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I had a mortgage loan from AU Small finance bank worth Rs.1140000/- 12 months back but due to some economical problem unable to repay the EMI and the interest was accumulated with penalty the total amount was 1232806/- till 1 dec18 but at the time of recovery the bank agreed to settle the loan at 1190000/- as full and final amount paid till 20 dec2018 to foreclose the loan account and issued the settlement letter stating same. As per the agreement I transferred the whole agreed amount of Rs. 1190000/- on 20 dec 18. But although transferring the amount the bank had not closed my account and issued a NDC till date and not responding any further. What should I do in this case ? Is their any faster way to get the account closed and get NDC ? Can I file complaint in any tribunal?

A. Issue a legal notice to the bank demanding NOC and loan closure as per settlement and if the do not consider you may file a consumer case or file application u/s 22c of Legal Services Authority Act before the Permanent Lok Adalat in your Jurisdiction.....Although you can file also a S.A in DRT but it wil be expensive.......and tribunal shall stick primarily to the loan agreement writeen terms.
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
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Anonymous

Posted 1 year ago

Dear sir, I have given 15 lakhs to my friend. and i have taken 1 promissory note , 2 cheques from my friend. last few days back my friend was suicide, he is dead. i asked his family members but they dont responding. please suggest how can i get my money. who will be responsible the for my amount. Regards. Goutham Praveen

A. Dear client, you have send copy of pro. note . For details,pl.contact some advocate through vidhikarya.com
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NARSIMHULU  B
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Deepak Yashwantrao Bade
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
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Rakeshkumar taninki

Posted 1 year ago

My brother has taken 50000 as debt through me from someother. Almost 12 months has gone. He was not paying interest and also debt amount. He signed on stamp paper. How can I proceed? What law will help me in this situation?

A. Send legal notice through lawyer if they deny to return money file money recovery suit
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Prabhakara S K Shetty
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Ved prakash  Shaw
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