icon A friend borrowed money and is not returning for a year now.

A friend of mine borrowed 3.25 lakhs in April 2022 by saying that he will return in 1 or 2 months but he has not returned it till now, it's almost a year. I have been repeatedly calling him, he does n


A. Dear Sir,
U must have collected a cheque in support of your payment. Otherwise, approach Police, they may get cheque from that person.

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icon High penalty charges From MPOKKET

Hi i have been using this mpokket app from clge 2nd with 8K credi limit and taken loan and repaid all on time but in last year taken on Feb 2022 loan from mpokket 16000 due my family emergency situati


A. Hello Sir,
You cantalk to higher authority regarding this or can ask for lessen your amount otherwise they can take legal action against you and can seize your assests also.

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icon Daily messages calls loan recovery

Daily messages calls loan recovery calls WhatsApp messages pay and tells case transfer to legal agent so please help me


A. Communicate with your lender: Try to communicate with your lender and explain your situation. Ask for a payment plan or a grace period to help you get back on track.

Seek help from a financial advisor: Consider seeking advice from a financial advisor who can help you manage your finances and develop a repayment plan.

File a complaint: If you feel that your lender is harassing you with excessive calls or messages, you can file a complaint with the lender's grievance redressal mechanism. If the ...ReadMore

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icon Money recovery

Hello sir/ma'am. My girlfriend cheated on me... And she's not returning my money. I've proof of every penny i spent on her . She was agreed to return my money but now she's not returning after multipl


A. Hello Sir,
The maximum rate of intrest you can charge is for loans less than $500,000 the limit is 18% and for loans greater than $500,000 is 25%. So think according to this and do the necessary changes to not get into some trouble.

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icon Money recovery from deceased person

I have given around 17 Lac to my friend. Money was transferred through bank account only. 15 lac in my friend’s account and rest 2 lac in his wife’s account. I used to give him money as and when r


A. Dear Sir,
It is very hard to recover the said amount since not a single document like promissory note, agreement or cheque.

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icon Money Recovery

One of my friends has borrowed money and now not answering my calls, i want file a summary suit on him, he is an engineering friend and i only know his name and town name where he stays. I paid money


A. Dear Client,
You can contact an advocate and send a legal notice to him and use the bank to track his details for the same.

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icon Mental harrassing and torture

I'm getting mental harrassing and torture from debt fiance collection from local they comming to home late night asking money... torturing with bunch of gang... I'm asking time I'm facing really tuff


A. Dear Client,
Mentally torturing someone and harassing them for the return of money is illegal. You can take help of Police in this matter by filing FIR against those Goons.
Hope, it is helpful

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icon Need Loan Settlement Advice

How can I settle the personal loan in minimum amount because I am running through financial crisis? I have taken a loan from Loan Tap Financial Services in march 2021 and didn’t paid single emi beca


A. Dear Client

What you are asking is next to impossible as they will not settle for such small amount. You are suggested to get in touch with them and negotiate with higher amount

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icon For money recovery

I gave 30000 to my friend but she is not returning and i have all payment proof and her account balance can i file police complaint against her


A. Dear Client,
You can send a legal notice to your friend and ask her o return the same. If she does not, then you can file a case against her or a complaint.

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icon Loan repayment

I taken loan from a rbi approved nbfc which a amount of 10000 i didn't repay till yet what are consequences i should face regarding this issue?!


A. Dear Sir,
Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge

There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the poli ...ReadMore

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