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I have a perfect repayment record with no bounce or delayed payments yet I had to face this problem of excessive & rage inducing levels of EMI reminders, phone calls & SMS being thrown at me starting...

A. Hi,
Legally there is no prescribed number of calls a bank can make. Nonetheless, if you are continuously being disturbed by the bank you should approach the bank manager and let him know of the same.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 11 Year(s) Bangalore
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Manoj kumar  Gupta
Manoj kumar Gupta Experience: 26 Year(s) Patna
I was minor I purchased a bike from TV's and I didnt have my parent they forged fake document like photo of other person and signed the document themselves and I got the loan I have been paying loan f...

A. Hi,
Since, the contract was not in your name, in whose name it is? Though the company may take the vehicle if the payment is not done.
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ask_a_question

srinivasulu kota

Posted 3 weeks ago

Is there any maximum limit for lending on promissory note? i.e. whether it can be done for more than a crore?

A. Hello. There is no maximum limit for lending on a promissory note.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 11 Year(s) Bangalore
Advocate  Anik
Advocate Anik Experience: 10 Year(s) Bangalore
Narvir  Yadav
Narvir Yadav Experience: 3 Year(s) Delhi
Lended 6 lakh in cash and 1 lac online transfer to a friend.delaying repayment.He is ready to give PDC and sign the promissory note.but confused that is lending 6 lakhs by cash legal in india.how shal...

A. Hello,

You have to make an agreement-(Friendly Loan Agreement) and mention that" How you lended 6 lakh in cash to your friend" and 1 Lahk through online transfer. You have to mention the dates on which you are given the Cash and Online transfer. if your friend is ready to give you PDS and sign the promissory note then you have to mention that PDS in the said agreement. Further, you should declare this friendly loan amount in your ITR also.

After that present the said PDS in your bank.

As pe ...ReadMore
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Advocate  Anik
Advocate Anik Experience: 10 Year(s) Bangalore
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 11 Year(s) Bangalore
Kissht, They are saying Collection people are sent to your home address, What to do?

A. Hi,
More information is needed.
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On December 2018, My father took a loan of 3.5 lakh for my sister's marriage from a local moneylender at a 5% interest rate along with the papers of a plot owned by my father and ATM as security. For...

A. Register an FIR in the nearby police station.
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Selvamani V

Posted 2 months ago

Two years back I've availed a loan from Bajaj Finserv for buying some electronic goods. Unfortunately I failed to pay the last month EMI. The total remaining EMI is Rs. 4336/- . Yesterday I received a...

A. Dear Sir,
It is a personal loan and they cannot sit on your throat for your recovery. You must be thick skinned and avoid their calls till you get funds. They cannot send you to jail and cannot attach your movable properties unless there is Court Decree or Award passed by Arbitrator.

Rate me Five Star *
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Giri R

Posted 2 months ago

Bread-winner in the family passed away due to covid-19. Wife home maker, 5 years old son and 62 years old mother are dependent. No other income. He has a homeloan from CanFin of Rs.40 lacs. Monthly...

A. Dear Sir,
Normally the borrower will be insured at the time of advancing loan and the insurance company will pay of such loan amount. Please stay with such contention if bank files any case against legal heirs.

Rate me Five Star *
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 11 Year(s) Bangalore
Advocate  Anik
Advocate Anik Experience: 10 Year(s) Bangalore
Suneel  Moudgil
Suneel Moudgil Experience: 16 Year(s) Panipat
ask_a_question

Anonymous

Posted 2 months ago

I have got education loan 2009 foe 3.5 lakhs. I morgaged my property. I did not complete my studies due to insufficient funds. So I haven't paid any of my loan amount. Now I m in a low paying job. The...

A. Dear Sir
There are several circulars where in the government waived off educational loans of students who are unable to complete the education.
Please give me RANK FIVE (5) if my answer satisfies you
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My brother has taken 1.5 lakh and made agreement that he will pay monthly profit of 7500 but from 7 months he didn't pay anything and now he is saying that he has no money. I have 2 Post dated cheques

A. Dear Sir
You can bounce the cheque and file cheque bounce cases which is the easiest method to recover the money.
Please give me RANK FIVE (5) if my answer satisfies you.
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Suneel  Moudgil
Suneel Moudgil Experience: 16 Year(s) Panipat
Suneel  Moudgil
Suneel Moudgil Experience: 16 Year(s) Panipat
Sarthak  Nayar
Sarthak Nayar Experience: 2 Year(s) New Delhi

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