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Nothing will happen. Now itself get file a case and mention that she asking you to hand over your husband to her by divorce or else she will commit suicide. It will support you if she commits suicide.

You are major and you can move out.

Dear Madam,
In these days MIL and SIL are running pillar to post because of afraid of their DILs. File 498A ipc and DV case with the consent of your husband, only against them. They will understand your power and fell on your feet.
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PROCEDURE TO FILE DV CASE BY WOWEN
Now the law is on women’s side, with the Protection of Women against Domestic Violence Act (2005), the Indian Law has come to realize

Approach Municipal Corporation and submit the copy of the mutual divorce petition, in case any order is passed then submit the same as well. You can also approach High Court of your state by way of filing Writ Petition.

Approach police authorities and file complaint. Also install CCTV for evidence.

Dear Madam,
Hindu law has no boundaries. You can prove it. Oral evidence is enough. It is believed in Indian Law that no girl accept any other male person as her husband without marriage. Try with police if they do not co-operate then go to civil and criminal courts.

DEFENCES FOR HUSBAND TO DENY OR REDUCE
If your wife has asked for maintenance under CrPC 125, here's your chance to learn everything about how to fight and deny or reduce maintenance under CrPC 125
1. Husband’s EMI towards house to be considered in CrPC 125 Maintenance to wife – SC Judgment
This is somewhat old judgment of Supreme Court, and it brings an important consideration which was overlooked by lower courts: Which was neglecting to consider monthly EMI paid by husband towards housing

DEFENCES FOR HUSBAND TO DENY OR REDUCE
If your wife has asked for maintenance under CrPC 125, here's your chance to learn everything about how to fight and deny or reduce maintenance under CrPC 125
1. Husband’s EMI towards house to be considered in CrPC 125 Maintenance to wife – SC Judgment
This is somewhat old judgment of Supreme Court, and it brings an important consideration which was overlooked by lower courts: Which was neglecting to consider monthly EMI paid by husband towards housing

The reason Bank not giving NOC is because it feels your husband`s credit rating is insufficient to take over entire loan upon himself, means he cannot in Bank`s opinion pay full EMI. Ask for rescheduling of EMI ir try another Bank.

A wife will not automatically gets right over share of husbands property.