icon NOC for Hypothecation release for full paid Car Loan

I along with 10 other employees (Group Loan) had purchased a car in 2008 through my Employer. The EMI was deducted from our salaries every month. I left the organization in 2011 and 30 months of EMI w


A. Dear Client,

If you have acquired a vehicle under hypothecation, lease, or a hire-purchase agreement with a financier, the financer's name will be mentioned on the Registration Certificate (RC). To remove the financer's name from the RC after repaying the loan, you need to submit RTO Form 35, issued by the financier, in compliance with Rule 61(1) of the Central Motor Vehicle Rules, 1989.

In this scenario, the involvement of the company or employer is not relevant. If you are confident about t ...ReadMore

Helpful
Helpful
Share
icon Filed a consumer court case against an interior company

I have filed a consumer court case against an interior company, I have made party to managers from the company. As per law, I have to add company directors, so the IA filed by the managers lawyer to r


A. Dear Client,

The acceptance or rejection of a consumer dispute complaint is not solely determined by the inclusion or non-inclusion of necessary parties. If it is deemed necessary for the interests of justice, the court has the authority to permit the complainant to file a petition seeking the addition or alteration of essential parties in the cause title of the original complaint. This can be done at any stage of the proceedings until the final hearing concludes.

To address this, you should ...ReadMore

Helpful
Helpful
Share
icon Refund from JEE coaching as per new guidelines

Im a student who has enrolled in FIITJEE JEE batch for JEE'25. My total fees for 2 years was around 2.5 lakhs. Ive completed almost 1year of my coaching and due to financial issues within my family, I


A. Dear Client,

The Central Government has introduced new guidelines for coaching centers across all states. Under these guidelines, coaching centers are prohibited from admitting children under 16 years of age. Additionally, coaching fees for unique courses must be affordable, and centers are required to provide receipts for the fees charged.

According to the new guidelines, if a student has paid for a course in full and decides to discontinue within the prescribed period, the coaching center m ...ReadMore

Helpful
Helpful
Share
icon Simplilearn course refund issue

Hi , I have taken data science course from simplilearn for 2 lakhs in loan with the promise of getting live virtual classes and job gurantee from the company but i didn't get half of the classes. I am


A. Dear Client,

In the current circumstances, it is advisable to obtain a course cancellation certification from the institute. Based on this cancellation certificate, you should promptly notify the relevant Non-Banking Financial Company (NBFC) to cancel the Electronic Clearing Service (ECS) mandate immediately. This step is crucial to halt the recovery of the educational loan and prevent any further accrual of interest on the outstanding loan amount. Additionally, it helps safeguard your Credit ...ReadMore

Helpful
Helpful
Share
icon Full Rent Deposit denied by landlord by wrongly applying charges deductions

I had recently vacated a flat after following due procedure. But the landlord denied me my entitlement to the full deposit held by him by wrongly applying charges and deductions on my deposit amount w


A. Dear Client,

In the absence of a specific clause in the lease/rent agreement regarding the refund or adjustment of the advance lease amount upon the cessation of the landlord-tenant relationship at the end of the lease tenure, the landlord generally cannot withhold the refund or use it for unspecified purposes.

Disputes between tenants and landlords are typically addressed under state-specific Rent Control Acts. These Acts empower Rent Controllers or Additional Rent Controllers to handle disp ...ReadMore

Helpful
Helpful
Share
icon Complaint against the Postal Department

A Speed ​​Post article was posted at my original address three years ago. I still haven't got it and it has cost me dearly. How can I file a complaint against the Postal Department?


A. Dear Client,

As per Section 69 of the Consumer Protection Act, 2019, a complaint must be filed before the Consumer Forum within two years from the date of the cause of action. In the case of non-receipt of a speed post article posted three years ago, the statutory time limit prescribed under Section 69 of the Act has expired.

However, there is still a possibility to file a complaint before the Consumer Court. You can submit a petition for the condonation of delay along with your complaint. In ...ReadMore

Helpful
Helpful
Share
icon Builder asking for money (after property registration) for handover of parking

An apartment was purchased by me a year ago. Property was registered in December 2022 at sub registrar office, all dues as per Statement of Accounts and emailed demands provided by Builder were duly p


A. Dear Client,

When purchasing a property, you typically enter into an agreement for sale, often accompanied by the payment of token money as an advance booking amount. To address your current situation, consider the following steps:

1. Review the Agreement for Sale:
Examine the agreement for sale carefully, either by yourself or with the assistance of a legal professional. Check for any clauses related to the repayment of the amount currently being asked by your developer.

2. Verify Paymen ...ReadMore

Helpful
Helpful
Share
icon Road Tax clarification

Sir, I bought a 2 Wheeler from Showroom. I made 100% payment including 8% life time road tax , insurance, Pollution certificate and all other necessary payment to showroom and showroom made the online


A. Dear Client,

If you believe there is a lapse on the part of the authorized showroom from which you purchased your 2-wheeler, making you liable to pay the difference in enhanced road tax, it is advisable to investigate the matter thoroughly before taking legal action. Here's a suggested course of action:

1. Apply under RTI Act, 2005:
Submit an application under the Right to Information (RTI) Act, 2005, to the concerned Showroom Incharge and Regional Transport Office (RTO) seeking informatio ...ReadMore

Helpful
Helpful
Share
icon False commitment from 2 Wheeler showroom

Sir, I bought a 2 Wheeler from showroom and they agreed to get the registration done with 8% Life time road tax and I made 100% payment on 8th Nov 2023. They also made 8% life time road payment to re


A. Dear Client,

The payment of road tax alone does not suffice for processing a vehicle registration application. The procedure mandates the payment of road tax at the current card rate, along with other requirements such as vehicle insurance, fitness certificate, pollution control certificate, etc. The date of road tax payment does not serve as the date of registration. If a revision in road tax occurs during the application processing, the registration is put on hold until the difference in the ...ReadMore

Helpful
Helpful
Share
icon I had to transfer my bike from one state to another

I had to transfer my bike from one state to another, I searched online and one service provider representative approached me and offered service for 5000 rs door to door (whatsapp chat), Once paid in


A. Dear Client,

It seems that you have become a victim of the deceptive actions of unidentified individuals, leading to financial losses. There are established procedures for interstate vehicle transfers outlined in the Motor Vehicles Act, 1988, and the specific motor vehicle rules of each state, managed by the respective motor vehicles departments. Most tasks of the motor vehicle department are now conducted online.

Helpful
Helpful
Share