Return phone purchased by offline Shop on EMI
Return phone purchased by offline Shop on EMI
My father purchased a phone at offline shop on EMI,but when i check their specifications I really don't like their specifications, I wants to return it ,can i return it? , can I get my refund?
2 months ago
A. Dear client,
In an EMI scheme, there are three parties involved; You, the shopkeeper and the EMI facilitating bank. Firstly, you may refer to the EMI policy and read through the cancellation terms. Returning the phone would be an viable option provided the shopkeeper or offline store agrees to it. Upon cancellation, the EMI would also be cancelled. If the store refuses to return the product, you may file a consumer complaint against the shop. In accordance with Section 24-B of the Consumer Pro ...ReadMore
Package from abroad
My online friend sent me a gift, (he is working in UK. )through Royal Mail company. Royal Mail ask me 15,000 for the delivery process... I thought it might be a scammer. I question them why the sende
2 months ago
A. Dear Client,
It's essential to recognize that this scenario shares characteristics with common online scams. Be cautious about sending money to unfamiliar entities, especially if it involves unexpected charges or fees. Scammers often create elaborate stories to convince individuals to pay money. In such situations, it's crucial not to send any more funds and cease communication with the alleged sender. Consider reporting the incident to your local authorities or relevant cybercrime units. Be awa ...ReadMore
Magic Advertising Company cheated me by collecting 20 lakhs
This co.pany told they give part time jobs later asked me to to prepaid task were in I have to pay some money and they invest it on stocks and give it back .They kept saying it's system orders and Tax
2 months ago
A. Dear Client,
It appears to be a potential scam, as legitimate job opportunities should not involve requesting individuals to pay money upfront. In such situations, it's crucial to cease any further transactions or payments and refrain from providing additional personal information. Report the incident to your local law enforcement authorities and relevant consumer protection agencies. Additionally, if you have any documentation or correspondence with the company, preserve it as evidence. Conside ...ReadMore
Financial Fraud
I have given a money to one of the know person around 4 lakh and for the same he has given a Rs. 100 bond paper, but he didn't gave me any bank cheque and it's been 6 months that i have asked him to r
3 months ago
A. Dear Client,
While the chances of recovering the loan from your friend seem slim based on the provided information, there is still a potential opportunity to explore before giving up hope entirely. If there is a written contract or agreement on a Rs.100/- Stamp paper, signed by both parties and witnessed, consider serving a legal notice to your friend. You could pursue a money suit in a Civil Court, attempting to support your claim with at least one witness who signed the Stamp Paper, even if it ...ReadMore
Suspected Money Laundry - Cyber crime - Duping the public
In the name of Sequoia Capital Business School collecting money from investors and investing money in Primary Market and huge profits are earned with the investors money and profits are shown in elect
3 months ago
A. Dear Client,
It's an cognizable offence under an IT Act, As per Section 77-B of the Act, the offences punishable with imprisonment of three years and above shall be Cognizable. First, cease any further financial transactions with them. Document all communication, transactions, and agreements made with Sequoia Capital. Report the matter to law enforcement agencies, such as the police or a financial crimes division, providing them with all available evidence.
Additionally, seek legal advice from a ...ReadMore
Discrepancies in the product description and pricing on the loan application
I purchased a refurbished Dell Latitude E5470 laptop through an EMI arrangement, with the agreed price set at ₹31,000, and I received a bill reflecting this amount. However, upon reviewing the Bajaj
3 months ago
A. Dear Client,
In addressing the discrepancy with your laptop purchase through Bajaj Finserv, it's crucial to maintain clear communication with their customer care. Document all relevant details, including the agreed-upon price, the actual purchase amount, and any communication with customer care. If the issue persists, you may explore legal options such as sending a legal notice highlighting the discrepancy and seeking a resolution. Consultation with a legal professional may provide guidance on w ...ReadMore
A. Dear Client,
You can lend money at interest, provided that the interest rate falls within the appropriate legal guidelines. Most states have usury laws that limit the maximum amount of interest that a lender can charge. In addition, you should also consider the Applicable Funds Rate prescribed by the Internal Revenue Service (IRS). The Usurious Loans Act of India, 1918 aims to shield borrowers against greedy lenders that exploit people in need of cash by charging exorbitant interest rates. Priva ...ReadMore
Fraudulent transaction Total 50,000 INR made from my Mobikwik zip wallet
I received a call from the customer care number 7799293440 of Mobikwik mobile wallet company at 09.46PM of 13.11.2023, which I answered and but ignored the information received through IVR and then ag
4 months ago
A. Dear Client
You need to immediately lodge police complaint with the local police and initiate criminal action against the scamsters.
We have invested and found there was no manufacturing activity or quarterly financial report shared.
Hi We have invested in startup through a online platform last year Dec 2022. After few months Apr 2023 we found there was no manufacturing activity or quarterly financial report shared. When reached t
5 months ago
A. Dear client
Review the terms of the investment contract or agreement you entered into with the startup. This will help you understand the legal obligations of both parties and the available remedies in case of a breach. Depending on the nature of the dispute, you may file a complaint in the consumer court (if it involves consumer rights) or the civil court. If the startup was raising funds through an online platform, you may also consider filing a complaint with the Securities and Exchange Board ...ReadMore
Money for trading
My friend borrowed 1 lakh from me for trading or online betting. He said that he would return it as 1,40,000 in one month.now it had become 10 months.he hasn't even returned the principle amount.can I
5 months ago
A. Dear Client
Start by communicating with your friend and reminding them of the loan. Try to understand their situation and see if an alternative repayment plan can be arranged. Send a formal written notice or email detailing the terms of the loan, the amount due, and the agreed-upon repayment schedule. Mention the consequences of not repaying the loan, such as legal action. If your friend still doesn't comply, you may consider taking legal action.
