HDB Financial Service Mortgage Loan
HDB Financial Service Mortgage Loan
Its regarding the Mortgage loan of Rs.12 Lacs where my father received from HDB financial services on 2016 under my brother name of XXX woodworks small shop which is in main road side(not a registered
5 months ago
A. Dear Sir,
If the property exclusively belongs to your father then the children cannot file any suit and cannot get any stay on such recovery proceedings or selling the mortgaged property.
Money fraud
Can i grt my money back? I have lended rupees 5900 to a friend and he hasn’t Returned it back. I have called him many times but he always gives excuses. I’m not able to do anything because I live
5 months ago
A. Dear Client,
In the absence of documentation supporting lending your money to the concerned person, you may not be able to recover the money you lend to your friend even through litigation. However, you can take a chance serving a legal notice to your friend.
Education Loan
I am writing to bring to your attention a matter of utmost concern regarding the harassment and lack of action on the part of Canara Bank Regional Office vellore in the matter of my education loan rep
5 months ago
A. Dear Client,
In the prevailing situation, make a written complaint over alleged harassment by the recovery agents for non-payment of the outstanding loan to the concerned lender that sanctioned your education loan which was already repaid by you, and file an online complaint for the same cause of action to the Grievance Cell of RBI in the web link: https://cms.rbi.org.in/cms or contact RBI Toll-Free Number 14448 and lodge a complaint over alleged harassment by recovery agents of the concerned l ...ReadMore
Unable to pay my personal loan EMI
I am unable to pay my personal loan EMI, bank recovery agent sit my home ask per pay EMI forcefully
5 months ago
A. Dear Client,
The regulatory authority RBI has strictly prohibited the use of abusive language, intimidation, or any form of harassment in the loan recovery process. Borrowers have the right to be treated with dignity and respect. The Recovery Agents should carry proper identification, maintain decorum, and act within the legal framework. In case you face any threat or harassment from the Debt Recovery Agents of the Bank, you need to make a written complaint to the local police station against th ...ReadMore
Defaulter -eligible for getting a govt job
If someone get loan defaulter then is he eligible for getting a govt job.
6 months ago
A. Dear
Eligibility for a government job can depend on various factors, including the specific nature of the loan default and the policies of the government or the particular department in question. Generally, loan default may not automatically disqualify an individual from obtaining a government job, but it can impact the overall assessment of the candidate's character and financial responsibility.
Credit card harrasment
How can we deal with harrasment from credit card collection team?
6 months ago
A. Dear Client,
In fact, loan or credit card dues defaulters have no legal remedy to escape themselves from their liability of repayment of loan. Lenders are not legally obliged to settle a debt lowering your outstanding debt, but because they want to protect their bottom line, they may agree to a debt settlement to avoid further financial loss. You can try to negotiate a debt settlement on your own if your pocket permits to repay the entire outstanding at a time for a one-time settlement of dues, ...ReadMore
money lending
hello sir/madam - my brother borrow 58000 from his friend and wrote stamp paper of 100 . on this stamp paper he wrote that if i dont pay this amount my friends have all rights to get my bike as collat
6 months ago
A. Dear Client,
A mere agreement on a Non-Judicial Stamp Paper without collateral security by way of a promissory note or with a post-dated cheque or in the absence of an Affidavit sworn before the Judicial Magistrate supporting that piece of document, got no legal sanctity and enforceability under law. If the matter is litigated for any reason, both the owner of the vehicle and the lender would face legal consequences apart from other harassment.
My loan repayment from a private lender is delayed by my side.
I borrowed 4 lakhs from a mutual friend, on a monthly 10% interest, for trading purpose, for 3 months. I paid the interest for 4 months to different accounts as asked by the lender. In the meantime, t
6 months ago
A. Dear Sir,
You may lodge multiple complaints and save yourself because there are doing illegal money lending business which cannot be approved by the Police and the Courts.
Legal Consultation Regarding Committee Money Dispute
I am writing to seek your legal advice and guidance regarding a complex situation my family is currently facing.In 2020, my father passed away, and I have been residing in Australia since 2019. He was
6 months ago
A. Dear Sir,
If they filed false case then you just approach the High Court for quashing of such FIR and ultimately it will be quashed. In the meantime you can lodge complaint with Police or else directly file private complaint before the Magistrate.
loan app repayment
took loan of 16k two years back and payment of 6k done, due to corona i wasnt able to pay the amount there after they said to pay 30k i said it is too huge and cannot, now they asked me to come to cou
6 months ago
A. Dear Client,
Lenders are not legally obliged to settle a debt lowering your outstanding debt, but because they want to protect their bottom line, they may agree to a debt settlement to avoid further financial loss. You can try to negotiate a debt settlement on your own if your pocket permits to repay entire outstanding at a time for one time settlement of dues, but sometimes it's typically done through third parties like debt relief companies, which you may hire to negotiate the settlement matt ...ReadMore
