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ask_a_question

Anonymous

I borrowed 20 lakhs money from a lady for a medical situation 2 years ago. Paid 50,000 as monthly interest for around 15 months and due to Covid 19 situation, I lost my job and unable to pay interest

Posted 5 months ago


A. Dear Sir,
Become thick skinned and ask her to approach Civil Court where you will get 3 to 4 years time.
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MANIVASAKAM R

Dear Concern, I am from Bangalore I had taken a loan from one of my client of 9 Lac Rs at Dec 19 with 10% rate of interest. He is not authorized money lender. From Dec 2019 to Dec 2020 every month I

Posted 5 months ago


A. he can file cheque bounce case on you.
You have to get prepared for it.
you can win those cases.
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Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
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Anonymous

I have taken a loan (55 lacs) to study in the US. But due to the pandemic, I was not able to secure a decent job and now cannot renew my work visa. I did not put any mortgage towards my loan. I have c

Posted 5 months ago


A. Hi,
Since you have not given any security so the bank cannot seize it and pressurize you but they will follow the legal procedure and send you legal notices and then initiate a suit against you. So you will have to return the money since there is no option for waiving off a loan.

If you find this answer helpful please rate my answer. Thank you.
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Namburi NISHITHA

My friend took a loan from online loan badabro app and initial amount is 6000 and intital he used to pay but because of crisis he can't pay and they sent legal notice to all the contacts in phone and

Posted 5 months ago


A. sending legal notice to all is defamation.
these are all Chinese apps banned by RBI.
complaint to police.
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Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
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Pankaj Gahtori

I payed 11 lakhs Rupees via NEFT to a property dealer in September 2016 which was a partial payment for buying a property.He said it will take time to transfer property and he gave me signed cheque of

Posted 5 months ago


A. Dear Sir
You may use it by entering necessary details and get it bounce then file cheque bounce case under section 138 of NI act thus you may get your money back.
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Sidhaarth  S
Sidhaarth S
Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
I took small loan from bajaj finserv few years back and 2 cheques got dishonoured. i paid the full amount in february, still they are re-presenting my ECS cheques and it is charging my bouncing charge

Posted 6 months ago


A. U file consumer complaint against finance company and in this matter u can cont me for help, if u like my ans PlZ rate my ans, thanks
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Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
ask_a_question

Anonymous

I had a personal loan from a private company called Stashfin. When I took the loan in 2018, 2 accounts reflected in my CIBIL report: One is Akara Capital (Stashfin) and another is DMI Finance (they sa

Posted 6 months ago


A. Send legal notice with help of Lawyer
then you can file a civil suit for fraud and misrepresentation of facts.
You can also file FIR for fraud under Section 415 of IPC.
You can also file consumer court case for compensation.
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Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
Sidhaarth  S
Sidhaarth S
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
ask_a_question

Anonymous

I am a yoga teacher and getting client through a contractor through whatsapp and call . He was receiving money on my behalf and giving to me after his cut. Now from the last two months he is not pick

Posted 6 months ago


A. Hi,
You can lodge a complaint u/S 415 IPC for cheating and defrauding you. The contractor is also liable to be charged for cheating under S.66D of the IT Act.
If you found my answer helpful then kindly rate me.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
Good morning sir, I was given onelakh to my colleague with the evidence of promisery note only, recently he died with heart attack. His wife know about the onelakh .but I am not taken any sign from hi

Posted 6 months ago


A. Hi,
Borrowed funds would be repaid by the borrower's legL heirs using the borrower's properties and assets. You can file a lawsuit for recovery after sending a legal notice to the legal heirs..

If you find this answer helpful, please rate my answer. Thank You.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
ask_a_question

Anonymous

I want to know if i can make Loan agreement on 500 rs stamp paper while lending a friend money? : Can I include rate of interest of repayment instalments Claus being an individual?

Posted 6 months ago


A. you can not include rate of interest.
It is illegal to take interest without license.
you can lend the money even on 10 rs stamp paper without interest.
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Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Pardeep Kumar Dhiman  Dhiman
Pardeep Kumar Dhiman Dhiman
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