Advocates threatening me for credit card default
Advocates threatening me for credit card default
I could not make payments for my credit card due to no income. I have not given any cheque or ECS. But their advocates threatening me repeatedly. The latest threat is as follows :-Despite repeated req
7 months ago
A. Dear Client,
here are some steps you may consider taking:
Review Your Financial Situation: Ensure that you have a clear understanding of your financial situation. Make a detailed assessment of your income, expenses, and outstanding debts. This will help you communicate your situation more effectively.
Communicate with the Bank: It's important to maintain open and honest communication with the bank. Contact them and explain your financial difficulties. Try to negotiate a payment plan or settle ...ReadMore
Harassment from online credit app for non-payment by my colleague
I am getting calls from a loan app where my colleague had given my mobile number as reference asking me to connect to him as he has failed to repay the due. I have explained to them that iam unaware/
7 months ago
A. Dear client,
A recovery agent is not permitted to infringe upon your personal space, as per RBI regulations. In other words, the third party is not permitted to talk about the loan with your coworkers, friends, or family. You have the right to sue the recovery agent in the event that he does this.
Vodafone deactivate bill
I had a voda postpaid sim card. I had used it till 2018. But activated it in 2020 for email recovery, I wanted OTP. I have not used it since 2020. Someone else now have that number. I used to get call
7 months ago
A. Dear client,
You should respond to that and it is better that you clear all your outstanding dues of that bill at Lok Adalat.
Money
my frnd has taken 3.2 lac amount through an financial organisation on my name now he is saying right now i dont have money salary not credited alike words from past 3 months etc., that organisation as
7 months ago
A. Dear Client,
In the given situation, if anyone out of three, i.e. you, your friend or the lender Company, escalates the matter before the Court for recovery of money, all of you will be held accused of criminal offense u/s.416 of IPC - cheating by personation and consequently face the penalty u/s.420 IPC. Even the lender Bank may be held liable for the negligence of duty u/s.129 of IPC. So, it is better to negotiate or settle the matter amicably between the parties. You can try to negotiate a d ...ReadMore
Home loan by financed
I was taken home by financed through home loan in 2016. I was paid regularly emi till June 2022 but after that I am unable to pay. Subsequently my home loan account was NPA and bank take physical pos
7 months ago
A. Dear Client,
Once the dues against a loan are not repaid by the Borrower for any reason whatsoever, it is treated by the Bank as NPA. Accordingly, the Bank sends notice to the Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response from the Borrower, the Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower. You can make a prayer to the ...ReadMore
Cheated by Police Constable
Hi I was cheated by Vijayawada police Constable. I work in London so he is taking advantage. I transferred some cash to a loan broker for processing fee. He couldn’t process it. I asked a friend’s
7 months ago
A. Dear Client,
In the absence of strong and cogent proof supporting your claim/complaint against a public servant, your complaint may not be entertained by the disciplinary authority of the concerned department. So, consult with an Advocate with all your evidence for guidance and steps
Loan payment to legal notice
I took a loan from home credit i paid 4 emis after that i have some family problems now they are asking to pay in 2 hours can you help me
7 months ago
A. Dear Client,
Contact the Lender: If you're facing difficulties in making payments, the best step is to directly contact the lender, in this case, Home Credit. Explain your situation and see if they can offer any temporary solutions, like extending the payment deadline or adjusting the repayment schedule.
Negotiate: If your family problems have resulted in temporary financial constraints, try to negotiate with the lender for a more manageable repayment plan. Lenders often prefer getting some pa ...ReadMore
Financial fraud
A person messaged me saying can earn by putting reviews and they are digital influences after that they said there are few pre paid taxes for which you get profit. I paid about 1 Lakh and they are ask
7 months ago
A. Dear Client,
From the contents of your query, it sounds like a criminal conspiracy as defined u/s.120A IPC. Section 120A of the I.P.C. defines criminal conspiracy as an agreement of two or more persons to do or cause to be done an illicit or illegal act, or; an act that is not illegal by illegal means and punishable u/s.120B IPC that says whoever is a party to a criminal conspiracy other than a criminal conspiracy to commit an offense punishable as aforesaid shall be punished with imprisonment o ...ReadMore
Money lent to a friend
I gave money to a friend to invest in his business. He promised an investment certificate and eventually returns. He is now not giving the certificate and is refusing to return the money. What can I d
7 months ago
A. Dear client,
If you have lent money to a friend and they have not repaid the amount as agreed, you may be able to recover the money through legal means in India. Here are the general steps you can follow:
Send a demand letter: You can start by sending a demand letter to your friend asking them to repay the money they owe you. The letter should clearly state the amount owed, the terms of repayment, and a deadline for repayment.
File a civil suit: If your friend does not respond to the demand lett ...ReadMore
Mpokket Loan repayment delayed
My loan is over due from last 304 days, i am committed for the payment but cannot managed due to the financial condition, as from last 10 to 11 month was too horrible due to the medical expenses for D
7 months ago
A. Dear client,
The following legal remedies available to defaulter in the case of harassment by recovery agents:
Filing a complaint at the police station:
A proper complaint should be filed against the Bank and the recovery office. However, if the police do not file a complaint, the magistrate can be approached.
An injunction suit against the bank and recovery agents:
A civil injunction suit with an ad-interim relief can be filed in the civil court against the bank and recovery organization. It ...ReadMore
