bank recovery agents
hi i have a credit card with RBL bank, i was always regular on my payments till this covid19 situation, so we both are out of work barely making our living, have a 4 months old child and even after ta ...
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A.
I have gone through your query in detail.
1) As you was the regular payer of RBL Bank credit card there is nothing much to worry as the covid-19 situation is NOT been deliberately bought by you, but it is due to the situations beyond your control.. & a national Disasters .
2) Using of any abusive language with your wife/ family members is very much illegal as the card is not in her name request you to record all the calls immediately along with the Caller name, time and date and save it into a
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Debt Collection
Credit Card
Hello , My credit card has been used by my friend and he is now refusing to pay the money and says he does not have any money. I do have whatsapp chat and voice recordings in which he says he will do ...
A.
According to Section 138 of the Act, the dishonor of cheque is a criminal offence and is punishable by imprisonment up to two years or with monetary penalty or with both. If payee decides to proceed legally, then the drawer should be given a chance of repaying the cheque amount immediately.
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Debt Collection
Debt recovery
A person had taken a money for need and after excusing for long time now given a multiple cheque of amount in instalment. excusing to return which first 4 has bounced Can we file a case for 420 frau ...
A.
No 420, only cheque bounce 138 can be filed.
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Debt Collection
Cheque bounce case
What is a fee for giving a single notice to party
A.
It depends upon the complicity and profile of the advocate. It may range from Rs.3k to 25k in Bengaluru city.
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Debt Collection
Money lending
I want to know About the documents that i should ask befofe giving money to someone on loan
A.
I have gone through your query in detail.
1) Make a promissory Note- Clearly mention the Start Date & End Date
2) Enter the same amount on Cheque with the borrowers own handwriting
3) Have 4 Witness from His Side & 2 Cheques also of the Witness
4) If you give frequent money on Interest, then better to take a Money Lender License & be safe.
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Debt Collection
Money recovery
I’ve lent an amount to a government employee and now he is making a excuse to return the money , what can I do in such situation? If I take any legal action will it threaten his job?
A.
Yes sir, please get in touch for drafting legal notice as well as letter to officer for lumpsum affordable fee.
Regards
Adv Shreesh Chadha
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Debt Collection
Money lender pressurizing me
Hello Sir/Madam, I have taken handloan of 5 lakhs from a friend. And I returned the same amount to her as promised. But, due to lockdown, I could not return 40,000 which I promised as interest to her. ...
A.
You can file criminal case against her.
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Debt Collection
Machines Purchase cheated
Dear Sir/Madam I am Elumalai, residence at Chennai, kodungaiyur. I lai, residence at Chennai, kodungaiyur. I plan to start a business 7 months back and I ordered machine to one of the supplier in Chen ...
A.
Sir
The notes are not clear pl upload doc
adv sunil n shah Mumbai
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Debt Collection
phone par dhamki
maine ek person se 1 lac rs liye the 1.5 saal pahle 5.5% par aur february tk intrest diya sath me principal amm bhi deta raha lekin wo principal ammount dobara manga raha hai aur dukan par taale dalne ...
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send a legal notice
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Debt Collection
Local finance giving dhamaki
Sir i had taken loan of rs 50000 local finance from his name sadanand and I paid 15000 rs and his interest rate at 10% and I paid monthly interest also from this covid reason I lost job and couldn't a ...
A.
Dear Sir,
Lodge private complaint if police not ready to issue FIR.
=====================================================
File A Criminal Complaint/Private Complaint In India: A Step-By-Step Process
Most Indian citizens are not aware of their legal rights. This lack of awareness is among the major reasons because of which reporting of criminal activities is not a seamless process in India. The general perception about policemen is also not helpful. However, reporting of crimes that you witness
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