icon Re- settlement of loan

I had opted for settlement in Sep 2023 with option of 03 EMIs but due to bad financial condition was unable to pay 02 EMIs. Now the loan is re-activated. Can I ask again for settlement? I have arrange


A. Dear Sir,
Yes, you can ask for settlement again as loan was reactivated and get revised settlement plan in coordination with the Bankers.

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icon Cheating money return

Hi sir, Through online banking loan application my ex boyfriend took 5lakhs of loan in my account.. he said he gonna marry me also to my family..after many days i found he is cheating on me without te


A. Dear client,

You may file a complaint against cheating under Section 420 IPC. Section 420 of the Indian penal code states that anyone who deceives someone by cheating and then dishonestly persuades them to give up property to someone else, create, alter, or destroy a valuable security in whole or in part, or destroy anything that is sealed or signed and has the potential to be turned into a valuable security, faces up to seven years in prison of any kind in addition to a fine.

You can also f ...ReadMore

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icon My friend used my credit card and not giving money back

How to recover my money from my friend legally? Can go legally?


A. Dear client,
Collect whatever document you have like whatsapp chats,mails etc if any.
If you don’t have much witnesses and evidences, it will be difficult for you to prove anything.
You can even lodge an FIR and send a legal notice to him.
Also verify and check where has he spent such amount, use them as an evidence.

Thanks

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icon Regarding Money borroe

My mom have borrowed money from some different person not an organisation.for few they were charging 30 % interest now my mom was not able to pay but she said she will pay back orginal amount little l


A. Dear sir
Your mother may lodge a police complaint since they are doing illegal business and also lodge complaint with the government authority which issues license for running money lending business.

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icon Credit card limitation

Can a bank claim as credit card due amount after a lapse of 20 years

3 Response(s)

2 months ago


A. Dear Sir,
Any claim must be within a limitation period of three years from the date of last transaction. But in India the Bankers especially the Recovery Agents on behalf of Banks recovering outdated loans. You may resist the same.

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icon How to file a complaint against online part time job fraud

I have seen advertisement in Instagram and applied for online part time job...they have some normal tasks and some prepaid..in prepaid tasks I have paid 2 lakh rupees. At the moment of withdrawal they

2 Response(s)

2 months ago


A. Dear client,
This kind of online data entry/part-time jobs is being offered and operated by Fraudster companies/entities to extort money from unemployed youths. So, on receipt of such an unethical and arbitrary demand from such type of Company, just ignore it because the nature of demands itself proves their ulterior motives behind the offer. However, on receipt of repeated calls or messages/emails demanding money for different purposes or threatening legal action, then make a complaint(GD) aga ...ReadMore

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icon Debt collection from Ex Girlfriend

I was in relation with a girl for 5+ years. As like in any relation we had exchange money in form of each other expenses, hoteling, travel, gifts, etc. we were almost going to marry but some things le

3 Response(s)

4 months ago


A. Dear Sir,
Settle the issue as early as possible. She may lodge a false complaint against with so many allegations and police easily believe. Be careful and take wise decisions.

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icon HDB Financial Service Mortgage Loan

Its regarding the Mortgage loan of Rs.12 Lacs where my father received from HDB financial services on 2016 under my brother name of XXX woodworks small shop which is in main road side(not a registered

3 Response(s)

4 months ago


A. Dear Sir,
If the property exclusively belongs to your father then the children cannot file any suit and cannot get any stay on such recovery proceedings or selling the mortgaged property.

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icon Defaulter -eligible for getting a govt job

If someone get loan defaulter then is he eligible for getting a govt job.

3 Response(s)

5 months ago


A. Dear
Eligibility for a government job can depend on various factors, including the specific nature of the loan default and the policies of the government or the particular department in question. Generally, loan default may not automatically disqualify an individual from obtaining a government job, but it can impact the overall assessment of the candidate's character and financial responsibility.

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icon My loan repayment from a private lender is delayed by my side.

I borrowed 4 lakhs from a mutual friend, on a monthly 10% interest, for trading purpose, for 3 months. I paid the interest for 4 months to different accounts as asked by the lender. In the meantime, t

3 Response(s)

5 months ago


A. Dear Sir,
You may lodge multiple complaints and save yourself because there are doing illegal money lending business which cannot be approved by the Police and the Courts.

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