Credit Card Default
Credit Card Default
Dear Sir, I last year invested a handsome amount of money in stock market through a broker. Things were good untill this year all the money was lost. An FIR was lodged against the broker and it made n
1 year ago
A. Dear Sir,
Pls read the following:
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Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning he ...ReadMore
Bike seized by finance company
Hello sir, I bought Honda dio on August 2021 by emi of 24 months from cholamandalam finance. I paid 12 months emi on time. Due to unemployment I can't able to pay 3 emi consecutively for the month of
1 year ago
A. Dear Client,
You have start paying the money back to get your bike back. And make a negotiation with them about the problem that happened will not happen anymore.
Subhashis Paul
Loan Recovey Agent Threat Call
Loan Recovey Agent Threat Call ? Need Suggetion
1 year ago
A. Dear Client,
You can file a complaint or FIR against the person. Then you can send a legal notice to the person to send you recovery related messages through the bank itself.
Subhashis Paul
Mental Harassment by recovery agent
The Loan recovery agents keep harassing me daily on calls 10-12 times a day . As per RBI guidelines on 12th august 2022 , They shouldn't do. but they are doing.
1 year ago
A. Dear Client,
“In view of concerns arising from the activities of these agents, it is advised that the REs shall strictly ensure that they or their agents do not resort to intimidation or harassment of any kind, either verbal or physical, against any person in their debt collection efforts,” the central bank said.
Therefore Harrassment by recovery agents is a serious problem. If you have been the victim of harrassment, you can file a complaint with Bank Ombudsman. You can also contact your lo ...ReadMore
Bajaj finance loan legal notice
We took a loan for educational course from bajaj finance. 2 days ago their employee contacted us and told us about the legal notice. We agreed to pay on 25 and that employee also agreed with us. But
1 year ago
A. Dear Client,
You can contact to the Bajaj Team member about the agreement you had yesterday. Kindly explain them about the agreement.
PG Owner not Returning Security Deposit
My Son is Pursuing CA and currently he lives in Ahmedabad. The PG in which he was staying previously had many issues and he had to leave it. Now When we talked to the PG Owner initially, He demanded O
1 year ago
A. Dear Client
You should immediately lodge FIR in police station and explain your situation to them.
Hope it helps.
Harrasment from illegal loan apps
I've taken some money from the loan apps which are providing the loan for 7 days on high rate of interest (Eg; provided 2000 and need to repay 3500 to 4000 in 7 days). How can I avoid this calls or wi
1 year ago
A. Dear Client,
As you have taken the loan you have to repay within the required time. You can avoid there calls but they also might sue you fir not repaying them back.
Need Time for paying left emis. How to manage recovery calls ?
I have been struggling since last year December. Got scammed, cashe, peoples are calling references. Till July, August , I have managed by paying some amount but now only i got new job and having 0 ru
1 year ago
A. Dear Client
I do understand your situation and suggest you to be calm and handle the situation amicably.
You should honestly and politely talk to your lenders and make them understand your situation and seek for time extension of three months.
You can talk to the HR of new job and seek salary in advance if they agree seeing your financial hardships.
Thanks
Hand loan - by signing lease agreement
Sir my husband has taken hand loan by signing lease agreement of my loom factory with out rotary sign or lawyer sign in agreement papers .we are paying interest for that amount monthly . from 6 we are
1 year ago
A. Dear Madam,
You may go to police station and they may settle your dispute. In future you should not believe such documents which have no legal force.
Refund of second NEFT transaction
I had paid for Indian association of Physiotherapists delhi branch physiotherapy registration fees of rupees 9440 twice accidentally through NEFT requested for refund many times not yet received can I
1 year ago
A. Dear Client,
You can send a legal notice to the organisation for refund of your amount within particular time period. If still no action is taken then you can file a case against them.
Subhashis Paul
