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Dear Client,
A post-dated cheque leaf, voluntarily signed and handed over by the Drawer of the cheque, which is towards some payment, would attract presumption under Section 139 of the N.I. Act and on dishonor of the cheque, the cheque's drawer will be held accused under Sec. 138 of N I Act, 1938. A legal notice is served on the drawer of the cheque within 30 days of the instance of dishonor. The purpose is to give the drawer of the cheque a proper notice regarding the dishonor of the cheque, i

Dear Client,
When a person issues a blank cheque against a promise or against any refund of money refundable by him/her, and the cheque receiver holding the said cheque is free to present the same for encashment. If, on presentation, the cheque is dishonored or bounced for any reason, then the holder of the Cheque can file a criminal suit against the drawer of the cheque under Section 138 of the N I Act, 1938, within three months from the date on which it was presented in the bank and dishonore

Dear Sir,
If the payment is being auto-debited:

Visit your father’s bank branch immediately.

Request to stop the NACH/ECS debit mandate related to NxtWave or its payment partner (usually Razorpay/ZestMoney/other NBFCs).

Fill a mandate cancellation form or submit a written request.

Dear Client,
Section 25 of the Payment and Settlement System Act 2007(PSSA), states that if an electronic transfer cannot be completed due to insufficient money or if an amount required to be paid out exceeds the limit on the credit card of the payer, the payer can be imprisoned or fined twice the amount or both similar to the dishonor of a cheque under the Negotiable Instruments Act 1881. Even if it is not specifically mentioned in the loan agreement, lenders or financiers can take all the leg

Dear Client,

We'd be glad to help, but your query currently lacks the necessary detail and clarity for us to provide a suitable response. As this is a forum, specific legal remedies can only be suggested when there's a defined cause of action. Could you please provide more information and outline the specific issue for which you're seeking a legal solution?"

Dear Client,
Your query lacks a little bit of information. However, be informed that when a complaint is filed in the court of a Magistrate for dishonor of a cheque under Section 138 of the Negotiable Instruments Act, the procedure as prescribed under Section 223 of the BNSS applies. Section 223(1) of the BNSS, 2023 requires that a notice be issued to the accused at the pre-cognizance stage, following the proviso that no Magistrate shall take cognisance of an offence under clause (a) of sub-sec

Dear Client,
A post-dated cheque leaf, voluntarily signed and handed over by the Drawer of the cheque, which is towards some payment, would attract presumption under Section 139 of the N.I. Act and on dishonor of the cheque, the cheque's drawer will be held accused under Sec.138 of N I Act, 1938. Even a stop payment instruction to the Bank from the drawer of the cheque, which was issued towards the discharge of any contractual obligation, would attract presumption under Section 139 of the N.I.

Dear Client,
A borrower of a loan is held personally liable for his or her debt for non-payment of the outstanding amount of the loan, and legally, there is no escape route to get rid of that liability. Once the repayment of the loan stops or bounces for consecutive 3 occasions the Bank/NBFC initiates a routine course of legal action for recovery of the loan from the borrower marking the loan as a bad loan/NPA before approaching the Debt Recovery Tribunal or a Civil Court and after hearing both

Dear Client,
When a person issues a post-dated cheque against a promise or any refund of money refundable by her or him, and the cheque receiver holding the said cheque is free to present the same for encashment. If, on presentation, the cheque is dishonored or bounced for any reason, then the holder of the Cheque can file a criminal suit against the drawer of the cheque under section 138 of the N I Act, 1938, within three months from the date on which it was presented in the bank and dishonore

Dear Client,
The core documents needed for a cheque bounce case are the bounced cheque itself, the bank's return memo stating the cheque was dishonored, and the legal notice served on the person who issued the cheque. An advocate's involvement is usually for drafting the notice and representing the case in court, but their personal documents, like Aadhaar and photos, are not required. While an advocate's involvement can be helpful, it's important to remember that the case itself revolves around