icon Income Tax threshold for tax free pension

I am defence pensioner and fully retired. My defence pension is tax free as I am a gallantry award winner (this is approx. Rs 14 Lakhs PA). My only other income sources this year are interest from a


A. Dear Client,
Income Tax related issues are well addressed by a Chartered Accountant or an Income Tax Practitioner who possesses expertise and in-depth knowledge on the subject, So, you are requested to contact one of them for proper advice to your query.

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icon Widow Harassment Money Extortion, Deprivation of Right to Life , Discrimination

I am a single 52 year old widow, with a weak daughter who is a TB survivor, and still studying. I live in my own apartment, and all my neighbours are Marwaris. Ever since 2021, they have taken advanta


A. Dear Client,
Being a 52-year-old standalone widow, it is a very difficult task for you to tackle the issue with this kind of goons and anti-social elements. Once you make a complaint against them to the local police station, that may make the situation worse. So, when you are experiencing such type of continuous threat to your safety and security including mental and physical harassment from them, you can get in touch with a social worker or NGO who renders dedicated service to help you out of t ...ReadMore

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icon Mental Harrasment by professor

If a professor is humiliating a student infront of other faculties what action should be taken in such cases


A. Dear Client,
A personal humiliation in front of others hurts and injures one's self-esteem and self-dignity which requires a strong protest. In the given scenario, your first step would be to bring the matter in writing to the notice of the Head of the Institute. If the matter is not resolved or you find no development, you can escalate your grievance online before the regulatory authorities UGC or AICTE. Both AICTE & UGC are the regulatory bodies of almost all the technical, non-technical, and ...ReadMore

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icon Delay in work by interior designer and not providing copy of contract

Hi All, I have engaged an interior designer for the renovation of my home, for which we signed an agreement on April 5th, 2024, specifying a total amount of INR 5,17,000. As I had a housewarming cerem


A. Dear Client,
It is necessary to gather all other evidence which is in form of receipts and other payments in absence of contractual agreement. secondly you can file a criminal complaint for cheating under sec 416 of IPC and aso file a consumer complaint in the district court. send a legal notice to the company

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icon Education Loan OTS

Namaste to Everyone. I took an education loan from (2016-19) of 2.50L . After completion of graduation some how i started repaying from past 6-8 I have not paid due to job and earnings problem. Now th


A. Dear Client,
As per RBI guidelines under the One-time settlement(OTS) Scheme, in cases where the borrowers are unable to pay the entire amount in one lump sum, at least 25% of the amount of settlement shall be paid upfront and the balance amount of 75% should be recovered in installments within a period of one year together with interest at the existing Prime Lending Rate from the date of settlement up to the date of final payment. This kind of limited-time offer or opportunity is given to defau ...ReadMore

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icon Wrong address

My husband is keeping on sending some divorce papers to wrong address and they are not receiving it. What should I do? They can't receive on my behalf too, so what should be done? Will the case still


A. Dear Client,
the onus of sending the papers is on him, ex- parte hearing will happen on rare occasion if the divorce papers are not delivered to your address.

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icon Right over mother's ancestral property

Do I have any legal right over my mother's ancestral property. Can she dispose it off during her lifetime or execute a will ?


A. Dear Client,
son cannot lay claim to the property or have any right over it till the time the mother is alive, even if he is named as the sole beneficiary in the will. This goes for both self acquired and ancestral share. A son can, therefore, claim a right in the self-earned property of his mother if the mother has died intestate (i.e., without a will).
Even the share of ancestral property falling to the mother after the partition of the property becomes her absolute property and is treated as ...ReadMore

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icon Property documents

My broker needed a orginal property documents eventhough we provided photocopies of our documents in pdf. Is it safe to give


A. Dear Client,
The original copy of any document must always be given to an authentic source and not a private party, hence it is unsafe to provide the original documents for the broker himself. verify for what purpose the broker requires the documents and hand over the xerox if required

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icon Harrassment and verbal attack on personal misfortune by Bajaj Finserve TVM

I took a consumer durable loan for a laptop from Bajaj Finserve when I was employed financially sound for 10 month tenure. After 5 months I got laid off unexpectedly which effecting my financial plann


A. Dear Client,
As per the contractual obligation you are bound to repay the loan but the creditors have no right to harass you to recall the amount, there are rules set as per RBI guidelines as to how they must recall the amount. The creditors can no come to your private property at odd hours and must not use abusive language and if they do so there are certain legal remedies like filing injunction suit by sending a legal notice and also filing a case for defamation and trespass.

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icon Cheque bounce due to stop payment.

I need a clarification on a cheque bounce case. I have sent around 15 lakh through online to my friend’s business account for his business purpose by taking a loan on my name . He started paying the


A. Dear Client,
When a person issues a cheque against a promise or against any refund of money refundable by her or him and in the absence of any agreement, the cheque receiver holding the said cheque is free to present the same for encashment and on presentation, if the cheque is dishonored or bounced for any reason, then holder of the Cheque can file a criminal suit against the drawer of the cheque under section 138 N I Act, 1938 within three months from the date on which it was presented in the ...ReadMore

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