Cheated by known person
Cheated by known person
A known person took money from for some product. But neither he gave me those product or return the money. What should I do to get my money back
8 months ago
A. Dear Sir,
You may nicely take postdated cheque and then file cheque bounce case. If not approach the Police and get such cheque or registered FIR.
Threat from money lender
I took Rs 10,000 from a money lenders who has no valid lending license. She roams around and gives money without any documents as security. I paid her Rs 2000 as interest 3 times for Rs 10,000 availed
8 months ago
A. Dear client,
You can lodge a complaint against the money lender for illegal money lending without a licence.
Thus you are free of her intimidation and harassment.
Lent money is not returned issue
Hi, my friend borrowed from me Rs.300 and told me that he will return my amount within 2 days of time. But it is going to be nearly 1 month and when asked after 10 days from borrowing he said that he
8 months ago
A. Dear client,
A lender can file a civil suit for recovering the money owed through promissory note or loan agreement. He can do so under Order 37 of CPC which allows the lender to file a summary suit.
Drafting the summary lawsuit is the initial step in this process, after which the borrower should be served with the summons. Along with the copy and summons, the court requires certain documents to be produced before it. The defendant will be required to appear in court within 10 days of the lawsu ...ReadMore
Loan due harrassment
I didn't paid last 5 EMI. Of my two wheeler loan in manappuram vehicle loan..they send ladies to my home and they said you will get non bail case it's destroy your career
8 months ago
A. Dear Client,
In case of default in repayment of EMI against a loan as per the condition of repayment for consecutive 3 times, Bank/FI marked the loan as NPA and takes the routine course of action permitted under relevant laws for recovery of debt lying outstanding against you. Both Supreme Court and Regulatory Authority, RBI issued orders/advisories refraining Banks, FI strictly from taking any coercive or forceful action deploying the recovery agents to recover the dues from the defaulter loane ...ReadMore
Harassment and forcing to commit suicide
I have been threatened by Kotak Mahindra Bank and asking me to commit suicide. I have the audip clip of the same. I am not able to pay my high EMI as I have lost my job. They have used abusive languag
8 months ago
A. Dear client,
It is very unpleasant to hear about this. You can file a police complaint against the bank and recovery agent.
A civil injunction can be with ad-interim relief can be filed against the bank and recovery agents.
Mental harassment - My father took some goods
My father took some goods back 2017-18 from a toy vendor. However due to some family dispute I tool over the shop from him and handed over my business with internal discussion. One year back I got to
8 months ago
A. Dear Client,
You may lodge a complaint or FIR against the vendor.
Whenever you contact that vendor, try to keep record of any letters, documents, or communications they send you. Try writing down the time and date of conversations along with notes about what you discussed.
Send a legal notice to the vendor who is harassing you to stop this act. Tell them how you want to be contacted in future and ask them to confirm this writing. In this notice, you should make clear that harassing is illegal ...ReadMore
Credit card debt more than 10 years
I have rec'd an arbitration notice from a lawyer for a debt which is more than 10 years old. I have asked the authorities to send me the statement of account over phone calls, but they have not oblige
8 months ago
A. Dear client,
The suit for the recovery of money has to be filed within three years from the date of borrowing so in your case the debt is barred by limitation so they can't recover the amount.
Credit card harrasment
There is a credit overlimit on my credit card of about rs. 600/- with Indus ind bank & their recovery agents are calling me day night despite the fact that the credit card bill payment date is not ela
9 months ago
A. Dear Client,
In the prevailing situation, you should bring the matter before the GRO of the concerned Bank and simultaneously file a complaint online to the Grievance portal of RBI for harassment by recovery agents for non-payment of credit cards outstanding for a meager amount of Rs.600/- only. But be careful, in case of default in repayment of dues continues for more than 3 months, then the debt may be termed as NPA affecting your CIBIL record. So, negotiate the matter with the Bank at the ea ...ReadMore
Money Recovery from MY Friend
I have given 10Lakhs to My Ex-colleague Via NEFT .This I have given to him to buy House as A Friendship Help. Infact I have given by Taking PL in one of the bank ,My Friend Promised that He will pay E
9 months ago
A. Dear Client,
From the contents of your query, it appears that for lack of evidence to prove that the transaction of money between you and your friend is made as a loan by taking a personal loan from a Bank for the said purpose on the basis of NEFT records or WhatsApp chat that does not corroborate your claim, recovery of outstanding loan from your friend is almost appears to be impossible even through litigation. So when you availed the loan in your name from the Bank, you are liable to repay th ...ReadMore
Taking signature on empty bond paper
Is taking signature on empty bond paper valid
9 months ago
A. Dear client,
You should never sign on an empty bond paper. Such bond paper is not a valid document in the eyes of law
