icon Guitar teacher hasn’t returning money took as advance

Hi i took Guitar classes used Urban pro to connect with teacher. Later after few months he asked me money rs 19000/- due to personal issue. Now after calling him multiple times he is not responding o

1 Response(s)

3 months ago


A. Dear Client,
In the given situation, you may serve a legal notice to Urban Pro who connected the teacher with you although he is a middleman having no direct nexus with the transaction of money between you and the teacher for personal purposes. Apart from this, no other remedies are feasible at the moment to recover the money lent to the teacher even through litigation.

Helpful
Helpful
Share
icon Repayment

Actually I'll took a loan of 4000 through pocketly app but not ready to pay because of some financial issue it only took 8 days due so is there any kind of legal. Action against me

2 Response(s)

3 months ago


A. Dear Client,
Once a loan is not repaid by the borrower for any reason whatsoever, Lender sends notice to the Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response from the Borrower, the Lender starts the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and, Guarantor who is equally liable for repayment of debt of principal Borrower and if after ...ReadMore

Helpful
Helpful
Share
icon Lent money to friend but He denoed to give back

Lent money to friend but He denoed to give back. I have his cancelled check , Can I go through legally against him.

2 Response(s)

3 months ago


A. Dear Client,
A standalone cancelled cheque cannot establish your claim against the person to whom you lend the money. You can serve a legal notice to your friend demanding refund of your loan and if the notice does not work, chance of getting back the money from your friend is almost remote even through litigation.

Helpful
Helpful
Share
icon Harassment from Credit Card Recovery Agents

I want to bring to your notice how specific agents from the Standard Chartered credit card department have been harassing me and my friends for the past 10-14 days. My issues date back to the 2013-14

2 Response(s)

3 months ago


A. Dear Client,
The regulatory authority RBI has strictly prohibited the use of abusive language, intimidation, or any form of harassment in the loan recovery process. Borrowers have the right to be treated with dignity and respect. The Recovery Agents should carry proper identification, maintain decorum, and act within the legal framework. The RBI guidelines emphasize that the recovery process should be fair and not oppress borrowers. Recovery agents should not resort to coercion or use of force i ...ReadMore

Helpful
Helpful
Share
icon Settlement Amount Paid but account is still open

I have taken a loan through PaySense and settled the loan by paying the asked amount in 2020. I have been requesting for loan closure but they are not responding now. This loan account is showing acti

1 Response(s)

4 months ago


A. Dear Client,
In the prevailing situation, serve a strong legal notice to PaySense and file a criminal suit under Se.503 IPC against the Company to let them face the consequences. Alternatively, file a complaint against the Company for deficiency in service and unfair trade practice under Sec.19 of the Consumer Protection Act, 2019 claiming compensation for harassment despite repayment of loan 3 years ago. Reach out to an Advocate for guidance and steps.

Helpful
Helpful
Share
icon not giving money back

I have given money to friend Rs.1000 . He told me that he will return me after 10 days, now it's been more than 1 month and he has blocked me on calling and not even answering me on whatsapp. For proo

3 Response(s)

4 months ago


A. Dear client,
As you do not have much documents to support your statement and claims you have to be very careful.
Take prints and also preserve those chats.
Send a legal notice to your friend.
If this does not work you have to lodge an FIR against him, which again will be difficult to lodge due to lack of much evidences.
If you have witnesses and if they are willing to give witness before the court, try to take their help in the Police station.

Helpful
Helpful
Share
icon Unregistered Apartment Owners Association :Limitations on MMC Penalty Arrears

I am a GPA of my relative who owns an Apartment in such Residency. The Managing Committee levies a high penalty of 10 percent per month of default compounding monthly over extended period of more than

1 Response(s)

4 months ago


A. Dear Client,
Serving a legal notice to the Association, submit a complaint to the Competent Authority appointed under the State-specific Apartment Ownership Act, i.e, the Housing Dept of the State Govt who is the registering authority of the association. If the matter affects other residents of the housing complex, then a mass petition complaining about the demand of arbitrary and exorbitant charges by the Association to the competent authority may be filed that may resolve the grievance faster ...ReadMore

Helpful
Helpful
Share
icon Notice u a. 20 2 Authorities act 1987

Dear sir , I have recieved a notice under the section mention above. Under the name of my elder brother who is no more in this world . He was having some credit card outstanding under his name . Now

2 Response(s)

4 months ago


A. Dear client,
If you don't appear then nothing will happen to you but they will keep sending letters and notices to your address.
The ideal way and also suggested is that you should appear once and submit the death certificate so that they can close the case for ever.

Helpful
Helpful
Share
icon Digital laon

I have taken digital loan from NBFC like Ring, smartcoin app and they visit home daily asking payment i

3 Response(s)

4 months ago


A. Dear Client Most of these digital lending sites are illegal and they do not have license from RBI to lend and give loans to anyone. Incase they keep harassing you then immediately lodge a complaint with the local police.

Helpful
Helpful
Share
icon Debt collection from Ex Girlfriend

I was in relation with a girl for 5+ years. As like in any relation we had exchange money in form of each other expenses, hoteling, travel, gifts, etc. we were almost going to marry but some things le

3 Response(s)

4 months ago


A. Dear Sir,
Settle the issue as early as possible. She may lodge a false complaint against with so many allegations and police easily believe. Be careful and take wise decisions.

Helpful
Helpful
Share