icon Cheated by Police Constable

Hi I was cheated by Vijayawada police Constable. I work in London so he is taking advantage. I transferred some cash to a loan broker for processing fee. He couldn’t process it. I asked a friend’s

2 Response(s)

7 months ago


A. Dear Client,
In the absence of strong and cogent proof supporting your claim/complaint against a public servant, your complaint may not be entertained by the disciplinary authority of the concerned department. So, consult with an Advocate with all your evidence for guidance and steps

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icon How to deal with Afghan Lender when I have no money to pay their interest

I took 1.5Lakhs from an afghan lender. He is not present now, but another one comes and take the money. I already paid over 2.2 lakhs already at 84%pa rate. I have no money to pay now, I failed to pay

1 Response(s)

7 months ago


A. Dear Client,
In the prevailing situation, you have two options to resolve the crisis - 1) You can file a petition for bankruptcy if you are unable to repay a debt greater than ₹500 under the Provincial Insolvency Act,1920. After analyzing whether the conditions for filing of bankruptcy have been met, the court may accept or reject the application. Until the decision on the application is taken, an interim receiver takes possession of the property of the debtor. If the application is admitted, ...ReadMore

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icon False asking of payment

we had our goods delivered by a delivery company, which they didn't deliver on time and now they have charged false demurrage of Rs. 3 lakhs on and above the original payment, we have said many times

1 Response(s)

7 months ago


A. Dear Client,
State Governments are to establish the Micro and Small Enterprise Facilitation Council (MSEFC) for the settlement of disputes on getting references/filing on delayed payments u/s. 20 and 21 of the MSMED Act. Section 18 of the MSMED Act grants the statutory right to MSME entities to approach the Facilitation Council to get their disputes resolved, which cannot be curtailed due to the existence of a separate dispute resolution mechanism in the contract between the parties. Any Micro ...ReadMore

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icon Loan payment to legal notice

I took a loan from home credit i paid 4 emis after that i have some family problems now they are asking to pay in 2 hours can you help me

3 Response(s)

7 months ago


A. Dear Client,

Contact the Lender: If you're facing difficulties in making payments, the best step is to directly contact the lender, in this case, Home Credit. Explain your situation and see if they can offer any temporary solutions, like extending the payment deadline or adjusting the repayment schedule.

Negotiate: If your family problems have resulted in temporary financial constraints, try to negotiate with the lender for a more manageable repayment plan. Lenders often prefer getting some pa ...ReadMore

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icon Financial fraud

A person messaged me saying can earn by putting reviews and they are digital influences after that they said there are few pre paid taxes for which you get profit. I paid about 1 Lakh and they are ask

2 Response(s)

7 months ago


A. Dear Client,
From the contents of your query, it sounds like a criminal conspiracy as defined u/s.120A IPC. Section 120A of the I.P.C. defines criminal conspiracy as an agreement of two or more persons to do or cause to be done an illicit or illegal act, or; an act that is not illegal by illegal means and punishable u/s.120B IPC that says whoever is a party to a criminal conspiracy other than a criminal conspiracy to commit an offense punishable as aforesaid shall be punished with imprisonment o ...ReadMore

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icon Collection of money

I have given some amount to my friend and now lagging the things. Can I file a complaint against the person for money . How can I get my money back

1 Response(s)

7 months ago


A. Dear Client,
In the absence of any documentary evidence supporting your claim, your complaint against the person demanding a refund of the loan shall not be admitted or entertained before any authority or forum.

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icon Money lent to a friend

I gave money to a friend to invest in his business. He promised an investment certificate and eventually returns. He is now not giving the certificate and is refusing to return the money. What can I d

1 Response(s)

8 months ago


A. Dear client,
If you have lent money to a friend and they have not repaid the amount as agreed, you may be able to recover the money through legal means in India. Here are the general steps you can follow:
Send a demand letter: You can start by sending a demand letter to your friend asking them to repay the money they owe you. The letter should clearly state the amount owed, the terms of repayment, and a deadline for repayment.
File a civil suit: If your friend does not respond to the demand lett ...ReadMore

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icon Mpokket Loan repayment delayed

My loan is over due from last 304 days, i am committed for the payment but cannot managed due to the financial condition, as from last 10 to 11 month was too horrible due to the medical expenses for D

2 Response(s)

8 months ago


A. Dear client,

The following legal remedies available to defaulter in the case of harassment by recovery agents:
Filing a complaint at the police station:
A proper complaint should be filed against the Bank and the recovery office. However, if the police do not file a complaint, the magistrate can be approached.

An injunction suit against the bank and recovery agents:
A civil injunction suit with an ad-interim relief can be filed in the civil court against the bank and recovery organization. It ...ReadMore

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icon Money lending to a friend

HI, I lend some money to a friend and now he is unreachable. Since he is a friend there is no check or guarantee except the transaction history This happened in Kerala, and right now I'm abroad for

2 Response(s)

8 months ago


A. Dear Client,
In the absence of any documentary evidence or proof supporting your claim for a refund of money lent out to your friend, you may not be able to recover the money from your friend even through litigation before the Court which is also a time-consuming process and expensive too.

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icon Is it worth to get my money back or should I accept my loss

A friend took 7000 from me in 2017 & has not returned the money since. Recently an AC Vendor took 5000 from me as advance but has not given the AC. So in total I am at loss of 12000. Should I fdil

2 Response(s)

8 months ago


A. Dear Client,
Claim against your friend for Rs.7000/- is barred by limitation now and would not be admitted because a claim is required to be filed within two years from the date of cause of action before the Consumer Court. As regards your advance to AC Vendor that you paid recently, you can file a Complaint u/s. 35 of Consumer Protection Act, 201 before the Dist. Consumer Commission claiming refund of advance and compensation for harassment.

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