Money back from borrower
Money back from borrower
5 years back I have given my credit card to one of my friend and he used all the credit amount and other than that I have helped him with money also. But till date he is not returning my money which i
6 months ago
A. Dear Client,
Attempt Amicable Resolution: Before involving law enforcement or legal action, you could try to resolve the matter amicably. Communicate with your friend, remind them of the debt, and try to work out a repayment plan.
Formalize the Debt: If you had any written agreements or evidence of the debt (emails, text messages, IOUs, etc.), gather and organize this information. It can be valuable if you decide to pursue legal action.
Legal Notice: You may consider sending a legal notice th ...ReadMore
How to recover husband took loan on my name
My husband took 20 lakhs personal loan on my name and promised to pay EMIs. I transferred 20 lakhs amount via phonepay to his bank a/c (sent 1 lakh every day to his bank a/c). Since 5 months we are li
6 months ago
A. Dear client,
You can lodge a police complaint against him and his parents. You can also file a suit against them for abusing you and also a money recovery suit.
I need my money back what should I do
I have call recording for the below conversation, I gave an amount to my friend of 18500 for 2 days as a loan in January but he didn't return that amount till now and also he is not answering for my c
7 months ago
A. Dear Client,
In the absence of details of borrower or any written documents that support your claim, the chance of getting back your money from that unidentified borrower appears to be almost unviable even through litigation.
Refund from university
Hello sir,ma'am I wanted to know can i claim full refund from university after a month and half if they cancel my admission by saying that i don't have enough attendance ( attendance is short because
7 months ago
A. Dear Client,
You can claim a refund of your admission or tuition fees from the University, provided if it is refundable as per the policy of the university on cancellation of admission. If the required attendance is the criteria is considered for refund of admission or tuition fees, then for poor attendance, the university may reject your claim. However, if poor attendance is caused on medical grounds, then you can represent the matter to the concerned authority of the university for considerati ...ReadMore
Advocates threatening me for credit card default
I could not make payments for my credit card due to no income. I have not given any cheque or ECS. But their advocates threatening me repeatedly. The latest threat is as follows :-Despite repeated req
7 months ago
A. Dear Client,
here are some steps you may consider taking:
Review Your Financial Situation: Ensure that you have a clear understanding of your financial situation. Make a detailed assessment of your income, expenses, and outstanding debts. This will help you communicate your situation more effectively.
Communicate with the Bank: It's important to maintain open and honest communication with the bank. Contact them and explain your financial difficulties. Try to negotiate a payment plan or settle ...ReadMore
Harassment from online credit app for non-payment by my colleague
I am getting calls from a loan app where my colleague had given my mobile number as reference asking me to connect to him as he has failed to repay the due. I have explained to them that iam unaware/
7 months ago
A. Dear client,
A recovery agent is not permitted to infringe upon your personal space, as per RBI regulations. In other words, the third party is not permitted to talk about the loan with your coworkers, friends, or family. You have the right to sue the recovery agent in the event that he does this.
Vodafone deactivate bill
I had a voda postpaid sim card. I had used it till 2018. But activated it in 2020 for email recovery, I wanted OTP. I have not used it since 2020. Someone else now have that number. I used to get call
7 months ago
A. Dear client,
You should respond to that and it is better that you clear all your outstanding dues of that bill at Lok Adalat.
Money
my frnd has taken 3.2 lac amount through an financial organisation on my name now he is saying right now i dont have money salary not credited alike words from past 3 months etc., that organisation as
7 months ago
A. Dear Client,
In the given situation, if anyone out of three, i.e. you, your friend or the lender Company, escalates the matter before the Court for recovery of money, all of you will be held accused of criminal offense u/s.416 of IPC - cheating by personation and consequently face the penalty u/s.420 IPC. Even the lender Bank may be held liable for the negligence of duty u/s.129 of IPC. So, it is better to negotiate or settle the matter amicably between the parties. You can try to negotiate a d ...ReadMore
Home loan by financed
I was taken home by financed through home loan in 2016. I was paid regularly emi till June 2022 but after that I am unable to pay. Subsequently my home loan account was NPA and bank take physical pos
7 months ago
A. Dear Client,
Once the dues against a loan are not repaid by the Borrower for any reason whatsoever, it is treated by the Bank as NPA. Accordingly, the Bank sends notice to the Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response from the Borrower, the Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower. You can make a prayer to the ...ReadMore
Cheated by Police Constable
Hi I was cheated by Vijayawada police Constable. I work in London so he is taking advantage. I transferred some cash to a loan broker for processing fee. He couldn’t process it. I asked a friend’s
7 months ago
A. Dear Client,
In the absence of strong and cogent proof supporting your claim/complaint against a public servant, your complaint may not be entertained by the disciplinary authority of the concerned department. So, consult with an Advocate with all your evidence for guidance and steps
