank. Now he is not transferring the money to me. How c
2 years ago
A. It is also necessary on your part to request the concerned customer to provide you the cheque numbers and other relevant particulars in respect of those stolen cheques so that you can lodge general diary before the police station so that in future none can use those blank signed cheques for mala fide purpose causing prejudice to that customer.If you have valid document signifying the concerned customer's liability to make payment to you, then it is necessary to give him legal notice specifying ...ReadMore
Advocate Sinjari Bandyopadhyaya
Help Me - As I am not taken any loan or money from the accuser
Accuser has claimed that I have taken 5 lakhs cash on Feb 2017. (Demonetization Period) The accuser is a relative of my wife A signed cheque leaf has gone from my wife without my notice for security
2 years ago
A. Dear Client
If you have not taken any loan from that person then let him prove the case in the court of law. Even if your wife has given your cheques as security which I assume are not signed by you then he will have tough time to prove that.
My father is facing 15 cheque bounce cases against him and more can happen due to business loss and bad decisions in the past.
My father is facing 15 cheque bounce cases against him and more can happen due to business loss and bad decisions in the past. We have no money to pay such a huge debt and business is also not working
2 years ago
A. Dear Sir,
You may file a case before High Court to transfer all such cases to one Court and to be tried on single hearing basis to avoid unnecessary trouble to your father.
