icon Right over mother's ancestral property

Do I have any legal right over my mother's ancestral property. Can she dispose it off during her lifetime or execute a will ?


A. Dear Client,
son cannot lay claim to the property or have any right over it till the time the mother is alive, even if he is named as the sole beneficiary in the will. This goes for both self acquired and ancestral share. A son can, therefore, claim a right in the self-earned property of his mother if the mother has died intestate (i.e., without a will).
Even the share of ancestral property falling to the mother after the partition of the property becomes her absolute property and is treated as ...ReadMore

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icon Property documents

My broker needed a orginal property documents eventhough we provided photocopies of our documents in pdf. Is it safe to give


A. Dear Client,
The original copy of any document must always be given to an authentic source and not a private party, hence it is unsafe to provide the original documents for the broker himself. verify for what purpose the broker requires the documents and hand over the xerox if required

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icon Education Loan OTS

Namaste to Everyone. I took an education loan from (2016-19) of 2.50L . After completion of graduation some how i started repaying from past 6-8 I have not paid due to job and earnings problem. Now th


A. Dear Client,
Try to go to the online portal of the said bank and complaint about grievance through the same. it is advisable to repay the loan amount within the stipulated time or you may face seizure of your assets

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icon Harrassment and verbal attack on personal misfortune by Bajaj Finserve TVM

I took a consumer durable loan for a laptop from Bajaj Finserve when I was employed financially sound for 10 month tenure. After 5 months I got laid off unexpectedly which effecting my financial plann


A. Dear Client,
As per the contractual obligation you are bound to repay the loan but the creditors have no right to harass you to recall the amount, there are rules set as per RBI guidelines as to how they must recall the amount. The creditors can no come to your private property at odd hours and must not use abusive language and if they do so there are certain legal remedies like filing injunction suit by sending a legal notice and also filing a case for defamation and trespass.

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icon Cheque bounce due to stop payment.

I need a clarification on a cheque bounce case. I have sent around 15 lakh through online to my friend’s business account for his business purpose by taking a loan on my name . He started paying the


A. Dear Client,
When a person issues a cheque against a promise or against any refund of money refundable by her or him and in the absence of any agreement, the cheque receiver holding the said cheque is free to present the same for encashment and on presentation, if the cheque is dishonored or bounced for any reason, then holder of the Cheque can file a criminal suit against the drawer of the cheque under section 138 N I Act, 1938 within three months from the date on which it was presented in the ...ReadMore

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icon Delay in work by interior designer and not providing copy of contract

Hi All, I have engaged an interior designer for the renovation of my home, for which we signed an agreement on April 5th, 2024, specifying a total amount of INR 5,17,000. As I had a housewarming cerem


A. Dear Client,
In the given scenario, in the absence of the copy of the agreement, if you possess records of transactions of money as advance or as part payment made against the said contract, then serve a legal notice to the Interior Decorators and file a complaint against them over deficiency in service and unfair trade practice before the Dist. Consumer Commission under Sec.35 of the Consumer Protection Act, 2019 claiming compensation for harassment and seeking appropriate relief in the matter. ...ReadMore

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icon Pf overlaping issue

I resigned from my 1st org on 4th feb and joined next or on jan 20th causing overlap issue in epfo portal. How can i solve this if the last 20 days in my first org is lop days and is showing as ncp.da


A. Dear Client,
You joined your 2nd organization on 20th Jan while quit your 1st organization on 4th Feb. It means when you joined 2nd you were on the roll of the 1st organization that eventually caused overlapping and shows 20 days as loss of pay(LOP) in 1st Organisation and Non-Contributory Pay(NCP) days in EPF Portal. In the given situation, to resolve the issue of overlapping in the P F records of both employers, you need to approach the office of the Regional P F Commissioner who is the compe ...ReadMore

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icon Cheque bounce

I had a cheque bounce in private finance I got a call from police station saying I was a ci and I got a case file on you from public prosecutor sec 138&141 He is asking me to settle now itself otherwi


A. Dear Sir,
It seems it is a false and fake call because public prosecutor cannot file complaints under Section 138 and 141 of Negotiable Instrument Act.

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icon Nach charges

I paid emi early. Still loan company charged NACH charges . Its been month they r not replying to mail and calls. What can i do now ?


A. Dear Sir,
You may get issue a legal notice and thereafter try to approach banking ombudsman or approach consumer court.

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icon Domestic voilence

My younger sister went going through domestic violence since 6years, she is getting hares mentally and physically, her husband always threaten her for 2nd marriage and same pressure she is getting it


A. Dear Madam,
Ask your sister to file a suit for permanent injunction restraining her husband from marrying for second time during the subsistence of this marriage.

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