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Hi, Can my firm take a loan from any individual, firm or bank by giving my firm's debt as collateral security . I sell goods & give emi option to my clients, i think, the installments which are to be...

A. you sell goods and also provide EMI options to your clients, the EMI's payable by clients are called Receivables.
You can approach any bank and ask for loan facility
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rajagopal  Sripathi
rajagopal Sripathi Experience: 27 Year(s) Hyderabad
ANISH  PALKAR
ANISH PALKAR Experience: 13 Year(s) Mumbai suburban
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Aise aadmi se loan lene ke liye koi limit hoti hai kya ya unlimited le sakta hu ? Aur agar registered money lender se lu toh limit hogi ya unlimited ? Har state me iske alag alag niyam hote hai kya ?

A. Dear Madam/Sir,
Never give blank cheque if you take loan either from registered money lender or unregistered money lender. The only suggestion if not so in urgency not to raise loan. If raised not to fear to their threatening. They cannot recover that easy. Enjoy the fruits of loan.
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Dear Sir / Mam, In this period of Covid-19 crisis, RBI asked banks to give 3 months moratorium period on EMIs to borrowers. Here issue is that one of the money lenders, without my consent, applied 3...

A. Hi,

Opting moratorium is not automatic, it requires to apply digitally/online. There must be some error in their act, request to write their grievances team, failing which you may lodge a complaint with RBI at below portal:-

https://www.rbi.org.in/Scripts/Complaints.aspx
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I need to take loan from an individual for a period of 10 years. I will pay him fixed percent of interest every month on time. But i want to repay the loan in uncertain percent of loan amount in insta...
I need to take loan from an individual. I will pay him fixed percent of interest every month on time. But i want to repay the loan in uncertain percent of loan amount in installments such 1st month -...

A. Dear Sir,
It is a private agreement between you an lender. Nothing prevents you to enter into such agreement but he must be registered money lender.
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ask_a_question

Anonymous

Posted 6 months ago

The lending apps in play store charge very very high interest upto 33% pa and higher processing fees, is there any way to file a complaint against them so that people desperate for money dont fall int...

A. Dear Client,
You can go and file a Public Interest Litigation for the interest of the society.
Thanks
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I need big assistance in making my loans into single EMI and now unable to do the normal activities due to mental pressure. I would like to explain more on this during consultation.

A. Dear Sir,
You may approach concerned finance consultancies and workout your proposed scheme of converting your all EMI’s into single EMI.
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ask_a_question

Sameer Shaikh

Posted 7 months ago

A group of money lenders who have no license to do this business they are making agreement that if you take 5000 from us then you have to pay 1000 rs every time in month as interest and they are playi...

A. Hi client,
File an F. I. R. against them.
Thank you
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My Friend is asking for 4 Lakhs amount for his family urgencies. He is ready to sign a Promissory note of this amount and the return timeline will be of 1 year. Will the Promissory note valid for this...

A. Dear Sir,
It is better to get post dated cheques which is economical to recover the amount.
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ask_a_question

Anonymous

Posted 9 months ago

I took a loan of 1lac , 1 year back and paid only 6 EMI out of 12 due to some financial loss and now want to pay remaining EMI with resettlement of loan of pending amount. Company has bounced given ad...

A. Dear Sir,
It is happening so in many cases as borrowers give blank cheques to the financial institutions. You may produce all the evidences having paid six EMI’s and get a reduction at the time of getting judgment.

Please contact me through the administrators of this website.
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Sandeep  Pingale
Sandeep Pingale Experience: 14 Year(s) Mumbai City
J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai

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