icon Complaint regarding not refunding fees.

I have enrolled to a computer coaching centre in january and in march the computer centre has been sealed as per govt. Order . And i asked them for refund my fees which is around 12500 for 4 months bu


A. Dear Client,
In the given scenario, serving a legal notice to the concerned computer coaching center, you have to file a complaint against the coaching center over an alleged deficiency in service and unfair trade practice under Sec. 35 of the Consumer Protection Act, 2019 before the Dist. Consumer Commission claiming refund of entire tuition fees paid in advance along with compensation for harassment and cost of litigation. The complaint should be filed within two year from the date of cause o ...ReadMore

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icon Insolvency

I have lost my job and own properties, but my emies pending, can i apply insolvency petition. After that can i get any job


A. Dear client, you can file an insolvency petition under Provincial Insolvency Act, 1920 if the amount of debt must be more than Rs. 500. If you have declared as insolvent there will be a negative effect on your future prospects. Though you can get a job but it will be more difficult as being an insolvent. And no lender will give you any money afterwards.

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icon How to get stay order of property possession taken by NBFC

Hello, I have a loan from an NBFC .. total pending - 92 lacs Total EMI overdue - 8.5 lacs For non payment of above EMI, the NBFC got a court order and has taken possession of my home. I was havi


A. Dear Client,

Sub-section (3A) of Section 13 of the SARFAESI Act, introduced in 2004, allows borrowers to make representations or objections regarding notices issued under subsection (2). Creditors must consider such representations and communicate reasons for non-acceptance within fifteen days. The Delhi High Court, referencing the Supreme Court's judgment in ITC Limited v. Blue Coast Hotels Ltd., affirmed the mandatory nature of Section 13(3A), emphasizing that creditors must consider borrowe ...ReadMore

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icon Patient Defaulting payment

Patient has taken 2 session treatment package a d discount has been given on that. He did one session and paid more than half amount but now doesn't want to do next session and doesn't want to pay eit


A. Dear client, You can initiate criminal proceedings against the defaulter under the Indian Penal Code, 1860. You can either file a case of criminal breach of trust or cheating.

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icon Third party loan

I have just register a third party loan app but they sent me a loan of 3500 and they charged 1400 tax and also deducted 1200 from the loan amount Without any documentation and without any permission n


A. Dear Client,

To address the issues with the third-party loan app and its recovery agents, take the following steps:

1. Visit your local Police Station and file a complaint against the third-party loan app and its recovery agents. Provide all relevant details and evidence to support your complaint.

2. Lodge a complaint online to the Cyber Crime Cell, attaching a copy of the police complaint. Ensure to extend your cooperation whenever required to combat the unfair trade practices of the fraudu ...ReadMore

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icon Private money lender harassment

My friend took an amount of 30k on my bike and he attempted suicide after one week and I was unable to withdraw my bike from them..it’s 3 months now and I called him to pay the amount and take my bi


A. Dear Client,
In the absence of any written documents supporting your claim of money from your friend, and moreover, you issued an NOCi. So, in such a situation it is almost impossible to get back the money from your friend even through litigation. However, you can serve a legal notice to your friend which may work or may not work.

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icon Harassment caused by Recovery Agents

The recovery agents are calling my colleagues and telling them that I have taken loans from various banks and not returning the same


A. Dear Client,
In the given situation, filing a complaint against the recovery agents in the local Police Station and endorsing a copy of said complaint to the concerned Bank, a complaint against the loan recovery agents appointed by the Bank can be made online to RBI at https://cms. rbi.org.in or by calling the helpline number 14440. The complaint may be lodged online or by filing an offline complaint and submitting the same at the Centralised Receipt and Processing Centre (CRPC) at RBI, 4th Floo ...ReadMore

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icon Recovery money

I have to give money to my relatives but he can't give back last one year ,I have only phone pay evidence only ,how can I proceed.please give ur valuable suggestion.


A. Dear Client,

Given the circumstances, pursuing a legal remedy may not be feasible without any documentary evidence supporting your claim to recover the money lent to your relative. However, one option is to issue a legal notice to your relative, formally demanding a refund of the loan amount. While the success of this approach is uncertain, it serves as a formal communication highlighting your claim and could potentially encourage resolution.

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icon Money

My father gave an amount to my uncle by selling more than 500gm gold to buy a property. In return my uncle promised that when the property will be sold I will give u 500 gm gold money. Now the propert


A. Dear Client,

Without a written Memorandum of Understanding (MOU) or agreement between the parties, obtaining a remedy or relief through litigation may not be feasible based on the current available information. However, one possible course of action is to serve a legal notice to your uncle. This formal communication can articulate your grievances, intentions, and any demands you may have, serving as a preliminary step before considering legal proceedings. It is advisable to consult with a lega ...ReadMore

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icon Harassment from money lenders

It about debt I have taken for business During covi Maximum amount of money I have given with profit but due to medical conditions currently I am not able to give but lenders are not giving time and h


A. Dear Client,

Your guidance on filing a complaint against recovery agents is comprehensive and aligns with the legal recourse available to individuals facing issues with recovery agents. It's crucial to ensure that debt recovery is conducted within the bounds of the law and with respect for the rights of the debtor.

The advice to file a complaint with the local police station and endorse a copy to the concerned bank is a standard practice to address any undue harassment or illegal actions by r ...ReadMore

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