Hi I have a loan finance for car on my name.
Hi I have a loan finance for car on my name.
Hi i have a loan finance for car on my name . Actually my husband has lender money from someone and he was not able to pay them back so made them purchase a car instead of paying money. The car loan i
1 year ago
A. For the first 3 months (90 days) of not paying your EMIs, you are only charged interest on your dues and will receive continuous reminders from the lender to clear your dues.
If you fail to pay your EMIs for 3 consecutive months, lenders consider it as a default and take action. The lender will then send you a notice of default, giving a period within which you must repay the outstanding amount or lose possession of the asset (car) that you have provided as collateral.
If you are unable to pay ...ReadMore
Harrasment by private finance company lender
Hello I am Holika from ranchi my brother took a apachi bike on emi of 4123 rs for 30 months he paid 15 month emi but this month he delayed to pay emi because his salary come late . For one emi delay l
1 year ago
A. Dear Client, sorry to hear that. However, there is a solution to your problem.
In this situation you can resort to the police station and can file a complaint. This must be a primary move before taking more stringent action. In case, there is no relief from the police or they do not file the complaint, then the client can even move to the civil court and can plead for relief. The court, in this case, can rule in favour of the client and can order the agent not to resort to unauthorized and ill ...ReadMore
Friend not paying back loaned amount despite several promises, now avoiding me
When I was overseas, a friend who is known to me for 30 years+ called me on WhatsApp and asked for an emergency temporary loan of Rs. 1,00,000. In good faith, I transferred the amount to his bank acc
1 year ago
A. Dear Client,
you can issue a legal notice to him for the payment of the money back since he is not answering your calls and messages.
Not returning goods taken on rent and also the rental payment.
A person has taken my goods on rent on daily rental basis. He is not returning my goods and not giving rent payment as well what should I do?
1 year ago
A. Dear Sir,
You have to use muscle power or go to police station otherwise just forget about it and learn a lession from it and proceed.
FORCEFUL ACCEPTANCE OF LOAN
FORCEFULLY DEPOSITING LOAN MONEY IN MY ACCOUNT WITHOUT INFORMING CHARGES AND EMI DETAILS
2 years ago
A. Dear Client,
You can file a complaint against the loan authorities in the police station and you may also send a legal notice to the authorities asking to cancel the loan.
Money borrowed and misused and didnt payback
How to get the money back and file the issue?
2 years ago
A. Dear Sir,
Nicely try to get post dated cheque at least which is the easiest method to recover such dues. If you go by filing civil case it will take 4 to 5 years time to recover the same.
Secure loan - My father took auto loan
My father took auto loan and he paid complete emi for 3 years on my mother behalf. Now he just expired a few days ago and my mother is a house wife and i have jist started the career. Only one year em
2 years ago
A. Dear Client,
As per the facts mentioned, if you’re unable to pay emi on the auto loan then the bank can confiscate the car and auction it off to recover the loan.
You are even eligible to get a car loan tax exemption if you are self-employed and using the car for business purposes.
Dues of Credit card of icici
Sir I have taken icici credit card in 2008 and used it. I had not paid that amount due to bad financial condition. Now they are threatening me to pay due amount. Kindly suggest me that what kind of le
2 years ago
A. Dear Client,
As per the facts mentioned, you can file a complaint in the nearest police station for harassment or you may get issued a strong legal notice from my office or file a Suit for Permanent Injunction against Recovery Agents and Bankers.
Income Share agreement
Hi, Sir/Madam I have an institute where students can sign ASI if they are not in position of paying the fee. At the same time some other students who can afford are asking to pay complete fees in one
2 years ago
A. Dear Sir,
It is possible but never share or sign any agreement or blank cheques.
I could have explained more if background is known to me. You are supposed to give more details to get detailed answer.
Please be inform that free questions deserves to be attended on priority basis so be brief but disclose summary of your case.
How can i lend money LEGALLY to one of my relative who is in need?
How can i lend money LEGALLY to one of my relative who is in need? Can i charge any interest on such amount, How much?
2 years ago
A. Dear Client,
You can execute a loan agreement with definite terms and circumstances of the loan on a stamp paper and get it notarized and get it signed by both, borrower and lender, and two witnesses.
Thank you
Vaidehi Samant
