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Praveen Chaudhary

Hi Team, I made a Lending Agreement with a Person [Educated from IIM], over email, where we signed it using Photograph of Our Signature [PDF Agreement]. As per the agreement, he is supposed to give a

Posted 2 months ago


A. Keeping PDC is good option as security but it depends upon whether you and the concerned person have kept any physical contact or things are completely taking place online and such terms are usually specified in the agreement and should be included and also clauses pertaining to disputes and where and how action will be initiated in case of dispute etc.
Thank you.
If you have found the answer helpful than please provide review and give ***** as appreciation.
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Anonymous

My father has taken loan of 1 lakh rupees on August 2019 from a non licensed money lender at the interest rate of 10% per month and after that my father having financial issues but the pay the interes

Posted 2 months ago


A. Hi,
You don't give the money unless until he shows you the proof. If he threatens you, please file a police complaint. You can sue him in court for mental harassment and criminal intimidation under IPC. Please contact a lawyer.
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Saravana Kumar

Hi All, Myself Saravana, I had borrowed 5 lakh rupee against my land property documents from a private money lender. And was paying in 30 thousand/ month as interest (as 6% per month) I paid him this

Posted 3 months ago


A. The rate of interest @6% per month is very unreasonable and against public policy and law. Report the matter to police for harassment and file suit for permanent and mandatory injunction against him. Through court resolve the matter.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
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VISWANADHA Kumar

Can a bankrupt person get a government job?

Posted 3 months ago


A. Hi,
Yes, he is eligible for a government job unless the nature of his job is such that it has to be done by a person with no liability or any such encumbrance. If there is such a condition, it would be mentioned in the job notification and otherwise, he is eligible.
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Anonymous

I had taken money from a person in 2017 of 50000rs and I m paying her rs2500 sum from 5 years continuously till today but i m unable to pay intrest now and they torturing and threating us. There is no

Posted 3 months ago


A. Hi,
You have the option of reporting this to the police under section 383. Extortion.— Extortion is defined as the act of putting someone in fear of damage to themselves or others and then deceiving that person into giving them any property or valuable security, or anything signed or sealed that may be turned into a valuable security.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Sachin  Pawar
Sachin Pawar
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Anonymous

Dear Sir/Madam, My Father and mother borrow a money from a person nearby my house in 2010 and 2013 as amount of 1 lac and 30 thousand respectively also signed on blank 50,20 rs stamp paper.in end of 2

Posted 4 months ago


A. Dear Sir,
You need not give any further amount. Those documents are time barred and no suit can be filed on the basis of such documents. Simply he is threatening you on the basis of such invalid documents.

PLEASE GIVE ME RATING AS RANK 5
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A few months ago I made an agreement with a house contractor after that I gave him Rs 3 lakh for the works in my plot (construction site) after working around 50000 rupess 3rd party dispute or some is

Posted 5 months ago


A. Dear Sir,
You may get issue a legal notice threaten to launch a case in consumer court and claim huge compensation. If you go the Civil Court it will take much time as such you may prefer consumer court.

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Anonymous

I want to give a loan to a friend for some interest. I want to know if i can give such loan and take PDC’s as security? Also, what should be the amount of stamp paper for the loan agreement in Del

Posted 5 months ago


A. hello
Make sure you entered into an agreement with your friend before giving the loan. Also friendly loan are without interest and there is no provision to take interest charge on the same. If you give such loan charge interest on the same you'll also have to show it in your lender income tax return. You can absolutely give such loan and take PDC's as security.
you must sign the loan agreement on Rs.100 stamp paper in Delhi.
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Anonymous

I borrowed 20 lakhs money from a lady for a medical situation 2 years ago. Paid 50,000 as monthly interest for around 15 months and due to Covid 19 situation, I lost my job and unable to pay interest

Posted 5 months ago


A. Dear Sir,
Become thick skinned and ask her to approach Civil Court where you will get 3 to 4 years time.
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MANIVASAKAM R

Dear Concern, I am from Bangalore I had taken a loan from one of my client of 9 Lac Rs at Dec 19 with 10% rate of interest. He is not authorized money lender. From Dec 2019 to Dec 2020 every month I

Posted 6 months ago


A. he can file cheque bounce case on you.
You have to get prepared for it.
you can win those cases.
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Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
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