icon Cheque Bounce - at around 3Lakh is bounced due to insufficient funds

Cheque valued at around 3Lakh is bounced due to insufficient funds. This is despite promises made by the payee to have funds. Money has been due and promised for over 6 months and the PDC issued bounc


A. Dear Sir,

Cheque bounce FAQs Negotiable Instruments Act
1A. Amended Cheque Bounce Provisions- 143A & 148…what is it?
Ans: Section 143A- It empowers the Court to order the drawer of the cheque to pay Interim Compensation - 20% - Without depositing this amount the accused cannot defend the case.
Section 148 – It empowers the Appellate Court to order payment pending the appeal against conviction
The Appellate Court may order the appellant to deposit an amount which shall be a mi ...ReadMore

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Advocate Sinjari  Bandyopadhyaya

Advocate Sinjari Bandyopadhyaya

icon My friend give me syndicate bank

my freind give me syndicate bank crossed check on march 2020 of rupees two lakh fifty thousands after bank merged with canara i ask my freind to settlle my money or give me valid canara bank cheques


A. Dear Client,

You may send a legal notice to your friend asking for the said amount, if nothing happens then file a case under negotiable instruments act.

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icon Justice for loan payment

Is it compulsory...? For take lawyer to argument for our civil case at court ..?


A. Dear Client,

You have the right to fight your own cases without engaging any advocate. It is not necessary that you must engage an advocate to fight your case in a court. A party in person is allowed to fight his own case in the court.

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icon Send legal notice for bounced cheque

I paid extra 52k to the decorator, but it's been a year now the person is dodging me, this month he gave the cheque but it was bounced due to insufficient funds. Therefore, I want to send a legal noti


A. Dear Sir,

It is long process to recover above small amount because lawyer may charge you Rs. 3000 to 5000 and there after you have to file cheque bounce case and it may require 2 to 3 years to dispose.

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Subhashis  Paul

Subhashis Paul

Advocate Sinjari  Bandyopadhyaya

Advocate Sinjari Bandyopadhyaya

icon Bajaj finserv loan before pandemic

Hi I have taken 2 mobile phones from Bajaj before pandemic I was unable to pay the emis now someone is calling from sp office and torturering me and my family that if I won't pay in one hour police wi


A. The bajaj loans cannot go to the SP office & make phone calls to u.... There is NO loan recovery backed up by police.. kindly RECORD all their call & save in email.

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icon Cheating my money

One of my brother in law has taken money from me of nearly 300,0000 (Thirty lacks) . He took my jewelry, including my wife one . Whenever we ask he was telling he applied for a loan, once he gets it h


A. Hello Sir,

As per the facts which have been provided, you can move to High Court, City Civil Court including Civil judge Junior Division court, Court of Metropolitan magistrate, also Court of small causes for filing a civil suit under under the order 37 of CPC.

Hope this clarifies your query and requirement.

Thank you.

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icon Topup Loan Fraud

Hi , i have a mortgage loan when i tried to close my loan but they said minimum of 3 years should complete to close and offered Topup when the time they collecting documents and cheque they said elgi


A. Dear sir if the loan has already been sanctioned and the money has been disbursed to your account then you have to pay the tenured emi every month regularly otherwise stopping your payment to the loan company without proper intimation to the company may affect your civil score as well as the loan company may take legal action against you for non payment of emi on time or cheque bounce. Otherwise, if the loan amount has not been yet sanctioned and disbursed in your account then immediately consul ...ReadMore

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icon Cheque bounce case - Company limited

Company limited and listed in exchange has gone in bankruptcy and cheques are bounced , my brother is an employee who was aurthorised signatory


A. Dear Client,
the cheque bounce cases can neither be instituted nor be continued against companies that are facing insolvency proceedings and are protected under a provision of the Insolvency and Bankruptcy Code (IBC) putting a moratorium on legal proceedings against them.

Thank You

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icon Cheque Bounce - Couple got divorced after 10 yrs marriage

Couple got divorced after 10 yrs marriage. Husband's brother promoted financially for higher studies of the wife as husband was not having good earnings. Wife agreed to pay the loan given to her for h


A. Dear Client,
The wife is responsible for the payment of the loan amount. The lender will report the loan account as non-performing assets to the credit bureaus. They will severely affect your credit history and affect your credit score.

Thank you.

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Advocate Sinjari  Bandyopadhyaya

Advocate Sinjari Bandyopadhyaya

icon Invalid cheque bounce

I HAVE ISSUED BLANK CHEQUE AS A SECURITY PURPOSE 10YRS BACK WHICH WAS FROM DENA BANK WHICH IS NOW MERGED TO BANK OF BARODA. CAN HE MISUSE THE CHEQUE AND FILE 138


A. Dear Client,

‘Security' in its true sense is the state of being safe and the security given for a loan is something given as a pledge of payment. When banks merge, sufficient care is taken to ensure that the impact on customers is minimal so you need not worry.

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