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Anonymous

Two years back I've availed a loan from Bajaj Finserv for buying some electronic goods. Unfortunately I failed to pay the one month EMI for that they've put lot of charges which is almost half of the

Posted 11 months ago


A. Dear client
You need to file a well draft complaint in customer care to resolve your issue and you first collect statement of account check the details of payments adjusted and balance dues and file detail complaint before RBI ombudsman to get relief from arbitrary dues. Many more other steps are also their depending upon their response
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Anonymous

I have a perfect repayment record with no bounce or delayed payments yet I had to face this problem of excessive & rage inducing levels of EMI reminders, phone calls & SMS being thrown at me starting

Posted 11 months ago


A. Hi,
Legally there is no prescribed number of calls a bank can make. Nonetheless, if you are continuously being disturbed by the bank you should approach the bank manager and let him know of the same.
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nirmal singh

I was minor I purchased a bike from TV's and I didnt have my parent they forged fake document like photo of other person and signed the document themselves and I got the loan I have been paying loan f

Posted 11 months ago


A. Hi,
Since, the contract was not in your name, in whose name it is? Though the company may take the vehicle if the payment is not done.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
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srinivasulu kota

Is there any maximum limit for lending on promissory note? i.e. whether it can be done for more than a crore?

Posted 1 year ago


A. Hello. There is no maximum limit for lending on a promissory note.
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Adv. Anushka  Dikshit
Adv. Anushka Dikshit
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Narvir  Yadav
Narvir Yadav
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Anonymous

Lended 6 lakh in cash and 1 lac online transfer to a friend.delaying repayment.He is ready to give PDC and sign the promissory note.but confused that is lending 6 lakhs by cash legal in india.how shal

Posted 1 year ago


A. Hello,

You have to make an agreement-(Friendly Loan Agreement) and mention that" How you lended 6 lakh in cash to your friend" and 1 Lahk through online transfer. You have to mention the dates on which you are given the Cash and Online transfer. if your friend is ready to give you PDS and sign the promissory note then you have to mention that PDS in the said agreement. Further, you should declare this friendly loan amount in your ITR also.

After that present the said PDS in your bank.

As pe ...ReadMore
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
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Anonymous

Kissht, They are saying Collection people are sent to your home address, What to do?

Posted 1 year ago


A. Hi,
More information is needed.
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On December 2018, My father took a loan of 3.5 lakh for my sister's marriage from a local moneylender at a 5% interest rate along with the papers of a plot owned by my father and ATM as security. For

Posted 1 year ago


A. Register an FIR in the nearby police station.
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Selvamani V

Two years back I've availed a loan from Bajaj Finserv for buying some electronic goods. Unfortunately I failed to pay the last month EMI. The total remaining EMI is Rs. 4336/- . Yesterday I received a

Posted 1 year ago


A. Dear Sir,
It is a personal loan and they cannot sit on your throat for your recovery. You must be thick skinned and avoid their calls till you get funds. They cannot send you to jail and cannot attach your movable properties unless there is Court Decree or Award passed by Arbitrator.

Rate me Five Star *
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Giri R

Bread-winner in the family passed away due to covid-19. Wife home maker, 5 years old son and 62 years old mother are dependent. No other income. He has a homeloan from CanFin of Rs.40 lacs. Monthly

Posted 1 year ago


A. Dear Sir,
Normally the borrower will be insured at the time of advancing loan and the insurance company will pay of such loan amount. Please stay with such contention if bank files any case against legal heirs.

Rate me Five Star *
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Anonymous

I have got education loan 2009 foe 3.5 lakhs. I morgaged my property. I did not complete my studies due to insufficient funds. So I haven't paid any of my loan amount. Now I m in a low paying job. The

Posted 1 year ago


A. Dear Sir
There are several circulars where in the government waived off educational loans of students who are unable to complete the education.
Please give me RANK FIVE (5) if my answer satisfies you
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